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Home My WebLink AboutDec 25-26FLORIDA MUNICIPAL INSURANCE TRUST DECLARATIONS I. DESIGNATED MEMBER: City of Winter Springs Address: 1126 East State Road 434 Winter Springs, FL 32708 II. COVERAGE PERIOD From October 1, 2025 to October 1, 2026 12:01 A.M. Standard Time at the address of the Designated Member. III. AGREEMENT NUMBER Florida Municipal Insurance Trust (FMIT)FMIT # 0648 IV. COVERAGES INCLUDED General Liability Errors & Omissions Law Enforcement Liability Automobile Property Workers Compensation V. ESTIMATED ANNUAL PREMIUM Normal Premium EC Incentive Credit Net Premium $1,480,331 $160 $145,890 $1,334,601 October 1, 2025 Signature of Authorized Representative Date FMIT GL DEC 1024 Page 1 of 2 FLORIDA MUNICIPAL INSURANCE TRUST GENERAL /PROFESSIONAL LIABILITY COVERAGE AGREEMENT DECLARATIONS I.DESIGNATED MEMBER: Agreement No.: 0648 City of Winter Springs II. Government Description ☒ Municipality County District Other III. COVERAGE PERIOD From October 1, 2025 to October 1, 2026 12:01 A.M. Standard Time at the address of the Designated Member. Premium Basis Deductible/ Type Limit Net Premium IV General/Professional Liability $10,000/DSL $5,000,000* $605,071 Payroll: 8,741,333.00 1. General Liability a. Broad Form Property Damage $10,000/DSL Per Form Included b. Extra Contractual Legal Expense N/A Per Form c. Fire Legal Liability $10,000/DSL Per Form d. Medical Attendants’/Medical Directors’ Malpractice Liability $10,000/DSL $5,000,000 2. Errors & Omissions Liability $10,000/DSL $5,000,000 Included a. Employment Practices Liability $10,000/DSL $5,000,000 b. Employee Benefits Program Administration Liability $10,000/DSL $5,000,000 3. Law Enforcement $10,000/DSL $5,000,000 Included Full Time with Arrest Powers: 61 Part Time with Arrest Powers: 1 Volunteers: 10 Clerical: 9 Dogs: 1 * This limit is inclusive of the extended limit as modified by FMIT SE GL or FMIT SE SIR GL, whichever is applicable. This limit is only available when the conditions of FMIT SE GL or FMIT SE SIR GL are met, whichever is applicable. V. This Agreement includes these endorsements and schedules: See Schedule A VI. ESTIMATED ANNUAL PREMIUM Florida Municipal Insurance Trust Normal Premium Incentive Credit Net Premium $671,856 $66,785 $605,071 Florida League of Cities Sponsored Insurance Programs Since 1977 THIS DECLARATIONS AND ALL SUPPLEMENTAL DECLARATIONS, TOGETHER WITH THE COMMON CONDITIONS, COVERAGE FORMS AND ENDORSEMENTS COMPLETE THE ABOVE NUMBERED AGREEMENT. FMIT GL DEC 1024 Page 2 of 2 FMIT GENERAL/PROFESSIONAL LIABILITY COVERAGES October 1, 2025 – October 1, 2026 Scheduled Coverage Forms List City of Winter Springs, FMIT # 0648 Schedule A Form # Description FMIT COND 1025 Conditions of Coverage FMIT CA 1025 Coverage Agreement FMIT BFPD 1022 Broad Form Property Damage Endorsement FMIT ECLE 1025 Extra Contractual Legal Expense FMIT FLL 1012 Fire Legal Liability Endorsement FMIT MA 1018 Medical Attendants'/Medical Directors' Malpractice Liability FMIT EO 1022 Public Officials Errors And Omissions And Employment Practices Liabitiy Endorsement FMIT EBL 1019 Employee Benefit Program Administration Errors And Omissions Liability Endorsement FMIT LE 1018 Law Enforcement Liability Endorsement FMIT IC BH A 1021 Inverse Condemnation And Bert J. Harris Jr. Private Property Rights Protection Act FMIT SE GL 1024 Specific Excess Endorsement - General Liability FMIT DSL 1011 Deductible StopLoss Endorsement Provisions FMIT CIE 1011 Crisis Intervention Expense Endorsement FMIT SBU 1021 Sewerline Backup Initial Cleanup Expense