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HomeMy WebLinkAbout2009 01 29 Regular 600 Request Local Planning Agency Review Housing ElementPLANNING & ZONING BOARD / LOCAL PLANNING AGENCY ITEM 600 January 29, 2009 Special Meeting Consent Information Public Hearin Re ular X REQUEST: The Conu»unity Development DepartmentPlarming Division requests that the Local Planning Agency review, give comment and make a recommendation on the draft Housing Element (previously distributed). PIURPOSE: To give opportunity for the Board to review, discuss and provide their recommendation on the draft Housing Element to the City Commission. APPLICABLE LAW AND PUBLIC POLICY: Florida Statute s. 163.3177 (Required elements o9~the Comprehensive Plan) Florida Statute 163.3174 (4) (related to responsibilities of the LPA regarding the comprehensive plan) BACKGROUND: Tl~ie City's Comprehensive Plan has proven to be a good guide for developing the City. Generally the objectives have been met and the policies implemented. However, the Florida Statutes describes the local government comprehensive planning program as a continuous and dynamic process. An Evahiation and Appraisal Report (EAR) is required every seven years by each local government to assess the progress of implementing the local government's comprehensive plan. [The EAR process is designed to respond to changes in state, regional, and local policies on planning and growth management, changing conditions and trends, to ensure effective intergovernmental coordination, and to identify major issues regarding the community's achievement of its goals.] Florida law establishes minimum requirements for the City's planning data to ensure predictability, certainty, and integrity in the local growth management process. The City's Comprehensive Plan must be amended to address the needs oCthe City into the next planning period. The F.,valuation and Appraisal Report (EAR) on the City of Winter Springs 2001 Comprehensive Plan lays the groundwork for undertaking a comprehensive update of the City's Comprehensive Plan and offers a forthright evaluation and assessment of the City's current comprehensive plan. The EAR was developed over a 18-month period and involved numerous public workshops. During the spring of 2007, the City identified six Major Issues as the core emphasis of the EAR [Section 163.3191(1)(c), F.S.]: These included: ,Ianua-y 29, 2009 Regular Agenda Item 600 • Greenway Interchange Employment District • Elderly Mousing & Medical Care • affordable and Work-Force Housing (Section 163.3177(6)(f), F.S. and Kule 9J-5.0]0 F.A.C.) • State Road 434 Corridor • Population, Housing Density and Greenspace • Redevelopment of West Side Data was collected and analyzed on each issue as well as an assessment of how things could have been done differently to better achieve the goals, objectives and policies of the comprehensive plan as they related to the major issues. In addition to the analysis of the major issues section, evaluation and asp>essment was provided with respect to each policy of the adopted Comprehensive Plan. The EAR identified needed changes to improve or otherwise refine the Comprehensive Plan. The EAR also addressed the requirements of Section 163.3191(2), Florida Statutes. These included: population growth and changes in land area, the location of development that occurred relative to where it .vas anticipated in the comprehensive plan, the extent of vaca-1t and developable land, the financial feasibility of implementing the comprehensive plan and in providing necessary infrastructure through the Capital hnprovements Element. CONSIDERATIONS: Winter Springs submitted its Adopted EAR to the Florida Department of Community Affairs (DCA) on April I7, 2008. Subsequently, the City received notice from the DCA on June 23, 2008, that the EAR was determined to be Sufficient pursuant to Section 163.3191(2). The DCA also commended the City's efforts in preparation of the EAR and indicated support for many of the recommendations made in the EF~R. The EAR provides the foundation for the subsequent comprehensive plan amendments. The statutory deadline for this Adoption of the EAR-Based Comprehensive Plan Amendments is 18 months after the determination of Sufficiency for the EAR or no later than Dec. 14, 2009. In~IPLEMENTATION SCHEDULE: "fhe schedule of special I_,PA meetings and the elements to be reviewed are as follows: Thurs., January 29 Housing Element Wed., February 4 Recreation & Open Space Element, Conservation Element Tues., February 10 Conservation Element (cont'd), Intergovernmental Coordination Element Wed., February 1 S Transportation Element Wed., l~ebruary 25 ]nii-astructure Element Wed., March 4 Future Land Use Element "['he Public School Facilities Element and ('apical h~~provements Element is not expected to require a special meeting as the only changes required, will be those needed for consistency as a result of changes to the other elements. March 2009 - Production of 2°~ draft ~>ril 6 2009 (c 6:00 PM- Jt. LPA/CC Special Meeting for the review of the recommended draft Anil 20, 2009 ~r>, 6:00 PM-Jt. LPA/CC Special Meeting for the review of the recommended draft Ahril 2009- Revisions based on Jt. LPA/CC Meetings M ~ 6, 2009 - LPA Public Hearing on EAR-Based Amendments May 26, 2009- City Commission Transmittal Public Hearing on EAR-Based Amendments Aur r~_2009 - Receive ORC Report from DCA Revise and produce final EAR-Based Amendments for Adoption Nov. 23, 2009- City Commission Adoption Public Hearing on EAR-Based Amendments January 29, 2009 Regular Agenda Item 600 STAFF RECOMMENDATION: The Community Development Deparnnent Planning Division requests that the Local Planning Agency review, give comment and provide their recommendation on the draft Housing Element to the City Commission. ATTACHMENTS: Dr~:~ft Housing Element- [Previously Distributed] LOCAL PLANNING AGENCY RECOMMENDATION: City of Winter Springs Comprehensive Plan HOUSING ELEMENT October 2001 Amended, September 2005 Amended, XXX 2009 Prepared For: City of Winter Springs Community Development Department 1 1 26 East State Road 434 Winter Springs, Florida 32708-2799 Updated B y: Planning Communities, LLC 2510 Wild Tamarind Blvd. Orlando, FL 32828 2001 Plan Prepared By: Land Design Innovations, Inc. CITY OF WINTER SPRINGS COMPREHENSNE PLAN HOUSING ELEMENT TABLE OF CONTENTS A. GOALS, OBJECTIVES, AND POLICIES ...................................................................................4 B. INTRODUCTION ................................................................ ................................................. 16 1. Purpose of the Element ................................................ ................................................. 16 2. Growth Trends ............................................................. ................................................. 17 C',. HOUSING INVENTORY ...................................................... .................................................20 1. Existing Housing Characteristics .................................. .................................................20 a. Age of Housing Stock ....................................................... ..........................................................2U b. Dwelling Units by Type .................................................... ..........................................................21 c. Dwelling Units by Tenure ................................................. ..........................................................2~ d. Cost of Housing ................................................................. .......................................................... 24 e. Cost to Income Ratio ......................................................... .......................................................... 25 2. Housing Conditions ..................................................... ................................................. 26 a. Physical Conditions ........................................................... .......................................................... 26 b. Overcrowding ................................................................... .......................................................... 28 3. Government Subsidized Housing ................................ .................................................28 4. Group Homes ............................................................... .................................................29 5. Mobile Homes .............................................................. .................................................29 b. Historic Housing ........................................................... .................................................30 7. Housing Construction Activity ...................................................................................... 30 I). ANALYSIS ......................................................................... ..................................................32 1. .. Household Characteristics ........................................... .................................................. a. Household Size ................................................................. ...........................................................33 a. Population by Age .......................................................... ........................................................... 35 b. Households by Income ..................................................... ...........................................................37 2. Projected Housing Needs ............................................ ..................................................40 a. Housing Tenure, Type and Cost .................................... ........................................................... 40 b. Housing for Special Populations ................................... ........................................................... 41 c. Group Homes ................................................................... ........................................................... 41 Ill-i CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT d. Dwelling Unit Demolitions and Conversions ........................................................................... 42 3. Land Requirements and Availability for Projected Housing Needs ..............................42 4. The Housing Delivery System .......................................................................................44 a. Financing .......................................................................................................................................44 b. Regulatory and Administrative Process .................................................................................. 45 c. Infill Housing Development ........................................................................................................45 d. Mobile Homes ..............................................................................................................................46 e. Infrastructure Requirements .......................................................................................................4G f. Sustainability, Energy Efficiency, 8~ Renewable Energy Resources ................................... 47 III-ii CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT LIST OF TABLES -WILL UPDATE LIST OF MAPS M,ap III- 1: Mobile Home Parks and Cooperatives -WILL BE UPDATED ............................................48 III-ui CITY OF WINTER SPRINGS COMPREHENSNE PLAN HOUSING ELEMENT CHAPTER III HOUSING ELEMENT A. GOALS, OBJECTIVES, AND POLICIES GOAL 1: PROVISION OF HOUSING. To ensure an adequate supply of a wide range of housing types, at various levels of affordability, to accommodate the needs of the residents of V~/inter Springs. Objective 1.1: Housing Supply. Assist the private sector to provide a sufficient number of appropriate housing units through the end of the planning period. Policy 1.1.1: The City's Future Land Use Map shall include adequate amounts of land to accommodate the projected housing growth. Policy 1.1.2: Ensure, through the Concurrency Management System, that necessary infrastructure capacity is in place for the new dwelling units, population, and the secondary non-residential development expected from an increase in the housing stock and population. Policy 1.1.3: The City should continue reviewing ordinances, codes, regulations, and the permitting process to eliminate excessive requirements and to encourage private sector participation in meeting housing needs. Policy 1.1.4: The City shall encourage the development redevelopment of housing that will integrate diverse choices of housing. Policy 1.1.5: The City shall continue to assist developers of residential dwelling units by providing technical and administrative support regarding permitting and regulations to maintain a housing production capacity level sufficient to meet the demand. Technical assistance includes, but is not limited to, assistance meeting the development review requirements of the City and other regulatory agencies; referral to appropriate agencies for information and assistance in meeting infrastructure standards and requirements imposed by the City; and provision of data regarding housing needs and conditions. Policy 1.1.6: The City shall continue to allow mobile homes in certain residential zoning districts where adequate public facilities and services are available. Mobile home parks and co-ops should be located adjacent to areas with a comparable density of development or near small- scale convenience or neighborhood commercial activity, in areas accessible to arterial and collector roads; and they should be located within reasonable proximity to community facilities. III-4 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Policy 1.1.7: The City shall continue to allow modular homes in residentially zoned areas, provided that such housing is compatible with surrounding development and meets applicable building code regulations. Policy 1.1.8: The City shall limit the development of high-density housing to the Town Center and the U.S. 17-92 Community Redevelopment Area (C.R.A.) Corridor. Within these areas high-density housing should be encouraged. Policy 1.1.9: The City shall develop criteria to allow multi-family housing in commercially zoned areas contingent upon the provision that it preserves greenspace elsewhere. Policy 1.1.10: The City shall utilize Crime Prevention Through Environmental Design (CPTED) principles in order to increase the safety of housing developments. CPTED is a branch of situational crime prevention, which has as its basic premise that the physical environment can be changed or managed to produce behavioral effects that will reduce the incidence and fear of crime, thereby improving in the quality of life, and enhancing profitability for business. Policy 1.1.11: The City shall continue providing or requiring the provision by developers of adequate supporting infrastructure, i.e. paved streets, sanitary sewer, drainage, potable water, etc., throughout the City to enhance and complement the