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HomeMy WebLinkAbout2005 03 14 Regular 500 Comprehensive Annual Financial Report for Fiscal Year Ended September 30, 2004 COMMISSION AGENDA ITEM 500 CONSENT INFORMATIONAL PUBLIC HEARING REGULAR X March 14, 2005 Meeting MGR f~EPT Authorization REQUEST: The Finance Department is requesting City Commission acceptance of the Comprehensive Annual Financial Report (CAFR), as presented, for the fiscal year ended September 30, 2004. PURPOSE: The presentation by the City Auditors of the Comprehensive Annual Financial Report for the fiscal year ended September 30, 2004. CONSIDERATIONS: The CAFR is prepared to give the City Commission and the citizens a greater understanding of the City's financial standing than can be obtained through the financial statements. RECOMMENDATION: Acceptance of the CAFR, as presented, for the fiscal year ended 9/30/04, by the City Commission. ATTACHMENTS: Comprehensive Annual Financial Report for the fiscal year ended 9/30/04 including the audited financial statements and the audit opinion. COMMISSION ACTION: City of Winter Springs, Florida COMPREHENSIVE ANNUAL FINANCIAL REPORT ~ """'" z > z Ci """'" > t'"l For The Year Ended September 30,2004 I; i Prepared by: Finance Department INTRODUCTORY SECTION This section contains the following subsections: · Table of Contents · Letter of Transmittal · GFOA Certificate of Achievement · List of Principal Officers · Organizational Chart CITY OF WINTER SPRINGS COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS Year Ended September 30, 2004 Paqe I. Introductory Section: Table of Contents Letter of Transmittal GFOA Certificate of Achievement List of Principal Officials Organizational Chart i-iii iv-ix x xi xii II. Financial Section: Independent Auditor's Report Management's Discussion and Analysis 1-2 3-18 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net Assets 19 Statement of Activities 20 Fund Financial Statements: Balance Sheet - Governmental Funds 21 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 22 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 23 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - General Fund 24-25 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Public Service Tax Special Revenue Fund 26 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Emergency and Disaster Relief Services Special Revenue Fund 27 Statement of Net Assets - Proprietary Funds 28-29 Statement of Revenues, Expenses and Changes in Fund Net Assets - Proprietary Funds 30 Statement of Cash Flows - Proprietary Funds 31-32 Statement of Fiduciary Net Assets - Fiduciary Funds 33 Statement of Changes in Fiduciary Net Assets - Fiduciary Funds 34 Notes to Financial Statements 35-60 J CITY OF WINTER SPRINGS COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS - Continued Year Ended September 30, 2004 II. Financial Section - Continued: Combining and Individual Fund Statements and Schedules: Major Governmental Fund: Schedule of Revenues and Expenditures and Changes in Fund Balance - Budget and Actual: TLBD Debt Service Fund Nonmajor Governmental Funds: Combining Balance Sheet - Nonmajor Governmental Funds Combining Statement of Revenues, Expenditures and Changes In Fund Balances - Nonmajor Governmental Funds Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual: Special Revenue Funds Debt Service Funds Capital Project Funds Capital Assets Used in the Operation of Governmental Funds: Schedule by Function and Activity III. Statistical Section: Government-Wide Information: Government-Wide Expenses Function Government-Wide Revenues Fund Information: General Governmental Expenditures by Function General Governmental Revenues by Source Property Tax Levies and Collections Assessed and Estimated Value of Taxable Property, Net of Exemptions Property Tax Rates, Direct and Overlapping Governments Schedule of Ten Largest Taxpayers Special Assessment Billings and Collections Legal Debt Margin Ratio of Net General Obligation Bonded Debt to Assessed Value and Net General Obligation Bonded Debt Per Capita Ratio of Annual Debt Service Expenditures for General Bonded Debt To Total General Governmental Expenditures Computation of Direct and Overlapping General Obligation Debt Revenue Bond Coverage Demographic Statistical Data Property Values and Construction Miscellaneous Statistical Data II Paqe 61 62-68 69-75 76-92 93-98 99-1 06 107 1 08-1 09 11 0-111 112-113 114-115 116 117-118 119 120 121 122 123 124 125 126 127 128 129 CITY OF WINTER SPRINGS COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS - Continued Year Ended September 30, 2004 Paqe IV. Other Reports: Report on Compliance and on Internal Control over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance With Government Auditing Standards Report on Compliance with Requirements Applicable to the Major Program and Internal Control over Compliance in Accordance with OMB Circular A-133 Schedule of Expenditures of Federal Awards Notes to Schedule of Expenditures of Federal Awards Schedule of Findings and Questioned Costs - Federal Awards Management Comments and Responses 132-133 134 135 136 137-141 130-131 iii CITY OF WINTER SPRINGS, FLORIDA 1126 EAST STATE ROAD 434 WINTER SPRINGS, FLORIDA 32708-2799 Telephone (407) 327-1800 March 14, 2005 To the Honorable Mayor and City