housing stock. Policy 1.1.12: The City shall cooperate with private and non-profit participants involved in the housing production process through the following activities: • Investigate partnerships, if necessary, with private and non-profit sector housing providers. Such investigation shall include a professional market analysis, cost benefit analysis, impact of the partnership on the private sector housing supply, and cost to taxpayers. Such partnership may include, but is not limited to, impact fee subsidies and density incentives. • Provide technical assistance, legislative updates, and pertinent housing construction information, and availability of housing construction incentives to the Seminole County building and contracting community. Policy 1.1.13: The City shall maintain a database of building permit activity organized to maintain a current inventory of new housing units by type and tenure characteristics. III-5 C[TY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Policy 1.1.14: In order to preserve the urban character of the Town Center and to ~- achieve a residential density that will achieve and support the desired commercial activity within the Town Center, new residential development density shall be developed at a minimum density of 10 units per acre. Objective 1.2: Relocation. The City shall coordinate with the appropriate agencies to offer relocation assistance to city residents who are displaced by Federal, State, or local government programs and projects. The displacing agency shall be responsible for providing assistance, which includes, but is not limited to, financial means and methods. Policy 1.2.1: When residents are displaced by City actions, through public development or redevelopment, the City shall attempt to ensure the residents are able to relocate to standard, affordable housing. Policy 1.2.2: The City shall require that zoning or structure use changes be evaluated as to their impact on the surrounding area. Policy 1.2.3: The City shall coordinate with appropriate agencies to prepare plans of action regarding relocation of residents, before programs are enacted that will create displaced households. Such plans shall include, but are not limited to, the following: • Timing of the relocation, • Assessment of the need for the program which will displace households, • Costs associated with the displacement of such households, and • An assessment of the households needs and the impact of the relocation on the household, including: o Location and the effect of a new neighborhood location on the households distance to job, schools, and social activities, and o The adequacy of public transit, if applicable, to serve the displaced household. Objective 1.3: Very Low, Low and Moderate-Income Households. The City shall encourage and assist the private sector in the provision of safe, clean and affordable housing for special needs populations of the City, including the very low, low and moderate-income households. Policy 1.3.1: The City shall review and revise its land development regulations to remove constraints on the development of low and moderate-income housing projects, where such constraints are not supported by a valid concern for the health, safety, or welfare of the community. Ili-6 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Policy 1.3.2: The City shall examine the need to amend the zoning ordinance to permit density increases for the development of low and moderate- income housing. The ordinance shall establish conditions under which such increases may be permitted, which shall include but are not limited to: differences in density compared to adjoining properties, adequacy of infrastructure, buffers, and project size. Policy 1.3.3: The City shall examine the need to establish an Affordable Housing Trust Fund to assist very low and low-income families in the provision and maintenance of owner-occupied or locally managed rental housing. Policy 1.3.4: The City shall establish a program of density development bonuses in return for developer contributions to affordable housing. Policy 1.3.5: The City shall examine the need to establish a program that provides developers with a reduced traffic level of service (LOS) for development applications to encourage geographic dispersal and expansion of affordable housing opportunities. Policy 1.3.6: The City shall evaluate all infrastructure charges and fees to determine whether adjustments can be made for low and moderate-income housing projects. In addition, consideration should be given to providing funds to offset fees in situations where they cannot be reduced. The City should also encourage the County to assist in this effort as the provision of housing needs benefits the larger area as well as the City itself. Policy 1.3.7: Promote the refurbishment of existing housing structures by providing " incentives and~or credits to homeowners for "sweat equity rehabilitation within neighborhoods in need, by defining the criteria for such incentives and~or credits in the City's Code of Ordinances. Policy 1.3.8: Promote mixed uses, which include provisions fora wide variety of housing types and prices, in large tract developments. Policy 1.3.9: Continue allowing a wide range of housing types, such as cluster homes, single-family attached, zero lot line homes, through the Code of Ordinances. Policy 1.3.10: To supplement the need for workforce housing in the Town Center and to add density, the City shall require that residential projects include a certain number of workforce housing units. The City shall also evaluate the potential to establish requirements for the provision of a certain proportion of garage apartments along with single family detached units. III-7 CITY OF WINTER SPRINGS C~~MPREHENSNE PLAN HOUSING ELEMENT Policy 1.3.11: Efficiently plan and operate utility systems to provide for cost effective service operations. Policy 1.3.12: The City shall investigate means and methods for subsidization of impact fees to development that provide housing for low and moderate-income families. Include criteria and administrative rules for such subsidies in the City~s land development regulations. Policy 1.3.13: The City shall coordinate the provision of affordable housing with other agencies and municipalities in the area. Policy 1.3.14: The City shall amend the City Code to address the following issues in the provision of affordable housing: • Discourage the concentration of affordable housing units. • Encourage the provision of affordable housing within the older neighborhoods through redevelopment of existing units. • Establish a maximum size for new stand-alone housing developments. • Require a strong, local management company for rental developments. Policy 1.3.15: The City shall continue to coordinate with Seminole County and review ~- the research and guidelines developed under the Seminole County Workforce program to ensure coordination with this regional approach to address workforce housing needs. Policy 1.3.16: The City shall periodically review affordable housing statistics and amend this element when warranted. Policy 1.3.17: The City shall partner with private and non-profit developers to pursue funding through programs such as: • Supportive Housing Investment Partnership, • HOME Investment Partnerships Program, and • Community Workforce Housing Innovation Pilot Program (CWHIP). Policy 1.3.18: The City shall work with non-profit groups and community organizations to provide for education on affordable housing topics such as available grant programs, rehabilitation, and maintenance to further engage low and moderate income homeowners in the entire process from purchase and rehabilitation to maintenance, upkeep, and care of housing. III-8 CITY OF WINTER SPRINGS C~~MPREHENSIVE PLAN HOUSING ELEMENT Objective 1.4: Special Needs Households. The City shall ensure that adequate sites are a~railable for special needs populations, such as the elderly and disabled. Policy 1.4.1: The City shall maintain standards for the location of community residential homes and special needs housing, including group homes, in accordance with applicable law. Such standards shall ensure compatibility and consistency with surrounding land uses. Policy 1.4.2: The City shall utilize the development review process to review any proposed projects or City Code amendments that impact housing for special need populations. Policy 1.4.3: The City shall continue to support organizations that assist elderly and handicapped citizens in finding decent, accessible, and affordable housing. Such support may include technical assistance and alternative design standards and code requirements. Policy 1.4.4: The City shall continue to ensure compliance with Federal and State laws on accessibility. Policy 1.4.5: In an effort to address problems of housing for lower income elderly residents and other households with special housing needs, the City shall allow for the placement of retirement communities and elderly care facilities in areas of residential character as long as they are designed in a manner that is compatible with the character of the neighborhood. Policy 1.4.6: The City shall investigate the need to allow the development of innovative retirement multi-generation housing including adaptive construction techniques, "Granny Cottages~~, and accessory apartments. The City shall establish strict design compatibility guidelines to allow Accessory Dwelling Units as a conditional use in single family zoning districts. Policy 1.4.7: The City shall create incentives for developers of projects with a certain percentage of townhomes and condominiums to meet "Communities for a Lifetime" standards and to incorporate universal design principles in rehabilitation projects. The City shall work with programs that address elder housing policies to educate private and non-profit developers on "Communities for a Lifetime" standards and universal design principles. Policy 1.4.8: The City shall explore attracting additional assisted living facilities (ALF) including studying potential locations, size requirements, market demand and timing, as well as potential partnerships and funding sources. The City shall investigate the Elderly Housing Community Loan program, which provides loans of up to $750,000 to developers making substantial improvements to elderly housing. III-9 C}QTY OF WINTER SPRINGS C~~MPREHENSNE PLAN HOUSING ELEMENT Policy 1.4.9: Maintain a working relationship with the State of Florida Agency for 'a" Health Care Administration (AHCA), Seminole County Health agencies, and organizations with an interest in the housing of disadvantaged populations, including consideration of subsidy programs offered by these agencies. Policy 1.4.10: The City shall support programs that address elderly housing policies through the area Councils on Aging, and State and Federal efforts. Such support may include providing education to seniors on senior housing and other issues such as available medical, health, and community resources. Policy 1.4.11: The City shall identify additional programs, groups or other opportunities to link with non-profit groups and community organizations with the purpose of provide for education to seniors, not only on senior housing, but also on issues such as medical, health, and community resources. OUjcctive 1.5: Energy Efficiency and Susfainabilify. The City shall support sustainability and energy conservation in new housing development and redevelopment. Policy 1.5.1: New construction, structure rehabilitation, and future developments shall be encouraged to pursue Leadership in Energy and Environmental Design (LEED) Certification by the US Green Building Council (USGBC). The City shall consider the implementation of a fee structure that encourages buildings which are LEED-certified. Policy 1.5.2: The City shall develop a scale of incentives for the different levels of LEED Certification; i.e. a LEED Platinum rated project should receive a greater incentive than one rated as LEED Silver. Policy 1.5.3: The City shall identify specific building options and elements available to meet its energy performance goals such as: • Solar water heating; • Energy-efficient appliances such as "Energy Star"; • Energy-efficient windows, doors and skylights; • Low solar-absorption roofs, also known as "cool roofs"; • Enhanced ceiling and wall insulation; • Reduced-leak duct systems; IIL-10 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT • Programmable thermostats; and • Energy-efficient lighting systems. Policy 1.5.4: All new housing developments in the City shall implement cost-effective energy-efficient technologies, must facilitate and promote the use of cost-effective energy conservation, energy-demand management and renewable energy technologies in buildings and must have energy performance which complies with the Florida Energy Efficient Code for Building Construction. Policy 1.5.5: The City shall identify specific building and landscaping options and elements available to meet its storm water management performance goals such as: • Green roofs; • Bio-swales; • Permeable or porous pavers; • Use of cisterns and rain barrels; • Native species landscaping; Policy 1.5.6: Runoff control shall be mandated by the City for all construction sites to mitigate erosion and sediment or chemical discharges from construction activities. GOAL 2: PRESERVATION. Encourage the preservation of decent, safe and sanitary housing for tFie present and future residents of Winter Springs. C)bjective 2.1: Housing Units. The City shall continue to assist in extending the life of the existing housing stock, to stabilize neighborhoods and create community pride. Policy 2.1.1: The City shall continue applying its unsafe building abatement policy to reduce the amount of substandard housing and preserve the available housing stock. Policy 2.1.2: The City shall encourage low-income residents to apply for housing rehabilitation assistance individually or through the programs managed by the County. III-11 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Policy 2.1.3: Rehabilitation of existing buildings shall be in conformity with the Florida Building Code. Policy 2.1.4: The City shall maintain a database which identifies residential units that may be in need of rehabilitation or demolition. Policy 2.1.5: The Code Enforcement division shall coordinate with the Building division to update the housing conditions database and conduct the necessary code enforcement inspections to keep the number of substandard and deteriorated units to a minimum. Policy 2.1.6: The City shall continue enforcing the International Property Management Code to address substandard and deteriorated housing conditions. Policy 2.1.7: The City shall continue to apply for housing rehabilitation grant funds and subsidy programs such as: • Community Development Block Grant (CDBG) funds administered by the U.S. Department of Housing and Urban Development. • Florida Neighborhood Housing Services grant administered by the Florida Department of Community Affairs. (Chapter 420.429, F.S.). • Florida Small Cities CDBG Program Funds administered by the Florida Department of Community Affairs (Chapter 290.0401 - 290.049. F.S.). Policy 2.1.8: By duly adopted procedures, the City shall condemn and require demolition of those units that are determined by the City unsuitable for rehabilitation. The City has adopted the International Property Management Code 2006 edition which delineates the procedures for condemnation and demolition of unsuitable units. Q~bjective 2.2: Neighborhoods. The City shall promote housing opportunities for new households in already established neighborhoods and insure the stabilization of all neighborhoods through the following policies, when applicable. Policy 2.2.1: Identify neighborhoods that are in need of rehabilitation or are experiencing instability based on any and all of, but not limited to, the following criteria: • Proliferation of crime, • A large percentage of substandard housing units, • Fragmentation of land uses, and III-12 CITY OF W[NTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT • Poor or deteriorating infrastructure, including water, sewer, and drainage systems and inadequate traffic and pedestrian systems. Policy 2.2.2: Develop neighborhood plans, and implement programs, which strive to reduce or eliminate destabilizing neighborhood conditions, and include in such plans and programs activities which include, but are not limited to, greater levels of code enforcement, implementing neighborhood watch programs, 'Safe Neighborhoods" programs, and Community Development Block Grant programs. Policy 2.2.3: Provide for a high level of resident and owner participation in any plan or program implemented for the purpose of improving and~or stabilizing neighborhoods. Policy 2.2.4: Investigate funding sources, for these plans and programs, which may include but are not limited to, special taxing districts, "Safe Neighborhoods Act" funding, and Community Development Block Grant Funding. Policy 2.2.5: Promote and support home ownership within older neighborhoods by providing incentives and~or credits to home owners for "sweat equity's rehabilitation within targeted neighborhoods. Policy 2.2.6: The City shall prohibit the expansion of non-compatible uses within residential neighborhoods. Policy 2.2.7: The City shall require adequate buffering and screening of residential neighborhoods from incompatible uses, which could adversely impact existing neighborhoods. Landscape buffering and transitional uses shall be utilized to further this policy. Policy 2.2.8: The City shall continue to require the implementation of the Town Center Code so that the concept of `eyes on the street' is maintained to ensure safe, pedestrian friendly streets." Policy 2.2.9: The City shall identify infrastructure deficits in existing neighborhoods and implementation strategies to mitigate them through partnerships, grant funding, or as part of capital budgeting. Policy 2.2.10: The City shall require an interconnected network of sidewalks in new residential developments to support walking and neighborhood friendliness. Policy 2.2.11: The City shall encourage property upgrades which enhance neighborhoods. ITI-13 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT C-bjective 2.3: Hisforic Preservation. As the housing stock begins to age, the City shall develop a process of identifying potential historic properties. Policy 2.3.1: The City shall identify buildings that have the potential to be historic or significant structures. Policy 2.3.2: The City shall establish standards for rehabilitation of historically significant structures.. C-bjective 2.4: Infill. The City shall promote infill development by supporting alternative development standards consistent with the existing zoning standards, where necessary and feasible. Policy 2.4.1: The City will work to identify acceptable locations, priorities, and implementation strategies for potential infill development and redevelopment. Opportunities for residential, commercial, and mixed use shall be identified and categorized. The City will encourage mixed use and higher density and intensity development in priority infill development and redevelopment areas identified through these efforts. Policy 2.4.2: The City shall maintain a vacant residential parcel map and database which includes location information, acreage, physical characteristics, utilities, zoning and ownership data. The vacant residential parcel map will be enhanced to identify infill and redevelopment opportunities. Policy 2.4.3: The City shall conduct a workshop with staff and the Commission to discuss barriers to redevelopment and infill and create standards that will guide and support a strategic approach to redevelopment planning that will also help meet the projected shortfall in housing units. Policy 2.4.4: The city shall prioritize the creation of redevelopment and small area plans identified through the strategic review of infill development and redevelopment opportunities. Policy 2.4.5: The City shall make available the vacant land database and map to interested developers and~or builders. Policy 2.4.6: Recognizing that infill development makes use of existing infrastructure and combats urban sprawl, the City shall consider a system of impact fee credits or other incentives to be applied, when appropriate. Policy 2.4.7: The City shall establish design compatibility guidelines to allow accessory dwelling units as a conditional use in residential districts to support development or redevelopment that integrates diverse choices of housing. III-14 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Policy 2.4.8: The City shall implement neighborhood design standards and review _. criteria that encourage infill compatibility while allowing for increased density and~or mixed use. Policy 2.4.9: The City shall support the conversion of older residential homes located along arterial roadways to live-work or commercial use with proper rehabilitation. III-15 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN ROUSING ELEMENT B. INTRODUCTION "~Ninter Springs is committed to Smart Growth, which can be defined as growth that is e~~onomically sound, environmentally friendly, and supportive of community livability-growth that enhances the community's quality of life". Housing is an important element in the analysis of present and future characteristics of a community. The type, structure, and condition of an areas housing stock influence the community's quality of life. Neighborhoods play an important part in determining the vitality, stability, and way of life of the residents within a community. Astable community offers a variety of housing units that appeal to a wide range of age groups, income levels, and family sizes. A proper mix of different housing types and housing which lends itself to accommodating different life styles helps to encourage the development of a well-balanced community. Without a heterogeneous population, a community is limited in the most efficient allocation of economic resources necessary to sustain a valuable, economically vibrant community. Housing also impacts the economic strength of a community and provides a basis for directing the manner and type of economic development within an area. Since housing helps determine the economic strength of a community, it should be the objective of the City to protect existing housing values and develop policies that result in the appreciation of existing neighborhoods. In addition, tl-ie objective of new development should be to contribute to favorable quality of life conditions within the community, as well as reduce housing deficiencies that presently exist. 1. Purpose of the Element The purpose of the Housing Element is to: • Identify present conditions and types of housing stock within the community. • Analyze housing trends and determine the deficiencies and causes of those trends, which may negatively affect the community in the future. • Develop appropriate plans, programs, and policies to meet the objective of providing adequate and safe housing for the residents of the community. The Housing Element analyzes the present condition of housing within Winter Springs by examining the characteristics and conditions of the current housing stock, as well as the characteristics of the households in the City. An overview of current low to moderate- income housing is presented, as well as an inventory of group homes and institutional housing. Based on population projections and trend indicators of housing growth, the demand and supply of housing is discussed, including a determination of the need for replacement of existing substandard housing. The demographic characteristics of the present and projected City residents are useful in determining the future demand for housing types and the location of these units. The private sector normally takes care of the housing supply, but an analysis of projected demand is presented. Recommendations are made to respond to the failures of the private sector to meet the housing needs for all of the community. Because of the size of the City of Winter Springs, and its suburban location relative to the rapidly growing Orlando urban area, the housing market has predominantly been Ill.-1 G CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT demand based. This suggests that developers have not viewed Winter Springs as an „_ area for speculative development. Demand based development means that units are not constructed for an assumed market that leads to demographic conditions created by development. The demographic and economic forces, which naturally form a community, have been the predominant influence on new development in the Winter Springs area. A shift toward denser housing is now occurring in the City, particularly in the Town Center; this trend toward denser housing may also assist the City in meeting its workforce housing needs. The purpose of this Element is to provide an inventory of existing housing; to forecast trends of the housing market; to locate possible deficiencies within the private sector and suggest ways to aid the private sector in eliminating those deficiencies; and to reinforce the policies and recommendations of the previous Comprehensive Plan that are still appropriate. Of prime importance in this area is the continuation of zoning and building policies that exist to promote public safety and community harmony. At the same time, these policies provide support for new development of higher quality that meets the needs and goals of the community. It is not the purpose of this Plan to dictate control over natural market forces that exist in the private sector. In fact, tampering with the market would be counterproductive considering the efficiency of the private sector in meeting housing demand in the past. 2. Growth Trends Winter Springs is predominately a residential community of 34,433 persons in 2007. The original Village of North Orlando consisted of standard suburban homes on quarter-acre or larger lots centered around the western section of State Road 434. The Village served as a bedroom community to the City of Orlando. Through the early to mid 1960's, the City also functioned as a small residential community to the Sanford Naval Air Station, but the homes that were occupied by military families were abandoned by 1968. In 1970, the City's population was only 1,1 61 persons and concentrated on the western side of town. In 1971, the name was changed to Winter Springs to avoid the confusion associated with the geographic location reference implied by the original name. The name Winter Springs was decided upon, as it was the name of the significant new Planned Unit Development (PUD), now known as Tuscawilla. The name of the PUD was adapted from the name of the main access road known as Tuskawilla Road. By 1 980, the new Tuscawilla PUD began attracting a great number of residents to the eastern half of the City. The majority of the City's growth occurred between 1970 and 1980 as it increased by approximately 792%, or from 1,161 residents to 10,350 residents. Between 1980 and 1990, the population increased by 1 1,801 residents, slightly more than double. Between 1990 and 2000, population growth continued to be robust, but began to slow, increasing by 39% or 8,709 residents over this time period, an average annual growth rate of 3.6%. Table III-1 a shows population figures for the City and the County for the last 47 years, and Table III-1 b also includes population projections through 2030. Growth for Winter Springs from 2000 to 2010 was anticipated to occur at a slower rate than from 1990 to 2000, even prior to the recent decline in housing values and sales. The City's III-1~ CITY OF WINTER SPRINGS COMPREHENSNE PLAN HOUSING ELEMENT population actually fell slightly from 2007 to 2008. Table III-1: Population Winter Net Percent Seminole Percent City to Year Springs Change Change County Change County 1960 609 -- -- 54,947 -- 1.1 1965 885 276 45.3 73,000 32.9 1.2 1970 l,l bl 552 31.2 83,692 14.6 1.4 1975 3,467 2,306 .198.6 1.35,600 62 2.6 1980 10,350 6,883 198.5 179,752 32.6 5.8 1985 15,315 4,965 48 226,304 25 9 6.8 1990 22,151 6,836 44.6 287,521 27.1 7.7 1995 25,673 3,522 15.9 324,100 .,_.,,12.7 _ _ _ 7.9_ 2000 30,860 5,187 19.5 365,196 12.7 8.5 2005 33, 321 2,461 8.0 2006 33,971 650 2.0 2007 34,433 462 1.4 .409,509 8.4 2008 34,390 -43 -0.1 1960-1970 552 90.6 28,745 52.3 1970-1980 9,189 791.5 96,060 114.8 1980-1990 11,801 114 107,769 60 1990-2000 9,515 43 77,675 27 2000-2007 3, 573 1 1.6 12.1 Total Change 1960-2007 33,824 5,547 354,562 645.3 Average Annual Change 731.7 8.9 7,543.9 1.0 Source: Shimberg Center for Affordable Housing, September 2006, U.S. Bureau of the Census 2000; University of Florida, Bureau of Economic and Business Research; City of Winter Springs III-18 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Table III-1 b: Population Forecasts Year Forecast Shimberg Center Forecast Winter Springs Comp Plan Forecast 2010 35,857 36,929 35,857 2015 38,363 40,135 38,363 2020 40,319 43,114 40,319 2025 42,376 45,633 42,376 2030 44,538 47,921 44,538 S~~urce: Shimberg Center for Affordable Housing, City of Winter Springs; Sievers 8~ Associates Seminole County experienced a significant increase in population between 1970 and 1990. The U.S. Census Bureau indicated a population of 365,1 96 for the year 2000. Population growth in Winter Springs consistently exceeded growth trends in the County from 1960 through 2000 and the population of the City grew from 1.1 % to 8.5% as a proportion of the County population. In particular, between 1975 and 1980, the City experienced a 198% increase in population, while the County only experienced a 47% growth during the same time period. As this indicates, while Seminole County is experiencing growth, some parts of the County are growing faster than other. For example, Oviedo's population while still less than that of Winter Springs has been growing more quickly in recent years and is anticipated to exceed the Winter Springs population by sometime after 2010. Population growth has also been substantial in Sanford, as well as in Lake Mary, although Lake Mary's total population is still less than half of the Winter Springs population. Population growth has been nearly flat in Altamonte Springs, Casselberry and Longwood since 2000. Neighboring cities, Lake Jesup, and unincorporated areas consisting of developed areas and conservation lands encircle the City. The remaining developable acreage in the City is somewhat limited, with the Town Center and the Greeneway Interchange District providing the largest future development areas. Nearly 30 enclave areas have also been identified, but these total less than 400 acres. The City analyzed buildout population based on these constraints and prepared population projections. Based on the evaluation of population trends and buildout conditions, geometric extrapolation projections were selected for the overall updated Comprehensive Plan population projections. The population projections used in this Comprehensive Plan anticipate a population of 35,857 for the year 2010, 40,319 for 2020, and 44,538 for 2030. These figures are lower than corresponding figures from the Shimberg Center for Affordable Housing (36,929, 43,114, and 47,921, respectively). White the City finds the Shimberg population projections to be higher than anticipated and exceeding the projected buildout population, for the purposes of the Housing Element and projection of housing needs, the Shimberg data are used as they provide very detailed information that would otherwise not be available. The Shimberg data is thus useful in assessing the detailed distributions III-19 CITY OF WINTER SPRINGS COMPREHENSNE PLAN HOUSING ELEMENT across categories (e.g. age, income), while the total figures are considered in light of the City's projected buildout and population projections. The following sections will analyze how this tremendous growth has impacted the provision of housing, and what can be expected through 2030. C. HOUSING INVENTORY Tliis section deals with the characteristics and conditions of the existing housing stock in the City, the availability of subsidized housing developments, the protection of significant housing, and h~~using construction activity. The primary sources of statistical information used in the updating process were the Shimberg Center for Affordable Housing and the 2000 Census. 