Commission and Citizens of the City of Winter Springs, Florida: State law requires that all general-purpose local governments publish a complete set of financial statements presented in conformity with generally accepted accounting principles (GAAP) and that they be audited in accordance with generally accepted auditing standards (GAAS) by a firm of licensed certified public accountants. Pursuant to that requirement, it is with great pleasure that we present to you the City of Winter Springs, Florida Comprehensive Annual Financial Report (CAFR) for the fiscal year ended September 30, 2004. For the third consecutive year our report has been formatted to comply with the new financial reporting model developed by the Governmental Accounting Standards Board (GASB) Statement 34, Basic Financial Statements-and Management's Discussion and Analysis-for State and Local Governments. The new financial reporting model completely changes the format of the City's financial statements. It is intended to improve financial reporting by incorporating significant additional information not previously available in public sector financial reporting. In addition to the fund-by-fund financial information previously presented in the City's financial statements, the new model has a number of key features as follows: ~ Government-wide financial reporting - The government-wide statements present a. clear picture of the government as a single, unified entity. These new statements complement rather than replace traditional fund-based financial statements. Included in the government-wide statements is a "Statement of Net Assets", that provides the total net equity of the City including capital assets and debt, and the "Statement of Activities", that shows the cost of providing government services. ~ Long-term focus for governmental activities - Traditional "fund" financial statements focus on near-term inflows, outflows and balances of spendable financial resources and are prepared using the "modified" accrual method of accounting. The government-wide statements have been prepared with a long-term focus using the "full" accrual basis of accounting. A reconciliation report is provided as a key to IV l , ,." .~ ., "II~"- understanding the changes between the two reporting methods. The most significant differences between the two types of reporting methods relate to the recordation of capital assets (including prior expenditures for infrastructure) and debt in the government-wide statements. The use of separate account groups to record general fixed assets and general long-term debt were eliminated. ~ Management's Discussion and Analysis (MD&A) - Generally accepted accounting principles (GAAP) require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of an MD&A. The MD&A provides "financial highlights" and interprets the financial reports by analyzing trends and by explaining changes, fluctuations and variances in the financial data. In addition, the MD&A are intended to disclose any known significant events or decisions that affect the financial condition of the City. This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Winter Springs' MD&A can be found immediately following the report of the independent auditors. ~ Major funds - The new reporting model includes an emphasis on the City's major funds as shown inthe governmental fund statements. Nonmajor funds are aggregated in the government-wide statements; however detail can be found for the nonmajor funds in the traditional fund statements. ~ Expanded budgetary focus - Under the new model, budgetary information IS presented for both the original and the final amended budget. Management assumes full responsibility for the completeness and reliability of all of the information presented in this report. To provide a reasonable basis for making these representations, management of the City of Winter Springs has established a comprehensive internal control framework that is designed both to protect the government's assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City of Winter Springs' financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City of Winter Springs' comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City of Winter Springs' financial statements have been audited by McDirmit, Davis & Company, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Winter Springs for the fiscal year ended September 30, 2004, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. Based upon the audit, the v independent auditor concluded that there was a reasonable basis for rendering an unqualified opinion that the City of Winter Springs' [mancial statements for the fiscal year ended September 30, 2004, are fairly presented in conformity with GAAP. The independent auditor's report is presented as the first component of the financial section of this report. Profile of the Government The City, incorporated in 1959, is located in Seminole County, which is a part of the greater Orlando metropolitan area in East Central Florida. This area is one of the fastest growing areas in the country. The City currently has a land area of 14.77 square miles and a population of approximately 33,000. The City operates according to a Council/Manager form of government, with an appointed City Manager, five elected City Commissioners and a