1. Existing Housing Characteristics a. Age of Housing Stock The City of Winter Springs has been experiencing a significant amount of new housing construction since the seventies. The trend in new housing construction between 1980 and 1990 was, on average, 520 units per year. Housing unit construction averaged approximately 392 units per year between 1990 and 2000. Figures from this decade show that the City is now seeing somewhat less than 200 units per year. New housing (units built between 1 980 and March 2000) comprised approximately seventy-one (71 ) percent of the City~s total housing stock in the 2000 Census. At the other end of the spectrum, units built prior to 1 960 constituted only one (1) percent of the existing housing stock, a reflection of the fact that the City incorporated in 1959. Table III-2 shows the '~ age of housing units in the City and the County. The condition of the older housing stock is generally standard. Although there has not been a formal housing conditions survey conducted for the City, less than one (1) percent of units in the City meet the general definitions of substandard or deteriorated. III-20 C[TY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Table III-2: Age of Housing Stock City of Winter Year Housing Built Sprin gs Seminole County _ Units % Units 1999 to March 2000 622 5.1 4,704 3.2 _. 1995- 1998 1,497 12.2 13,818 . 1990- 1994 1,752 __ ___ 14.2 _ _ 19,258 __ _. 13.1 _. 1980-1989 4,612 __ 37.5.,_. 48,832 33.2 1.970-79 3,251 __ 26.4 __ 36,071 24.5 '1960-69 415 _ 3.4 _ _ 12,865 8.7 1950-59 117 0.95 7,755, 5.27 _ ._ 1940-49 9 . __ 0.07 .....__ ..................... ... 1,805 _. 1.23 _ _ __ 1939 and Earlier 3 0.02 2,519 1.7 'fotaf Units Year 2000 12,306 100 147,079 100 NOTE: See Table III-9 for recent construction activity. Source: STF3A, 2000 Census and Building Permit Statistical Data, U.S. Census Bureau b. Dwelling Units by Type Table III-3 shows that, in 2000, there were 12,296 dwelling units in the City of Winter Springs. More than seventy four (74) percent of these were single-family detached homes, nearly six (6) percent were single family attached, half of one (1 ~2) percent were duplexes, fourteen (14) percent were multifamily units, and four (4) percent were mobile homes. Since 2000, the City has seen a significant increase in the development of single family attached units in the Town Center City data indicates that single-family attached homes comprised 10 percent of the City's housing stock in 2005. III-21 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT T~~ble III-3: Housing Units by Type, 2000 8~ 1995 2 000 19 90 Winter Springs Seminole Winter Springs Seminole Type of Unit Units % Units % Units % Units. Single Family Det. _ 9,120 _ 74.17 __ 95,809 6.5.1 6,179__ 70.97 74,389 63.12 __ _ Single Family Att. 728 5.92 8,557 5.8 __ 666 _ 7.65 __ 8,063 6._84 Duplex 64 0.52 2,688 1.8 27 _. 0.31 _ .___2,196___. 1.86. Multi-Family 1,821 14.81 34,779 __ 23.65 __ 1,220,. 14.01 ..27,787 23.58 Mobile Homes 563 4.58 5,066 3.4 614 7.05 5,410 4.59 Total 12,296 100.00 147,079 100.00 .8,706 7.05. 117,845 100.0 I~lote: Single Family Detached includes "Other"; Single Family Attached includes townhomes; Condominiums are included in Multi-Family Source: 2000 U.S. Census Bureau; 1990 U.S. Census Bureau c. Dwelling Units by Tenure °~ According to the 2000 Census, approximately ninety-six (96) percent of the housing units in Winter Springs were occupied (see Table III-4a). Of the City~s 11,774 occupied housing units, 9,458 units or eighty (80) percent were owner-occupied; and 2,316 units, or twenty (20) percent were renter-occupied. By comparison, sixty-nine (69) percent of all occupied housing units in the County were owner-occupied. The number of rental units increased over 400% between 1980 and 1990. The increase during the nineties, however, was not as significant (21 %). Estimates of occupied units for 2005 prepared by the Shimberg Center for Affordable Housing show a very slight increase but no proportional difference from the 2000 Census between owner and renter occupied units. At the time of the 2000 U.S. Census, about four (4) percent of the City and five (5) percent of the County housing units were found to be vacant. This figure compared favorably with that of the State, where almost thirteen (13) percent of the housing units were vacant. There were 532 vacant units in the City of Winter Springs in 2000. Of those vacant units, twenty two (22) percent were for sale, forty three (43) percent for rent, and over fifteen (15) percent were seasonal units. The vacancy rate declined in the City from b.l % in 1990 to 4.3% in 2000. There were no migrant worker units within the City of Winter Springs, and only four (4) units in the County. III-22 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT As foreclosures have been increasing in recent years across the country, Florida has consistently been among the top five states with the highest foreclosure rates. This is likely to have increased the vacancy rate in the City since the 2000 Census. However, to what degree the vacancy rate has been affected is unclear as estimates by the Metro Orlando Economic Development Commission projected a doubling of the vacancy rate to 9.2 percent for the City in 2006, while the 2005-2007 American Community Survey by the U.S. Census Bureau indicates a decrease to a vacancy rate of 3.6 percent for the City. Economic trends in 2007 and 2008 are likely to have increased the Census estimated figure somewhat. Table III-4a: Housing Units by Tenure 2005 2000 Census Winter Springs .Seminole County Winter Springs Seminole County Units % Units % Units % Units 'total Units 12,306 100 .147,079 100 'total Occupied IJnits 12,638 100 159,502 100 11,774 95'.68 139,572 94.9 -total Owner Occupied Units 10,158 80.38 1 10 946 __69.56 _9,458 80.3.3 96,949 69.46 Total Renter Occupied Units 2,480 24.41 48,556 43.77 2,316 19.67 42,623 30.54 'total Vacant IJnits 532 4.32 7,507 5.1 `/acant -For Rent 230 43.23 2,819 37.55 `/acant -For Sale Only ___ _ _ _ _ 119 _ 22.37 _ _ __1,319 17.57 Rented~Sold, Not Occupied - _ _. _ _ 45 8.46 676 _ 9 :ieasonal, Recreational, Occ. iJse 83 15.6 1,174 15.64 1=or Migrant '~Norkers __ 0 _ 0 _ 4 0.05 Other Vacant 55 10.34 1,515 20.18 Source: 2000 Census, STF1 A, U.S. Census Bureau. 2005 from Shimberg Center for Affordable Housing 2006. Although there has been much growth and new residents have moved to Winter Springs, many residents have also lived in the city for some time as illustrated in Table III-4b which shows the year residents moved into their home for owners and renters as of the 2005- TII-23 CITY OF WINTER SPRINGS COMPREHENSNE PLAN HOUSING ELEMENT 2007 American Community Survey by the U.S. Census Bureau. According to the survey, Census more than 43 percent of residents living in homes that they owned had resided there since prior to 2000 and approximately 15 percent had resided there since prior to 1990. Table III-4b: Year Householder Moved into Unit, Owner Occupied Housing City of Winter Springs Year Householder Moved In Units Dotal: 13,078 100.00 Moved in 2005 or later 2,315 17.70 Moved in 2000 to 2004 5,050 38.60 Moved in 1990 to 1999 ___ 3,668 28.00 Moved in 1980 to 1989 1,476 1 1.30 Moved in 1970 to 1979 _ 468 3.60 _ _ Moved in 1 969 or earlier 101 0.80 Source: 2005-2007 American Community Survey, U.S. Census Bureau. d. Cost of Housing 2000 median gross rent information for the City of Winter Springs and Seminole County is contained in Table III-15 at the end of the Housing Element. Median gross rent for renter- occupied units in the City of Winter Springs was $727 in 2000, an increase of approximately 20 percent from the 1990 gross rent of $609. The 2000 figure was slightly less than the median gross rent in Seminole County ($731) which also increased more sharply from 1990 to 2000. Nearly four (4) percent of the rental units in the City, and eleven (11) percent in the County, had rents below $500. Approximately 5.73 percent of rental units in the City had no cash rent in 2000. It is probable that these rentals are occupied by custodians of seasonal units, the elderly renting from relatives or site management for no cash rent. The median contract rent for the City was $631 in 2000 increased from $496 in 1990. This indicates that expenses relating to rentals, above contract rent, were over $100 per month in 2000. This figure would include services and utilities not included in the rental price of the unit, such as electricity and insurance. The 2000 Census shows that the median value of housing units in the census tracts in the western portion of the City continues to be lower than the median value of housing units in the eastern part of the City. This is due to the lower cost of housing in the older portions of the City, as opposed to the country club setting of the Tuscawilla PUD on the east side. III-24 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Table III-16 at the end of the Housing Element shows owner-occupied housing units by home value in 2000 for both the City of Winter Springs and Seminole County. Housing values in the City are generally higher than those in the County, with approximately seventy (70) percent of the units in the City valued at $100,000 or more. The housing stock can accommodate different income needs and provide housing for numerous family income groups. The median value of owner-occupied housing in 2000 was $1 89,000, as reported by the U.S. Census, nearly double the 1990 median value of $96,400. In comparison, the median value for owner-occupied housing in Seminole County was $169,200, a smaller increase compared with the City, but still substantially higher than the 1990 value of $91,100 for the County. Less than fifteen (15) percent of owner-occupied housing in Winter Springs was not mortgaged, according to the 2000 Census. Of the 8,545 owner-occupied units calculated by the Census Bureau, 7,297 units had a mortgage at that time. The median owner costs for non-mortgaged units in the City was $333 per month, and $1,144 for mortgaged homes. The median costs in the County were $317 and $1,102, respectively. A detailed breakdown of housing costs in the City and the County is presented in Table III-17 at the end of the Housing Element. e. Cost to Income Ratio The Florida Department of Community Affairs (DCA) estimates that a family is paying too high a percentage of their income for housing if the cost to income ratio is greater than thirty (30) percent. It is more common in rental housing than in owned housing for a fairly high percentage of families, usually those with low to moderate income levels, to spend a greater than acceptable share of their income on housing. Households are defined as very low, low, and moderate income based on thresholds tied to the median income of a county or metropolitan statistical area. These thresholds are 50, 80, and 1 20 percent of the County's median income, respectively. The 1999 and estimated 2007 median household incomes for the City of Winter Springs and Seminole County are shown in Table III-5. Cost to income and rent to income ratios for 2000 are presented in Table III-b. Approximately twenty-one (21) percent of the City's home owners and thirty-seven (37) percent of renter households spent more than thirty (30) percent of their income on housing in 2000. These figures are slightly lower than Seminole County where twenty-nine (29) percent of County owners and thirty-eight (38) percent of the renter households were paying more than thirty (30) percent of their incomes on housing. III-25 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Table III-5: Median Household Income Dollars ($) Winter Springs Seminole County I~Aedian Household Income in 1999 I~Aedian Household Income 2007 Estimate 53,247 73,174 49,326 57,318 Source: Census Bureau, 2000 Census, 2005-2007 American Community Survey Table III-b: Cost Burden City of Winter Springs Seminole County x:000 Rent or Cost to Income Ratio Owner Renter Owner Renter Less than 20% 4,495 571 22,877 1 2,616 20%-24% 1,251 429 6,235 6,902 2.5%-29% 946 301 4,137 4,754 30%-34% 610 246 2,620 3,837 >_35% 1,196 599 8,678 1 2,365 Not Computed 47 139 482 2,076 Total Cost Burden 30% or More 1,806 (21 %) 845 (37%) 11,298 (29%) 16,202 (38%) 1990 Rent or Cost to Income Ratio Owner Renter Owner Renter Less than 20% 2,353 503 30,504 9,868 20%-24% 974 336 10,266 6,295 25%_2q% 604 360 6,870 4,662 30%-34% 448 194 4,422 3,508 >_35% 859 473 9,748 10,124 Not Computed 8 31 327 1,022 Total Cost Burden 30% or More .1,307 (25%) 667 (35%) 14,170 (23%) 1.3,632 (36%) Source: 1 990 and ZUUU Census 2. Housing Conditions a. Physical Conditions Based on the fact that most housing units in the City are less than thirty years old, it is evident that there are no major deterioration problems in the City. The older homes that were part of the original town are in most part still occupied. Asa result, very few III-2G CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT properties have been left unattended or allowed to degrade below standard. The City of Winter Springs has actively been pursuing the rehabilitation of any deteriorating structures in the City. The goals and objectives of this element will require that the City conduct a periodic detailed survey to determine the structural conditions of the City's housing stock. The following terms and definitions shall be used in the survey: Standard is defined as those units that are structurally sound with minimal defects that are easily remedied through normal maintenance. Units that display environmentally questionable conditions, but have no major structural defects are also considered "standard." Substandard is defined as a unit that has deteriorated, but can be brought up to standard conditions with reasonable rehabilitation Deteriorated is defined as a structure that has deteriorated to where rehabilitation would exceed 50% of replacement value. The City maintains a database of complaints regarding built structures that is able to tract repairs and document information related to the building condition. Also, the 2000 Census provides an indicator of housing that is substandard by measuring certain "quality of housing" indicators such as the lack of complete plumbing, kitchen or heating equipment. Table III-7, which summarizes these statistics for the City and the County, indicates that the majority of housing condition indicators of the City's housing stock compare favorably to those of the County. The City has no knowledge of how units described in the Census (Table III-7) would be lacking complete kitchens or plumbing fixtures, unless units have been allowed to "" deteriorate or if garages have been leased for housing. The City enforces the Florida Building Code for rehabilitation of existing buildings and construction of new buildings which requires all units to have complete kitchens and plumbing fixtures prior to receiving a certificate of occupancy. In 2008, the City adopted the International Property Management Code 2006 edition, which delineates the procedures for condemnation and demolition of unsuitable units. Adoption of this document has enabled the City's Code Enforcement division to take action against property owners who are letting their properties deteriorate or who are leasing substandard housing to tenants. Generally, Code Enforcement is made aware of the problem by tenants who file a complaint against their landlord. The 2004 hurricane season impacted many houses in Winter Springs. With the exception of one home with substantial roof problems that remains unrepaired, the hurricane damages resulted in improvement (especially roof replacements) covered by insurance. This is likely to have had an effect on the quality of housing figures from the 2000 Census. III-27 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Table III-7: Comparison of Housing Conditions City of Winter Springs Seminole County 2000 Census Units % Units Total Housing Units 12,296 147,079 Lacking Complete Plumbing 43 0.35 495 0.34 Lacking Complete Kitchens 21 0.17 467 0.32 No Fuel Used 22 0.1 8 655 0.45 Overcrowded Occupied Units (1 .Ol or more persons per room) 217 1.76 4,824 3.28 1990 Census Total Housing Units 8,706 117,845 Lacking Complete Plumbing 7 0.08 299 0.25 Lacking Complete Kitchens 15 0.17 417 0.35 No Fuel Used 19 0.22 335 0.28 Overcrowded Occupied Units (1.01 or more persons per room) 141 1.62 3,1 14 2.64 S~~urce: 2000 Census, 1990 Census. b. Overcrowding Overcrowding is also an indicator of substandard housing. According to the U.S. Bureau of the Census, overcrowding exists if there are more than 1.01 persons per room living in a dwelling unit. In making these computations, a ~~room~~ is defined as a living room, dining room, kitchen, bedroom, finished recreation room, or enclosed porch suitable for year- round use. Excluded are bathrooms, open porches, balconies, halls and utility rooms. Table III-7 shows that 217 dwelling units, or less than two (2) percent of the homes in Winter Springs were considered to be overcrowded (similar to 1990 overcrowding conditions), compared to 3.29 percent in the County. 3. Government Subsidized Housing The City of Winter Springs has worked in recent years to provide full-scale accessible housing for those residents whose income, health, or family situation does not allow them to take full advantage of traditional private housing. In 2000, the City facilitated the rehabilitation and conversion of 52 units into home ownership town homes through its revolving Rehabilitation 306 Fund. All of these units have been sold. However, the foundation working on a multi-phase conversion plan including additional units became financially insolvent. Currently there are no plans for future rehabilitation work; however, the revolving Rehabilitation 306 Fund has a balance of over $1 million for this purpose. The City does currently own one unit, obtained as an equity conversion when the foundation became insolvent. III-28 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT In late 2008, Shimberg Center resources showed that there were no public housing or rental-assisted housing units in the City of Winter Springs. 4. Group Homes The Department of Children and Family Services licenses and monitors group homes; foster care homes, nursing homes, and family childcare homes. According to the Seminole County Health Department, there are two licensed group homes, with a third facility pending, and 16 foster care homes in Winter Springs and the nearby vicinity. The Agency for Health Care Administration licenses and monitors assisted living facilities, adult family care homes, and adult day care centers. Although there are no facilities within the city limits of Winter Springs, there are several facilities within close proximity, some of which even have a Winter Springs address. These include two Assisted Living Facilities and a Nursing and Rehab Center on Willa Springs drive, as well as small facilities on East Lake Drive and Tuskawill Road. The Grove Counseling Center, a non-profit organization, was founded in 1971 by a group of concerned citizens. However, the Center's 40 bed program for male and female youth 13-17 yrs old was shut down by the Dept of Juvenile Justice. The Center is now running a voluntary mental health substance abuse program for girls only. The City of Winter Springs recognizes the importance of providing group homes, but also needs to address the architectural compatibility of these facilities with adjacent neighborhoods. Group Homes are regulated under Chapter 419, Florida Statutes [Adult Family Care Homes]; Data is compiled by the Agency for Health Care Administration, Department of Elder Affairs and the Agency for Person with Disabilities who track the number and location of licensed community residential homes. Homes of six or fewer residents which otherwise meet the definition of a community residential home are allowed in single-family or multifamily zoning without approval by the City, provided that the facility is not be located within a radius of 1,000 feet of another existing facility with six or fewer residents. Notification of the City is required of the intent to establish such a facility, as well as upon licensing by the state. 5. Mobile Homes Based on the 2000 U.S. Census, approximately five (4.6) percent of the City's housing stock in 2000 consisted of mobile homes, similar to the share of mobile homes in the County (4.4%). Table III-8 shows an inventory of mobile home parks, cooperatives (co- ops), and subdivisions located in Winter Springs, and Map III- 1 displays their locations. The total capacity of all of the mobile home parks and co-ops within the City in 2008 is 623 lots. This includes 595 occupied units leaving 28 vacant lots if all mobile homes are within these two parks. The co-op structure of Hacienda Village works to eliminate deteriorated units, periodically resulting in some vacant lots. III-29 CITY OF WINTER SPRITIGS COMPREHENSIVE PLAN HOUSING ELEMENT Table III-8: Cooperatives and Mobile Home/Recreational Vehicle Parks, 2008 Name Location Total Lots Total Units Vacant Lots Hacienda Village 280 La Vista Drive West 447 421 26 Tuskawilla Trails 1070 Cheyenne Trail 176 174 2 (Including Phase II) Totals 623 595 28 Source: City of Winter Springs, 2008; Florida Department of Health, December 2008. Modular or manufactured homes can be located in other zoning areas provided they are located on a stationary foundation and meet aesthetic compatibility requirements. The City recognizes the importance of housing alternatives to meet the housing needs of different types of households. As such, mobile home communities can help support the heterogeneous environment beneficial to the City as a whole. b. Historic Housing The Division of Historical Resources of the Florida Department of State maintains a central archive for Florida's historical and archaeological sites known as the Florida Master Site File (FMSF). These properties are usually at least fifty years old, and adequately located and documented. These sites represent the known physical remains of Florida's prehistoric and historic cultural heritage. As there are over 170,000 historical structures and archaeological sites included in the FMSF and these properties are not required to meet any minimum level of historical or scientific importance, a more useful tool for determining sites with historical value might be the National Register of Historic Places (NRHP). To be included on the NRHP, a property must meet age, integrity, and significance criteria. A December 2008 online search showed that there were no properties listed on the National Register of Historic Places in the City of Winter Springs. 7. Housing Construction Activity The City of Winter Springs tracks housing construction activity through the building permit process. A summary of building activity, by month, is reported to the U.S. Census Bureau in "Reports of Building or Zoning Permits Issued and Local Public Construction" (Form C- 404). Table III-9 presents housing construction activity by type of housing units permitted. The City has issued permits for approximately 1,411 new dwelling units between 2000 and 2007. The majority of these units, 1,353, have been single-family units. In this data, townhomes and mobile homes are included in the single-family designation. Data from the City indicates that nearly half of the single-family units were townhomes in the time period. The City issued 1 68 certificates of occupancy for townhomes in 2007 and 2008 and only 21 certificates of occupancy for single family detached homes over the same two-year period. 1TI-30 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELF,MENT T..F,Io III_4• I-In~~cinn Cenctrucfien and Annexation Activity, 1990 -December 2007 1(ear Single Family Multi- Family Total New Units Annexed Units Demolished Units Total All Units 1990-1995 2,415 12 2,427 0 n a 2,427 1996-1999 1,416 605 2,021 110 n a 2,131 2000 195 8 203 0 0 203 2001 127 8 135 8 7 136 2002 204 0 204 1 0 203 2003 186 0 186 4 0 190 2004 205 42 247 8 6 249 2005 159 0 159 2 2 159 2006 274 0 274 0 0 274 2007 3 0 3 0 0 3 Total 5,184 b75 5,859 133 15 5,953 of Total 88.5 11.5 100 81.3 Note: Mobile Home starts and townhomes are included under Single Family; Condominiums are included in Multi-Family Source: Census Bureau (1996-2000), Shimberg Center for Affordable Housing (1990-1995) U.S. Department of Housing and Urban Development, State of the Cities Data System, accessed December 2008 Table tll-9 does not present data regarding the number of units removed from the housing stock through demolition, conversions, or mobile home removals. Some demolitions occurred on properties that were annexed into the City and then were developed at a higher density within the Town Center. There have been very few demolitions in the last ten years. The City does not keep information on conversions. However, as noted previously, it is known that 52 rental units in the Moss Cove area were renovated for home ownership in 2000 and have been sold. The City has also added to its housing stock through the process of annexation. This data is also presented in Table III-9. Annexations in the decade of the 1 990~s, contributed 1 1 0 units to the City~s housing stock. III-31 C1TY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT )C-, ANALYSIS Based on the information presented in the previous section, the following statements can summarize the current housing situation in the City of Winter Springs: • Single family is the most predominant housing type. The proportion from 1990 increased slightly by the 2000 Census, and remains higher than in Seminole County. Single family includes townhomes (attached units). The City will continue to see a decrease in single family detached units as it nears build-out. • Between 1990 and 2000, the City experienced a substantial drop in the proportion of mobile home units (from 7.1 % to 4.6%). Seminole County also saw mobile home units drop during that period, falling from 4.6% of all units to 3.4%. • Over 80% of the homes in Winter Springs were occupied by owners in 2000, compared to over 69% in the County. Preliminary figures from the 2005 Shimberg data indicate that the percentages have remained consistent in both the City and the County • The vacancy rate in the City was lower than in the County in 2000 (4.3% and 5.1 % respectively). • As of the 2000 Census, the average single family home was built in 1987. • Home values in the City of Winter Springs in 2000 were about 1 2% higher than the values in the County, while rents were only slightly lower (approximately 1 lower). • In 2000, 21 % of homeowners were paying 30% or more of their income for housing, while 37% of renters were paying 30% or more of their incomes for rent. The corresponding rates for Seminole County were 29% for owner-occupied housing and 37% for renter-occupied housing. • Housing conditions in the City are excellent, with very low percentages of substandard housing or overcrowding. The following section will forecast housing needs based on population projections, and will address land requirements, expected housing supply, and the system of housing delivery. The information contained in this section was obtained from the following sources: 1990 and 2000 Uinited States Census, and the Shimberg Center for Affordable Housing. Shimberg Center population projections are higher than those of this Comprehensive Plan, but proportionate trends are expected to be similar. I-lousing statistics provided in this element are only projections based on statistical models and past trends. These projections may not reflect actual conditions or future housing demands and trends of the Winter Springs community, private property owners, and housing policies and strategies duly adopted by the City. For example, the City has been focusing on areas like the Town Center to intensify residential development and has also focused services and amenities to serve as an attractive location for retirees. These local trends are discussed as relates to the F~rojection data available from the Shimberg Center. 