separately elected Mayor. The governing body is responsible, among other things, for passing ordinances, adopting the budget, appointing committees, and hiring the City's Manager, Clerk and Attorney. The City Manager is responsible for carrying out the policies and ordinances of the governing body, for overseeing the day-to-day operations of the government, and for hiring the directors of the various departments. The City of Winter Springs provides a full range of services, including police and fire protection; the construction and maintenance of highways, streets and other infrastructure; and recreational activities and cultural events. The City maintains both a Water and Sewer Utility and a Stormwater Utility, which function, in essence, as d~partments of the City of Winter Springs and therefore have been included as an integral part of the City of Winter Springs' financial statements. The annual budget serves as the foundation for the City of Winter Springs' financial planning and control. All departments of the City of Winter Springs are required to submit requests for appropriation to the City Manager. The City Manager then uses these requests as the starting point for developing a proposed budget. The City Manager then presents this proposed budget to the council for review on or before July 1. The City Commission is required to hold public hearings on the proposed budget and to adopt a final budget no later than September 30, the close of the City of Winter Springs' fiscal year. The appropriated budget is prepared by fund (e.g., general fund), department (e.g., fire department) and division (e.g., EMS). The City Manager may make transfers of appropriations within a department. Transfers of appropriations between departments, however, require the special approval of the City Commission. Original and final amended budget-to-actual comparisons are provided in this report for each individual governmental fund. For the General Fund, the Public Service Tax Fund, and the Emergency and Disaster Relief Fund, these comparisons are presented on pages 24-27 as part of the basic financial statements for the governmental funds. For other governmental funds these comparisons are presented in the governmental fund subsection of this report, which starts on page 61. VI Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of Winter Springs operates. Local economy. The City of Winter Springs is primarily a retail, office and residential area with a small amount of light industry and commercial business. The City's total assessed valuation for real and personal property (net of exemptions) increased 7.8% from the prior year and 105.2% since fiscal year 1994. The increase in valuations and millage resulted in an increased total tax levy of $937,293 over last year and $3,604,407 since 1994. The City's population has increased 33% from that often years ago. Local indicators still point to a continued trend of growth as the City works with builders, developers and residents for both commercial and residential development. This increased growth helps the City maintain a moderate property tax rate, which was at 4.5500 mills during fiscal year 2004 (tax year 2003) and includes 0.2500 mills of voted debt service for Central Winds General Obligation debt. Long-telm financial planning. The City Commission updated and adopted a 5-year Capital Improvements Plan (ClF) during fiscal year 2004. The ClF is a multi-year prioritized schedule. of improvements that lists each capital improvement by the year it is intended to be purchased or commenced; the amount to be spent per year; and the method of financing such improvement. Each year during the annual budget process the ClF is reviewed to ensure incorporation of all necessary capital improvements. It should be noted; however, that the ClF is not a fixed document but a flexible, dynamic document that may change to reflect changing priorities, opportunities, costs, or different financing approaches. Cash management policies and practices. The City administers a cash management and investment program that seeks to maximize, in order of priority, the preservation of funds, liquidity and interest earnings over its cash and investments. Cash resources of the individual funds are combined to form a pool of cash and investments. The average cash and investment pool balance during the year (not including pension funds) was $24,029,685 and the average investment earnings rate was 1.3%. Investment income includes the change in the fair value of investments. During the year monies were invested in U.S. Agencies and Treasuries, Federal Home Loan bonds, commercial paper, fixed income mutual funds and the State Board of Administration Local Government Investment Pool in accordance with the City's Investment Policy. Pension Fund assets were primarily invested in equity and bond funds in accordance with the City's Investment Policy for Retirement Funds. The average of Pension Fund assets during the year was $7,991,513 and the average investment gain was 13.05% due to an increase in the fair value of investments. Risk Management. During the ordinary course of its operations, the City is exposed to various risks of losses. The City maintains commercial insurance coverage in amounts that vii management deems adequate to protect and safeguard the