11I-32 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT 1. Household Characteristics In order to adequately plan for future housing demand and City service needs, population and housing projections have been developed. The following section will address expected changes in household age, size, and income, as these factors will influence the type and size of housing that will be needed. a. Household Size The size of households is one of the most important elements in determining the housing need of the population. The smaller the household, the smaller the size of the dwelling unit necessary to house the family in a comfortable, safe manner. Also, given a certain household size, alternatives to the traditional detached single family dwellings on quarter (1 ~4) acre lots may better serve the needs of certain households. Such alternatives include mobile homes and smaller, higher density multi-family units. In 2000, the average household size in the City was 2.69, slightly higher than that of the County at 2.59 persons per household and higher still than the household size of 2.46 for the State. There has been a trend toward the reduction of household size in the U.S. and Florida since the 1 960~s. Household size projections prepared by the Shimberg Center for Affordable Housing reflect this trend. Table III-1 0 shows that the most predominant household size in the City is 1 -2 persons per household, with almost 56% percent of the total. Households with 3 to 4 persons accounted for 34.8%, and with 5 or more persons accounted for 9.7%. The average household size has decreased from 2.74 in 1990 to 2.69 in 2000. The City's household size is projected to continue to decrease to 2.40 in 2030 reflecting various factors such as the aging population, smaller family sizes, and increase in smaller housing units in areas such as the Town Center. The projections, shown in Table III-10 indicate that the City had 12,637 households in 2005, and can expect to have 17,348 households by the year 2020. The projections of household composition are associated with the Shimberg population projections, which exceed the population projections prepared by the City for the Comprehensive Plan and the anticipated buildout population. Therefore the projection of the total number of households in 2030 presented in Table III-10 exceeds the total number of households anticipated by the City's population projections (18,557 units). However, the trends in household size and tenure are anticipated to be reasonably reflected by the Shimberg data. llI-33 CITY OF WIi~1TER SPRII~TGS COMPREHENSIVE PLAN HOUS1IvG ELEMENT Table III-10: Household Composition, 2000-2030 2000 2005 2010 2015 .2020 2025 2030 Size HH % HH % HH % HH % HH % HH % HH 1-2 6,529 55.51 7,019 55.54 7,959 55.65 8,831 55.82 9,716 56.01 10,509 56.16 11,264 56.30 3-4 4,093 34.80 4,393 34.76 4,955 34.65 5,455 1 34.48 5,953 34.32 6,394 34.17 6,809 34.03 5+ 1,140 9.69 1,225 9.69 1,387 9.70 1,535 9.70 1,679 9.68 1,810 9.67 1,935 9.67 Total* 11,762 100 12,637 100 14,301 100 15,821 100 .17,348 100 18,713 100 20,008 100 Owner 9,444 10,158 11,528 12,835 14,175 15,381 16,514 Renters 2,319 2,480 2,774 2,986 3,172 3,331 3,494 Persons/HH 2.69 2.64 2.58 2.54 2.49 2.44 2.40 Total Pop 30,860 33,319 36,929 40,135 43,114 45,633 47,921 Note: The household estimates and projections for "all household" are estimated separately; therefore, owner and renter households do not add up to total households. The differences are minor. Source: Shimberg Center for Affordable Housing, 2006 III-34 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT a. Population by Age In order to project the type of housing needed through the year 2030, projections of the age of the City residents were calculated. The age of the City residents is an important factor because it influences the type of housing necessary to house different individual lifestyles and family life cycles. Elderly households require different housing than younger households. Families desire larger dwelling units with adequate storage, and placed in areas accessible to schools and recreation areas. Younger seniors, age 55-74 tend to have a more active lifestyle than more elderly seniors, 75 and over. This quickly growing younger group, often comprised of so-called "Empty Nesters" and the newly retired, may require a different set of amenities than the elderly or younger family households. These younger seniors may not require the larger dwelling units and proximity to schools favored by families nor the care-giving of elderly seniors. Thus, smaller dwelling units with ample access to active leisure and recreational facilities are often a higher priority. Also, age reflects levels through the lifetime income cycles of individuals, i.e., dissaving, saving, and retirement. These income periods, correlated with age, provide insight into the cost of new housing that will be in demand. Table III-1 1 presents expected changes in the age of the population between 1990 and 2030 as projected by the Shimberg Center for Affordable Housing. While the Center projects the population of the City to grow 51.33% between 2000 and 2030, all age categories through age 44 are anticipated to grow at rates lower than that. Significantly higher increases are projected for the 55-64 category (88.95%), the 65-74 category (194.41%), and the 75+ category (299.16%). The 35-44 age group will retain the highest proportion of the population in 2030 of any of the age categories shown at 13.8%, but will decrease from the proportion of 17.9% in 2000. As noted previously, while the total population projections appear high, the trends in the City's age distribution are anticipated to be reasonably reflected by the Shimberg data. Table III-11: Winter Springs Population By Age, 1990-2030 ,Age Range 1990 2000 2005 2010 2015 2020 2025 2030 0-14 5,035 6,947 6,835 __ 7,124 __ __ 7,622 _ 8,063 8,303_. _ 8,430 15-24 2,919 ___ 3,924 __ 4,197 __ 4,556 _ 4,557 __ 4,553 4,826 5,089 __ 25-34 3,565 _ 3,644 _ _ 3,842 4,367 4,730 _ 4,866 4,703. 4,609 __ _ 35-44 4,374 5,671 -_ 5,396 5,317_ 5,629 6,1.42 ___6,488 6,595. 45-54 2,514 5,188 __ 5,399 5,775 ___ 5,729 _ . _ 5,501 __ _.._5,712 6,_192. __ 55-64 _ 1,696 _ 2,859 _ _ 3,822 ___4,947 5,483. 5,755 _.5,650_ 5,402 __ 65-74 _ 1,403 _ 2,004 ___ 2,129 2,764 __ 3,906 5,047 ___ 5,603, 5,900. __ 75+ _ 645 1,429 1,699 2,079 2,479 3,187 4,348 5,704 Total l5+ 17,116 24,719 26,484 29,805 32,513 .35,051 37,330 39,491 of Total 77.27% 78.06% 79.49% 80.71 % 81.01 % 81.30% 81.80% 82.41 Total Pop. 22,151 31,666 33,319 36,929 40,135 43,114 45,633 47,921 Source: 2000 Census, STF3A, U.S. Census Bureau; Shimberg Center for Affordable Housing 2006 III-35 CITY OF WINTF,R SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT As reflected in the projections of population by age, the City's population is aging. The ~' median age in the City has gone from 34.05 in 1990 to 37.4 in 2000. The City's need for elderly housing, including assisted living facilities, will continue to increase. There are a number of programs and approaches the City may encourage or implement to achieve the goal of providing housing options to support the aging population. Options may include: • Assisted Living - a term used to reference the housing arrangement for people who are able to continue to live on their own and do not require full time medical care but need assistance in taking care of daily activities such as, personal care, cooking, and~or assistance with housekeeping, etc. ALFs are residential communities that are equipped with supportive, personal and health care services (non-medical) and encompass a variety of living arrangements such as continuing care, group homes or in one's own home. Types of ALFs include: o Adult Family Care Homes -single family homes in which room and board, supervision and personal care services are provided to no more than five adult residents at a time. o Continuing Care Retirement Communities - private home communities that offer active seniors a variety of resources in which to socialize and enjoy their golden years. This option allows elders the opportunity to purchase services, amenities and future medical care, at the same time that their home in the community is purchased. o Senior Apartment Complexes - private apartment communities, which provide limited communal services, such as activity programs, transportation services and evening meals to its residents. Owners of these housing complexes usually only rent to individuals that are 55 years old or older, often targeting the younger, independent and more active seniors. o Nursing Homes - long-term care facilities that provide 24-hour medical and personal care, housekeeping services and rehabilitative services to seniors who are suffering from chronic illnesses, recovering after major surgery or who are physically weak and unable to live on their own. ~ Communities for a Lifetime (CFAL) - is a statewide program initiated by the Florida Department of Elder Affairs aimed at creating a safe and nurturing place for people of all ages, especially elderly citizens. Participating municipalities use existing resources and state technical assistance to make crucial civic improvements such as: o Increase housing options to support independent living and active, adult communities, serving people age 55 or older, 11I-36 C[TY OF WINTER SPRINGS C~~MPREHENSNE PLAN HOUSING ELEMENT o Provide health care services and elderly facilities such as senior centers, o Provide for safe and affordable alternative to driving, o Ensure equitable accessibility and safer transportation routes, o Foster business partnerships, o Distribute community-wide education programs on available resources and services, o Implement encourage a more efficient use of natural resources, and o Support volunteer opportunities. b. Households by Income One of the most influential variables that affect housing type and community trends is the income of an area`s households. Income impacts "housing affordability", which in turn impacts housing cost, housing type and size, lot size, and neighborhood composition. Based on standard criteria for various public assistance programs, households were divided into four income groups: Very Low Income -less than 50 percent of the Area Median Income (AMI). Low Income - 50 to 80 percent of AMI. Moderate Income - 80 to 1 20 percent of AMI. Middle fo High Income -greater than 1 20 percent of AMI. According to the U.S. Department of Housing and Urban Development (HUD), the generally accepted definition of affordability, as it pertains to housing, is for a household to pay no more than 30 percent of its annual income on housing. "Cost-burdened" households pay more than 30% of income for rent or mortgage costs. Table III-12a presents the percentage of income paid for rent or mortgage costs by income range. In 2005, 3,005 Winter Springs households (24%) paid more than 30% of income for housing. By comparison, 25% of Seminole County households and 29% of households statewide are similarly cost-burdened. Households paying 50 percent or more of their annual income are considered "severely cost burdened." 1,110 households in Winter Springs (9%) pay more than 50% of income for housing. By comparison, 10% of households in Seminole County and 29% of households statewide are severely cost- burdened. (Shimberg, 2007) Table III-1 2b below shows historic and projected households by income range for the City and the County, and Table III-18 show projections of household income by tenure. As presented in Table III-5, the median household income in the City in 1999 was $53,247, while in the County it was $49,326. In 1999, the majority of the City households were in the moderate to high income categories. However, 1 2.5% of City households were in the low category and 27.2% of City households were in the very low category. IlI-37 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT The household income projections, which were prepared by the Shimberg Center for Affordable Housing, show that the distribution of households by income is expected to remain constant over the next ten years. The proportion of very low-income household group is expected to have a slight increase, while the middle-to-high group is expected to have a proportional decrease. As noted previously, while the projections of total population and total households appear high, trends in the distribution of the City's households by income are anticipated to be reasonably reflected by the Shimberg data. Table III-12a: Households by Income and Cost Burden, Winter Springs, 2005 `Household Income as Amount`'af lncome'Paid for Housing Percentage of Area Median Income (AMIj 0-30% 30-50%0 50% ar more <=30% AMI 195 112 452 .30.01-50% AMI 248 267 361 50.01-80% AMI 744 675 175 80.01 +% AMI _ 8,446 841 122 _ 'I'ota I 9,633 1, 895 1,1 10 Note: The income ranges are calculated using the County's Median Household Income. the Lensus excludes one-family houses on 10 acres or more from the count of specified units. Source: Florida Housing Data Clearinghouse, Housing Profile for the City of Winter Springs, Accessed December 2007 Table III-126: Projected Households by Income, 2000-2030 Household Income as a Per<:entage of Area Median income 1990 2000 2005 2010 2015 2020 _ 2025 2030. <=30%AMI 9,613 10,949 12,428 13,944 15,483 17,039 __18,534_ Seminole Count 30-50% AMI 1 3,31 2 10,596 1 2,050 1 3,766 15,651 17,621 1 9,691 _ 21,671__ y 50-80% AMI 17,018 18,978 21,631 24,569 27,532 30,517 33,498 _ 36,354 80-1 20% AMI 1 8,595 30,680 35,066 39,646 43,81 3 47,81 5 51,542 55,097 >120%AMI 59,189 69,565 79,806 90,156 99,023 107,406 114,770 121,624. Total 139,432 139,432 159.502 180,565 199,963 218,842 236,540 253,280_ <=30%AMI 701 759 871 992 1,121 1,239 __ 1,355 Winter - 30-50%AMI i S 583 809 876 1,021 1,182 1,364 1,526 __1,685_ ngs _ pr 50-80% AMI 1,166 1,476 1,594 1,833 2,081 2,348 2,588 _ 2,824 80-120% AMI 1,275 2,500 2,686 3,042 3,368 3,693 3,983 4,259 >120% AMI 5,054 6,277 6,723 7,535 8,198 8,821 9,376 9,885 Total 8,078 1 1,763 1 2,638 14,302 15,821 17,347 1 8,71 2 TI_ 20,008 Note: The income ranges are caiculatea using me ~.ounry s rv~eu~uii ~ I~~~Cll~lu 111~~~11~. 