assets of the City. ill the opinion of the City's management and legal counsel, legal claims and litigation are not anticipated to have a material impact on the financial position of the City. Pension and other post-retirement benefits. The City of Winter Springs sponsors a single-employer defined benefit pension plan for its employees. Each year, an independent actuary engaged by the pension plan calculates the amount of the Annual Required Contribution (ARC) that the City of Winter Springs must make to the pension plan to ensure that the plan will be able to fully meet its obligations to retired employees on a timely basis. ill addition to the City's contribution, employees make a 3% contribution of gross salary. Total actual contributions made during fiscal year 2004 were 88% of the fiscal year 2004 ARC. At September 30, 2004, cumulative payments to the plan since inception were $175,246 over the cumulative ARC. The City has funded 74.5% of its actuarial accrued liability for pension benefits. A three-year trend shows this funded ratio (assets over liability) has steadily increased from 69.9% to 74.5%. The unfunded actuarial liability as of October 1, 2003 was $2,492,546. The remaining unfunded actuarial liability is being systematically funded over 30 years beginning October 1, 2000 as part of the ARC calculated by the actuary. The City of Winter Springs does not provide any post-retirement health or dental benefits for retirees or their dependents. Awards and Acknowledgements The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Winter Springs for its CAFR for the fiscal year ended September 30, 2003. This was the fourth consecutive year that the government has received this prestigious award. In order to be awarded a Certificate of Achievement, the government published an easily readable and efficiently organized CAFR. This report satisfied both GAAP and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current CAFR continues to meet the Certificate of Achievement Program's requirements and we will be submitting it to the GFOA to determine its eligibility for a certificate. The preparation of this report would not have been possible without the efficient and dedicated services of the entire staff of the finance department. We would like to express our appreciation to all members of the department who assisted and contributed to the preparation of this report. Other City departments, although not extensively involved in year-end audit activities, contributed significantly by ensuring the accuracy and integrity of accounting information compiled throughout the year. Without their diligence, the work of the Finance Department would have been considerably more difficult. Appreciation must also be expressed to the City's auditors whose suggestions and attention to detail enhanced the quality of this report. Vlll I I I t """III In closing, we would also like to express appreciation to the Mayor and the City Commission for their unfailing support for maintaining the highest standards of professionalism in the management of the City of Winter Springs' finances. Respectfully submitted, ;(~M 'lJ1T7' Ronald W. McLemore City Manager l~~ Michelle Greco, CPA Finance Director IX Certificate of Achievement for Excellence in Financial Reporting Presented to City of Winter Springs, Florida For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2003 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and fmancial reporting. ~~..e~ President ~/~ Executive Director x CITY OF WINTER SPRINGS, FLORIDA LIST OF PRINCIPAL OFFICIALS September 30, 2004 ELECTED OFFICIALS MAYOR DEPUTY-MAYOR/COMMISSIONER COMMISSIONER COMMISSIONER COMMISSIONER COMMISSIONER John F. Bush Robert S. Miller Sally McGinnis Michael S. Blake Donald Gilmore David McLeod APPOINTED OFFICIALS CITY MANAGER CITY CLERK FINANCE DIRECTOR INFORMATION SERVICES GENERAL SERVICES POLICE CHIEF FIRE CHIEF UTILITY/PUBLIC WORKS DIRECTOR COMMUNITY DEVELOPMENT DIRECTOR PARKS AND RECREATION DIRECTOR Ronald McLemore Andrea Lorenzo-Luaces Michelle Greco Joanne Dalka Vacant Daniel Kerr Timothy Lallathin Kipton Lockcuff Vacant Chuck Pula LEGAL COUNSEL Anthony Garganese Brown, Garganese, Weiss & D'Agresta, P.A. FINANCIAL ADVISOR David Moore Public Financial Management xi l I ~ ~ . ~ . ~ 4 AUDITORS McDirmit, Davis & Company, LLC Citizens of Winter Springs Mayor and City Commission I I I I . Advisory Boards City Manager City Attorney City Clerk Information Services I I I I I I Finance Director Community Development Fire Chief Police Chief Public WorkslUtility Parks & Recreation General Services Director Director Director Director . Administration . Accounting . Debt Mgt. 'Treasury Mgt. 'Meter Svc. . Budgeting City of Winter Springs Organizational Chart . Administration 'Comp Plannning . Land Mgt. 'Permit & Insp. . Administration . FirelRescue 'Fire Prevention 'EMS . Administration . Administration 'Records 'Stormwater 'Communications 'Transportation 'Patrol 'Engineenng 'Investigations 'Water Mgt. 'Code Enforcement Water Wastewater . Administration . Administration 'Civic/Senior 'RR 'ParksIField Mnt. 'Risk Mgt. 