111. Census excludes one-family houses on 10 acres or more from the count of specified units. Source: 2000 Census; 2000-2030 Shimberg Center for Affordable Housing, 2006 ILI-3H CITY OF WINTER SPRINGS COMPREHENSNE PLAN HOUSING ELEMENT While housing in the City of Winter Springs is more affordable in relation to Seminole ~" County overall, the availability of affordable and work-force housing is an issue for communities across the County including Winter Springs. The cost of housing has risen significantly in recent years in the area, while wages have not grown at the same rate. In addition, the City, due to growth in the last twenty years, is getting closer to reaching "buildout", meaning that there is little vacant developable land remaining. To ensure community viability, the City's housing stock should include diverse, affordable, and accessible "for sale" and "rental" units. Options for affordable and work-force housing should be created that do not diminish neighborhood character. Seminole County (Workforce Housing Task Force) defines Work-force housing as housing available for working households that earn up to 140% of the Area Median Income (AMI)..A number of additional programs are available which may support the City in addressing affordable and work-force housing, including: ~ Supportive Housing Investment Partnership (SHIP): Low-interest loans to developers and Community Housing Development Organizations (CHDOs) for acquisition, rehabilitation, or new construction of affordable rental housing, or payment of impact fees associated with such. • HOME Investment Partnerships Program: 1) Low-interest loans to developers and CHDOs for acquisition, rehabilitation, or new construction of affordable rental housing; 2) Grants to CHDOs for operating expenses; and 3) Grants or loans to CHDOs for acquisition, rehabilitation, new construction, demolition reconstruction, and site improvements infrastructure for affordable rental or owner housing. • Florida Affordable Housing Guarantee Program: Works in concert with federal, state and local government financing sources, as well as other qualified lending institutions, to effectively lower the overall cost of borrowing capital for the construction and rehabilitation of affordable multifamily rental housing. These cost savings are achieved by the Guarantee Program guaranteeing the payment of mortgages that secure multifamily mortgage revenue bonds. Communi~ Workforce Housing Innovation Pilot Proaram (CWHIP): Competitive funds to public-private entities seeking to build and manage affordable housing for Florida's workforce. CWHIP will provide flexible funding toward the construction or rehabilitation of housing in the form of loans with interest rates of one percent to three percent, which may be forgivable if the housing meets long term affordability requirements. At least 50 percent of the affordable housing units built using CWHIP funds should be set aside for essential services personnel. Plan amendments certified by the local government as CWHIP amendments will receive 30-day expedited review by DCA, and may proceed straight to adoption rather than through the multi-step process now required by DCA. The City allows density increases and mixed uses in areas like the Town Center that can provide for more affordable housing options (type and number). The City has discouraged concentrations of affordable housing and employed housing surveys and III-39 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT code enforcement to ensure quality of housing. However, the City has identified that additional measures are needed to encourage more affordable and workforce housing. Constraints in land development regulations may still present a barrier to development of low and moderate-income housing projects. In addition, there are opportunities for the City to further utilize redevelopment programs, to extend partnerships with private and non-profit housing providers, as well as residents ("sweat equity", neighborhood planning, housing programs education), and to establish an Affordable Housing Trust Fund to assist low-income households in obtaining and maintaining affordable housing. The City also has opportunities to provide incentives through subsidization of impact fees and increased use of density development bonuses for developers who contribute to affordable housing. 2. Projected Housing Needs Housing need projections were prepared by the Shimberg Center for Affordable Housing based on household projections, household income and housing costs. a. Housing Tenure, Tyke and Cost According to the Shimberg Center for Affordable Housing, there were 1 2,638 households in 2005 in the City of Winter Springs. The Center estimates that there will be 17,347 households by 2020 and 20,008 households by 2030. Shimberg estimates that between 2005 and 2020, there will be a demand for approximately 4,709 new housing units with an additional 2,661 new housing units needed by 2030. Shimberg further specifies the housing needs by tenure, showing a need for additional 6,356 units for ownership and 1,014 units for rent by 2030. As noted previously, the Shimberg projections for population and number of households are considered to be high with respect to analysis of the City's growth and buildout population. Therefore the need for new housing units is likely to be overstated. Table III-1 3 shows the projected demand for housing by year and tenure as indicated by the Shimberg data. Table III-13: Demand for Housing Units by Tenure Estimated Demand Growth in Households Type of Unit 2005 - 2010 - 2020 - 2005 2010 2020 2030 2010 2020. 2030 Owner-Occupied 10,158 11,528 14,175 16,514 1,370 2,647 2,339 Renter-Occupied 2,480 2,774 3,172 3,494 294 398 322 Total Occupied 12,638 14,302 17,347 20,008. 1,664 3,045 2,661 Units Source: Shimberg Center for Affordable Housing III-40 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT b. Housing for Special Populations With an aging of the population anticipated for the City during the planning period, the projected demand of housing by the elderly is expected to increase. A greater emphasis on units designed with certain features that the elderly population will require, such as smaller units that are barrier free and easily accessible, may be required. Little data exists with respect to the disabled population. The housing problems of this population relate largely to accessibility. Physical barriers such as narrow doorways, lack of ramps, counter heights, and appliance design limit the supply of housing suitable for this group. Winter Springs has adopted the Florida Building Code which addresses handicap accessibility more stringently than the Americans with Disabilities Act (ADA). Because the City of Winter Springs does not exist within an area of high agricultural use, separate estimates for rural and farm worker households were not made. According to the 2000 Census, only 12 City residents were working in the farming, fishing, and forestry occupations. Therefore, their housing needs are not expected to impact the housing market. There are no specific areas in the City of Winter Springs targeted for the provision of housing for the very low, low, and moderate-income households. Federal programs that offer rental subsidy, such as Section 8, allows the applicant to choose the location of the home. The City has a variety of zoning categories that allow for different types of housing and densities, including the provision of mobile homes. The Medium Density land use category of the Future Land Use Map allows mobile home zoning districts. Affordable housing does exist in the resale market. Most of these units are older single-family houses in good structural condition. A number of these older structures in the City could provide adequate housing for a number of low-income housing if improvements to these units are made. The improvements include minor rehabilitation of electrical and plumbing infrastructure, improved insulation, and re-roofing. Most of these improvements would not only add value to the structure, but also provide benefits to the resident in terms of energy cost savings, reduced maintenance costs, and increased fire safety. Low and very low-income households are expected to require a total of 5,864 housing units (for ownership and rental) by 2030. The private sector is expected to provide housing for most of these low-income families. As noted in previous sections, the City has worked on specific projects to provide full-scale accessible housing for low-income residents. All of the 52 units that were renovated in 2000 have been sold. In addition, over $1 million remains available in the City's Rehabilitation 306 Fund. c. Group Homes Based on the fact that the percentage of the elderly population is expected to increase in the next few years, it can be assumed that there will be a need for additional group home facilities for the elderly. When any new facilities open, they should be encouraged to be small scale if possible and to be located in close proximity to bus routes, III-41 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT neighborhood shopping areas, and other essential personal service uses. The facilities should have a residential character as opposed to an institutional look and scale. d. Dwelling Unit Demolitions and Conversions According to the 2000 Census, approximately 562 housing units will be 50 years or older by the year 2020. Given the age of the housing stock the City does not expect any major demolition or conversion activity in the next 1 0 years. The City of Winter Springs has an active and effective code enforcement system that has helped maintain a sound condition for the older housing stock. Nonetheless, units do fall into disrepair and neglect for many reasons, including lack of economic incentives for maintenance. For planning purposes, it is anticipated that two (2) percent of units 50 years old and older will become substandard each year. Five (5) percent of these substandard units may at that time be categorized as deteriorated. The City Building Division works in coordination with the Code Enforcement Division when deteriorated housing is identified. During 2008 an increased level of deterioration was reported by the City associated with recent foreclosure activity. For conversions, the City requires compatibility and harmony to be maintained within established neighborhoods, which is regulated as part of the permit approval process. 3. Land Requirements and Availability for Projected Housing Needs Based on the figures provided by the Shimberg Center for Affordable Housing, a total of 20,008 dwelling units will be needed to serve the household population of the City by the year 2030, an increase of more than 6,500 units over the 2007 estimate. However, the City's population projections indicate a total demand for 18,557 dwelling units to serve the City in 2030, an increase of approximately 5,000 units. Table III-14 shows the acreage of vacant residential lands per land use category. The amount of vacant land designated for residential use in the Future Land Use map accounts for approximately 275 acres. There are also approximately 53 acres of Mixed-Use and 221 acres of Town Center. It is estimated that approximately half of those acreages will be developed with residential uses. Under current policies, residential use is limited to occupy no more than a quarter of the 179 acres of Greeneway Interchange land use that are currently vacant. The Greeneway is needed as an employment center for the City and thus housing may be further limited to inclusion as part of a vertical mix. III -42 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Table III-14: Vacant Land Analysis Future Land Use Categories. Maximum Density/Intensity. Vacant:.. Acreage Density Factor Potential Additional Units Rural Up to 1 du~gross acre 1 37.89 0.7 97 Lo~N Density 1 .l to 3.5 du~gross acre 64.74 2.45 1 59 Medium Density _ __ 3.6 to 9 du~gross acre _ __ 67.81 ___ __ 6.3 _ _ ___ 427. __ Hiclh Density 9.1 to 21 du~gross acre ___ 4.10 _ 15 62 Mixed Use 1.0 FAR~12 du~ac ___ 26.45* _ 10 ___ _.265___ Town Center 2.0 FAR**~36 du~ac 1 10.46* _ __ 20 _ __ 2,209 __ __ Greeneway 44.75 200*** Interchange TOTAL 319.29 3,419 * In order to estimate the residential holding capacity of the Mixed-Use and Town Center categories, it has been assumed that approximately 50% of the vacant lands within those categories will be developed with residential uses. The actual quantity of developable vacant land in these categories is twice what is shown in this table. *'k (Ord. 2005-07; 09-12-05) * k* City staff estimates that 200 residential units will be made available through a vertical mix of development in the Greeneway Interchange District. The quantity of developable vacant land in tFiis category under current policy is 25 percent of the vacant acreage in the District. Source: Future Land Use Element, City of Winter Springs Comprehensive Plan. The acreage of residential lands was converted to units, using density factors based on the densities permitted in each category, allowing for the provision of retention areas and rights-of-way. For Rural, Low and Medium density residential categories, thirty (30) percent of the land area was determined to be needed for retention and ROW, netting 0.7, 2.5 and 6.3 dwelling units per acre, respectively. High density residential was analyzed at 15 dwelling units per acre based on historical trends. For the Mixed-Use and Town Center categories, it was estimated that approximately fifty percent of the vacant acreage will develop with high density residential uses at densities of approximately 10 dwelling units per acre for the Mixed-Use and 20 dwelling units per acre for the Town Center land use category. City staff estimates that 200 residential units will be made available through a vertical mix of development in the Greeneway Interchange District. As the tab-e shows, the City will be ab-e to accommodate approximately 3,419 additional units, approximately 3,000 units fewer than anticipated to be needed by the year 2030 according to the Shimberg Center projections. However, it should be noted that the Shimberg Center projections have already proved to be higher than actual, and this trend has become even stronger in recent years. For example, the projected figure of housing units for the year 2000 by the Shimberg Center was 13,103, when the actual ITI-43 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT figure for that year as reported by the Census was 1 2,306. Using the City's projections, "` the shortfall in units is anticipated to be approximately 1,600 units. Thus, there may be the need to encourage densities closer to the maximum allowable within each residential category. It is anticipated that with such measures implemented, the Future Land Use Map, combined with potential future annexations, will provide for an adequate supply of land to satisfy the housing needs of the 2030 population of the City of Winter Springs. 4. The Housing Delivery System While the City of Winter Springs can estimate future housing needs, it cannot take a major role in supplying housing. That aspect is controlled for the most part by the private sector. The City can only assist in the delivery of housing by developing flexible regulations, providing appropriate land use designations and zoning categories, and by planning infrastructure facilities and services that are adequate to serve future development. The private sector is currently meeting the needs of the community in terms of providing much of the needed housing. The vacancy rate in Winter Springs was 4.32% percent in 2000, considered within the range where the housing supply is adequate. As discussed previously, data for 2006 from Metro Orlando and the American Community Survey indicate that the vacancy rate may have either increased or decreased. It is anticipated that more recent economic circumstances will have increased the vacancy rate, which may help absorb some of the projected need in housing units, or at least delay the rate of increase in that need. a. Financing Private sector housing delivery is divided into two parts, owned and rental. The delivery of financing for owned housing is based solely on affordability. As discussed earlier in this Element, affordable housing costs are calculated to be thirty (30) percent of gross income. Monthly payments for owned-housing is based on two factors: mortgage rates and the price of the housing unit. Forecasting future trends of these two factors is difficult and highly unpredictable, particularly at this point in time. Mortgage rates are dependent on national economic conditions and not local factors. Housing prices are dependent on the inflation rate for housing, and local supply and demand forces. Financing for housing presents challenges and opportunities based on recent economic trends. While interest rates have fallen, the availability of credit has become more restrictive and mortgage lending standards have been tightened. The City may need to consider requiring developers to provide a certain percentage of affordable units within their developments as a requirement for development approvals. An alternative to the requirement could also be a contribution to an affordable housing fund that can be used for housing rental assistance to lower income households. The City should also look into the programs offered through the County for capital improvements, rehabilitation or down payment rental assistance, including those discussed in the analysis section, and make those programs available to City residents. III-44 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT b. Regulator and Administrative Process The process of housing development includes several players, including government officials in multiple jurisdictions, design consultants, lenders, contractors, attorneys and the buyer or renter. The process, which at times can be lengthy, adds costs to the development of housing. Many ingredients of housing development such as interest rates, labor and material costs, and State Laws, are beyond the control of the City. Nonetheless, a community can adopt an attitude that will affect the cost of housing. By taking a proactive position, the City can start instituting several actions to address affordable housing. The first step would be to do a thorough review of the Code of Ordinances as it relates to housing affordability. Areas to address include: • establishing a definition of affordable housing, ~ expediting the permitting process for affordable housing projects, • establishing density bonuses for the provision of affordable units, • establishing certain zoning waivers such as parking, landscaping and setbacks, and • modifying street right-of-way requirements. Another important aspect of reducing the cost of providing affordable housing is reviewing current development costs charged by the City. The City should review processing and impact fees and establish reductions or waivers for affordable housing projects. c. Infill Housing Development y Infill housing occurs in areas that are close to residential "build-out" with at least 90 percent of its residential land already developed. This traditional type of infills involves a small number of vacant parcels that were bypassed during the normal course of urbanization. In this process, individual lots or small clusters of lots remained vacant due to a variety of reasons. There are very few residential lots in this category within Winter Springs. However, recent bankruptcies by developers have left some developments only partially complete. Unfortunately, these have occurred within the Town Center impacting its perceived viability. Winter Springs may need to develop strategies to encourage the infill of these vacant residential parcels with new housing compatible with the Town Center. Large numbers of "passed over" parcels can often lead to lower market and assessed values for adjacent developed residential properties. It may often lower property values in entire neighborhoods where large numbers of vacant parcels exist. Most of the vacant lands in Winter Springs are located within recently platted subdivisions or in large tracts on the east side of the City. However, there are still a few vacant lots within the older part of the City. It is important for Winter Springs to develop strategies and programs which encourage the infill of these vacant residential parcels with new housing compatible with the established neighborhoods. III-45 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT d. Mobile Homes Mobile homes and mobile home developments have long had a reputation of being visually unattractive. Often, localities have had the tendency to regulate these housing types to undesirable areas of the community, such as adjacent to industrial areas and railroad tracks and areas which lack utilities or community facilities. Mobile homes were rarely allowed or encouraged in areas well suited for residential development. However, as the cost of single-family dwellings has gone beyond the reach of many households, communities have started to change their local decision making process regarding the location of mobile homes. Rule 9J-5 requires that policies be developed which ensure adequate sites for mobile homes. These requirements will also alter local governments traditional decision-making process regarding mobile homes. In consideration of these factors the following general criteria have been provided for the designation of future mobile home or manufactured home developments. • Mobile home parks and co-ops should be located adjacent to areas with a comparable density of development or near small-scale convenience or neighborhood commercial activity. • They should be in areas accessible to arterial and collector roads; • They should also be located on sites presently served by public water or sanitary sewer service, or in areas programmed for such service in the City~s five-year capital improvements program; • They should be located within reasonable proximity to community facilities. Where mobile home development or individual mobile homes are designated to be located adjacent to residential uses, especially those of lower densities, buffer areas should be required to make the transition in density more compatible to the general neighborhood and community. In addition to these general provisions, the issue of improving existing substandard mobile home development should be addressed. These areas should be upgraded to modern mobile home planning and design requirements. e. Infrastructure Requirements The infrastructure needed to support housing for very-low, low and moderate-income households is similar to that required to support other development activity. The adequacy of this infrastructure is evaluated in various elements and summarized in the Future Land Use Element. Generally speaking, improvements to the road system, the water and sewer systems, and the drainage system will be necessary to support future land development activities, including low and moderate income housing. The City has several programs that are being planned or are underway to make these improvements. One consideration is the cost and methods for funding these improvements. New development is required to make dedications of land and site related improvements and to contribute to the larger system capacity increases to meet concurrency. The City also requires payment of impact fees to cover the cost of needed improvements. Once the III-4G CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT property is developed and sold, the new landowners are required to pay periodic assessments to fund operations and capital improvements. In the case of low and moderate-income projects, funds for development and operation are usually limited. The result is that extra fees can be expected to be a problem, occasionally enough to destroy the financial feasibility of the project. Under the theory that these are fees for services or benefits received, these fees and charges cannot be reduced for low and moderate-income projects. On the other hand, provision of adequate housing for low and moderate-income persons and households is a benefit to the public at large. f. Sustainabilit~y, Energy Efficiency & Renewable Energy Resources There has been increasing information and focus on environmental impacts and issues such as climate change, in addition to awareness of the potential cost-savings from energy efficient construction and sustainable development practices. New construction and major rehabilitation and renovations in the City should include plans for greater energy efficiency in their design and construction. Furthermore the use of recycled materials and renewable energy resources should be encouraged. As these practices can cut long-term energy costs, they are encouraged for all types of housing. The US Green Building Council (USGBC) administers the Leadership in Energy and Environmental Design (LEED) Green Building Rating System. LEED for Homes is a rating system that promotes the design and construction of high-performance green homes. New construction can be rated to meet one of the LEED for Homes tiers: Certified, Silver, Gold, or Platinum. Florida LEED for Homes is administered by the Florida Solar Energy Center. III-47 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT ~ Map III- 1: Mobile Home Parks and Cooperatives -WILL BE UPDATED I~ t~-- •~ •r~ ~.~ ~. _~ ~. . ~ ~ ~ . ~r~- .• ~ ~ ~~~ ~ ~_' Source City of Winter S.a ny~,. Auyusl 2CD1 Map III-2: Mobile Nome Parks and Subdivisions N CITY OF WINTER SPRINGS MUNICIPAL BOUNDARY N MAJOR ROADS STREETS ~ WATER FEATURES MOBILE HOME SUBDIVISIONS MaP it: for grephk: representation purposes Doty. aGual data roust tx: verified by Cdy star I 1 U t 6'~las ___~ N ~n o. r~,.v., a, ~ ; w,~... F,,.. ,_, ,, .. a I ~o, 97s i ~~ III-48 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT Tcable I11-15a: Gomparlson of Monthly Gross Kent ~uuu Gross Rent City of W inter Springs Seminole County Units** % Units** Less than $200 _ _ _ 10 __ __ 0.44 _ 685. _ 1..,.,61. $200-$299 __ 0 0 _ _ 650 __ 1._53 $300-$4.99 _ __ _ 76 _3.33 _ 3,591. _. _ 8.44 _._ $:i00-$749 1,146 50.15 17,148 40.3 $;~50-$999 657 28.75 13,194 31.01 $ 1000-$1499 228 _ 9.98 __ _4,863_ _ _ 1 1 .43 $ 1500+ 37 1.62 1,060 2.49 No Cash Rent 1 31 5.73 1,359 3.19 Total Rental Units 2,285 100 42,550 100 Median Contract Rent 2000 $631' ' $633 Median Gross Rent 2000 $727 $731 *" Specified Units (The census excludes one-family houses on 10 acres or more from the count of sK>ecified units). S~~urce: 2000 Census, STF1 A and STF3A, U.S. Census Bureau 117UIC 111-1.7A: ~..V flI l.7UfIJVn V~ nwnn~~r v~vaa ~.c~.~ ...v Gross Rent City of Winter Springs Seminole County Units** % Units** Less than $200 __ 921 2.6.0% 0 0.00% $200-$299 __ __ 1,151 3.24% __ __ 10 0.53% $ 300-$499 __ 10,776 30.37% 380 20.03% $500-$749 __ _ __16,260. ___ 45.83% __ 1,111 __ _ 58.57% _ $'.750-$999 _ __ 3,888 10.96% _ _ 31 3 _ 16.50% _ __ $1000+ 1,731 4.88% 52 __ 2.74% No Cash Rent 752 2.12% 31 1.63% Total Rental Units 35,479 100 1,897 100 *~ Specified Units (The census excludes one-family houses on 10 acres or more trom the count of specified units). Source:1990 Census, U.S. Census Bureau ilI-49 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT T,.hlo III_7 h.. Vnlnn nF (7wnar_(7rrunied Housing. 2000 Specified Value City of Winter Springs Seminole County 2000 2000 Units* % Units* Lerss than $15,000 4 0.05 152 0.1 8 $1 5,000 to $19,999 0 0 41 64.06 $20,000 to $24,999 0 0 87 1 35.9 $25,000 to $29,999 0 0 168 193.1 $30,000 to $34,999 8 0.09 232 266.7 $35,000 to $39,999 24 0.28 407 175.4 $40,000 to $49,999 102 1.19 1,151 282.8 $50,000 to $59,999 1 85 2.17 2,295 563.9 $60,000 to $69,999 485 5.68 4,255 1 85.4 $70,000 to $79,999 564 6.6 5,943 259 $80,000 to $89,999 554 6.48 7,048 1 1 8.6 $90,000 to $99,999 661 7.74 8,287 139.4 $100,000 to $124,999 1,367 16 16,168 195.1 $125,000 to $149,999 1,370 16.03 12,145 75.12 $150,000 to $174,999 815 9.54 7,779 48.1 1 $175,000 to $199,999 481 5.63 5,625 72.31 $200,000 to $249,999 881 10.31 5,993 77.04 $250,000 to $299,999 534 6.25 3,590 59.9 $300,000 to $399,999 323 3.78 2,438 40.68 $400,000 to $499,999 1 1 3 1.32% 882 36.18 $500,000 to $749,999 59 0.69% 724 82.09 $750,000 to $999,999 0 0.00% 237 26.87 $1,000,000 or more 15 0.1 8% 162 68.35 $100,000 or more 5,958 69.55 55,743 64.96 Totals ' 8,545 100 85,809 100 11Aedian Value $189,000 $169,200 * Specified Units (I he census excludes one-ramify Houses on specified units). Source: 2000 Census, STF3A, U.S. Census Bureau. 10 acres or more from the count of III-5U C[TY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT T,~hlo ni-1 F,h Value of Owner-Occuaied Housing, 1990 Specified Value City of Winter Springs Seminole County 1990 1990. Units* % Units* Less than $15,000 0 0 301 0.48 $15,000 to $19,999 0 0 160 0.26 $20,000 to $24,999 0 0 249 0.4 $25,000 to $29,999 10 0.19 450 0.72 $30,000 to $34,999 0 0 461 0.74 $35,000 to $39,999 1 2 0.23 870 1.4 $40,000 to $49,999 69 1.31 2658 4.28 $50,000 to $59,999 470 8.96 4295 6.91 $60,000 to $74,999 809 15.42 9,676 15.57 $75,000 to $99,999 1,461 27.85 18,553 29.86 $100,000 to $124,999 746 14.22 8,889 14.31 $1 25,000 to $149,999 680 1 2.96 5,506 8.86 $150,000 to $174,999 282 5.38 3,321 5.34 $175,000 to $199,999 219 4.17 2,023 3.26 $200,000 to $249,999 296 5.64 2,191 3.53 $250,000 to $299,999 91 1.73 1,1 31 1.82 $300,000 to $399,999 70 1.33 739 1 .19 x;400,000 to $499,999 20 0.38 281 0.45 $500,000 or more 1 1 0.21 383 0.62 x;100,000 or more 2,415 46.02. 24,464 39.38 Totals 5,246. 100 62,137 100 Median Value $96,400 $91,100 ~iource: 1 990 Census III-51 CITY OF WINTER SPRINGS COMPREHENSIVE PLAN HOUSING ELEMENT _ ... .~ .~. _______.t___ _1 ~A_..a1.1., /'..ci .,F (l.unor_nrrunied Housintl, ZO00 Cit of Winter S rings Seminole Caunt 2000 2000 Units* % Units* ~/ith Mortgage: 7,297 85.39 71,1 b0 82.92 Less than $200 0 0 _ _ _ 45 _ 0.06 __ _ $200-$299 _ _ _ _ 29 __ _ 0.4 __ __ 240 0.34 $300-$399 _ _ 14 0.1_,9 _ 641 0.9 __. _ $400-$499 _ _ 105 1.44 __ __ 1,457 _ 2.05 _ __ $500-$599 _ _ 202 _. 2.77 2,450 3.44 $600-$699 395 5.41 4,159 5.84 $700-$799 _ _ _ _ 522 _ 7.1.5 _ 5,781 8.1.2 _ _.......... _. $800-$899 _ _ ................__........._. . _ _ 735 __ _ _ 10.07 ___.7,457 10.48 _ _ $900-$999 __ ___ _ _ 79.2 _ 10.85 7,089 _ 9.96 $1,000 or more 4,503 61.71 41,841 58.8 Total Mortgaged 7,297 100 71160 100 ~Aedian 1,144 1,102 ~~ledian as % of 1999 HH Income 20.7 21.4 Not Mortgaged: 1,248 14.61 14,649 17.07 Less than $100 _ __ _ 0 _ 0 _ _ . 1 80 1.23 __ _ __ $100-$149 _ _ _ _ _ 8 __. 0.64 _ 473 ,.,_3.23 _ ~>150-$199 _ . _ __ _ __ 33 2.64 1,275 _ _ __8.7 _- $200-$249 _ _ __ 14.5 _ 1 1.62 _ 2,063 1.4.08 __ S250-$299 __ _ 250 __ _ 20.03 _ _ 2,585 17.65 _ _ _. _ :>300-$349 ..........._.._........... _ _ ____ 287 _ _ 23 2,156 ___ 14.72 _ _ ,6350-$399 _. :6400 or more _ 159 _ 366 1 2.74 __ 29.33 __ 1,849 ,068 1 2.62 __ .._..._.. 27.77 'total Not Mortgaged 1,248 100 14,649 100 Median 333 317 Median as % of 1999 HH Income 10 10 'i t I O ner-Occu ied 8,545 100.00 85,809 100.00 oa w "` Specified Units (the Census excludes one-family houses on 1 0 acres or more from the count of specified units). Source: 2000 Census, STF3A, U.S. Census Bureau; 2006 Shimberg Center for Affordable Housing III-52