'Athletics 'Purchasing 'Rec. Programs 'Concession Svc. *The City Manager is appointed by the Commission. *The City Clerk is appointed by the Mayor with ratification of the City Commission and works under the direction of the City Manager. *The City Attorney is appointed by the Mayor with ratification of the City Commission and works under the direction of the City Commission. * Advisory Boards are appointed by the Mayor and City Commission and work under the direction of the City Commission. xii FINANCIAL SECTION MCDIRMIT III DAVIS CERTIFIED PUBLIC ACCOUNTANTS AND ADVISORS INDEPENDENT AUDITOR'S REPORT Honorable Mayor and City Commission City of Winter Springs, Florida Winter Springs, Florida We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Winter Springs, Florida, as of and for the year ended September 30, 2004, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Winter Springs, Florida, as of September 30, 2004, and the respective changes in financial position and cash flows, where applicable, thereof and the respective budgetary comparisons for the general fund and the public service tax special revenue fund for the year then ended in conformity with accounting principles generally accepted in the United States of America. MCDIRMIT DAVIS & COMPANY, LLC 605 E. ROBI!\SO!\ STREET. SL'lTE 635 . ORLA'JDO, FLORIDA 3280 I TELEI'HO-':E 407-843-5406' FAX 407-649-9339 . EMAIL:'I!\F00.\KDIRMITDA VIS.CO\l \lE\1BERS: PRI\ ~ TE CO\1P\~IES PR.\CTlCE SECTION' AMERICAN hSTITUTE OF CERTIFIED I'LiBLlC ACCOL~TA~ TS . FLORIDA I~STlTUE OF CERTIFIED PUBLIC ACCOUNT ANT S 1 In accordance with Government Auditing Standards, we have also issued a report dated January 25, 2005 on our consideration of the City of Winter Springs, Florida's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grants. That report is an integral part of. an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. The Management's Discussion and Analysis on pages 3 through 18 is not a required part of the basic financial statements but is supplemental information required by the Governmental Auditing Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplemental information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Winter Springs, Florida, basic financial statements. The. introductory section, combining and individual nonmajor fund financial statements and schedules, and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The accompanying schedule of expenditures of federal awards is presented for purposes of additional analysis as required by U.S. Office of Management and Budget Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations, and is also not a required part of the basic financial statements of the City of Winter Springs, Florida. The combining and individual nonmajor fund financial statements and schedules and the schedule of expenditures of federal awards have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and statistical tables have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. 1JtP!1Umit ~ & tMnp~LLc' January 25, 2005 2 Management's Discussion and Analysis As management of the City of Winter Springs, we offer readers of the City of Winter Springs' financial statements this narrative overview and analysis of the financial activities of the City of Winter Springs for the fiscal year ended September 30, 2004. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages iv-ix of this report. Financial Hiahliahts · The assets of the City of Winter Springs exceeded its liabilities at the close of the most recent fiscal year by $64,488,554 (net assets). Of this amount, $23,039,498 (unrestricted net assets) may be used to meet the government's ongoing obligations to citizens and creditors. · The government's total net assets increased by $4,711,685 or almost 8%. · As of the close of the current fiscal year, the City of Winter Springs' governmental funds reported combined ending fund balances of $13,231,945. Approximately 91% of this total amount, or $12,093,842 is available for spending at the government's discretion (unreserved fund balance). · At the end of the current fiscal year, unreserved fund balance for the General Fund was $4,892,156, or 30% of total general fund expenditures. · The City of Winter Springs' total debt increased by $3,583,191 (7%) during the current fiscal year. The increase was the result of temporary financing to cover the costs to prepare for and recover from three hurricanes. · The City established a new fund called the Emergency and Disaster Relief Fund to capture the costs to prepare for and recover from the unusually active and costly hurricane season. At September 30, 2004 a total of $5,970,999 in expenses have been charged to this fund. The City borrowed $5,000,000 to cover these costs in anticipation of reimbursement from FEMA. Overview of the Financial Statements The financial statements focus on both the City as a whole (government-wide) and on the major individual funds. Both perspectives (government-wide and major fund) allow the user to address relevant questions, broaden a basis for comparison (year to year or government to government) and enhance the City's accountability. This discussion and analysis is intended to serve as an introduction to the City of Winter Springs' basic financial statements, which are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City of Winter Springs' finances, in a manner similar to a private-sector business. The Statement of Net Assets presents information on all of the City of Winter Springs' 3