HomeMy WebLinkAbout1964 04 30 Special
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E. Brewer
do -'01. crJt1l;! f:r.'i c::r
that I \'r.Ul support. un~ protect ond dotom tJl0 Conutitutior1 nL :
Govcrwnent or ~10 United tt.ate~: of :..m.oricc. nn~ of t h; "tu~e of
l"lorirln ngcJ.nst oll <<lemie.., cloma6'tic w.cl toreien, and tlVlt I
1:U1 boor true f~th, lo,ynlty nnd allec;1.anco to t!lC .;;ane; :::nd
that! i'iills to the bo...t of ~ nbi11ty c.ro kncr;;lootio, i'dt[;fully
perform all tho duties ot the Office of
Town Marshall
ot tho Villq~c of r;orth CrluncG j Florid<.l.!I upon ~lldch I ~:i J.lJout
to enter, t.o help me God.
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As far as I am able to determine the Village of North Orlando
owns no land or real property. I.have not beenabletb
determine-if any lease agreement has been entered into.
Therefore, I have no recommendations pertaining to hazard
insurance on buildings.
The Village has purchased some office equipment ana it is
forseeable that more may be' acquired in the future. The"
proper type of policy to cover this is the Office Contents
Special Form. It covers business personal property usual
to office occupancy including furniture and fixtures, and
the Village's interest in improvements and betterments. This
policy is only written for a term of three years.- The
premium is reasonable and the coverage very broad. There-
fore, I recommend that this type policy be purchased to
protelt the personal property of the village.
The Village is responsible for the use of three vehicles.
One of which I understand does not run. These vehicles are
covered under an automobile policy. I have not seen this
policy as no copy of it could be found in the files in the
office. I talked with Lew Arnold and he told me that he had
written insurance on the vehicles. He also told me that he
had sold his insurance agency and gave me the name of a
Mr. Griffen who now has the files. I talked with Mr. Griffm
and learned that the three vehicles are covered under a
comprehensive auto policy which provides these coverages for:
owned automobiles, hired automobiles, and non owned-automobiles.
Mr. Griffen said that the policy expires February 6, 1965.
The coverages on the vehicles seems adequate from what I
gather without having seen the policy.
As far as I have been able to learn
liability insurance in force at the
of the exposures that could lead to
1. Baseball Parks
2. Offic e area
3. Firehouse area
4. Community Christmas Tree
5. Parks or Playgrounds
6. Refuse Receptacles
7. Streets including sidewalks, bridges, and culverts
8. And others as the Village grows
One of the features of the Comprehensive General Liability
Policy is that is will defend any suits brought against the
Village whether fradulant or not. My recommendation is that
the above exposures be endorsed onto the comprehensive
there is no general
present. Here are some
an expensive law suit:
7. Mc)Vl.~'c ;paJ Q\.<1A.f' 16y~e~ /lJ'6~C.
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automobile policy previously mentioned. ThiS would-be- less
expensive than writing anew policy. The pro rata premium
for this coverage will not be very much.
There are two employees of the Village. I recommend that.
they be covered under a Workmen's Compensation policy. The
rates are based per hundred dollars of remuneration and are
$3.04 for the policeman and $.16 for the clerk. These rates
are subject to a minimum premium of $89.00.
The volunteer policemen and volUnteer firemen are currently
co~ered under accident policies. I have not seen the policy
covering the volunteer firemen but the policy covering the
volunteer policemen com.sup for renewal June 5, 1964. I
recommend that at least two other proposals for this coverage
be considered.
As far as I can determine there are no fidelity bonds in
force. My recommendations are that elected public officials
be required to furnish the Village-with proper public offictll
bonds at no expense to the village. I further recommend
that all employees be bonded under an appropriate position
schedule bond.
Other recommendations bearing on insurance are:
1. Consideration of an ordinance that would require certif-
icates of insurance from any person or corporation licensed
to do business within the city limits of North Orlando. '
This' should require Bodily Injury limits of at least $100,000/
$300,000 and property damage $25,000. It should also b.
endorsed to give the Village at least ten days notice of
cancellation.
2. The Village should consult with an attorney to see that
hold harmless clauses are included in all contracts and that
these clauses are insured. The requirements for the certificate
of insurance should include contractual liability coverage
for the hold harmless agreement. -
3. The proper commissioner contact J. Edwin Larson in
Tallahassee to determine the requirements for participation
in the Firemens Pension and Welfare Fund. This is financed
by the insurance premium tax.
4. That a policy register be established and maintained.
One is included herewith free of charge.
5. That as policies come up for renewal that at least three
proposals be considered. One community advertises in the
newspaper once a year for all agents who want to bid on
municipal business to register. Invitations are then
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mailed 'from' this list each time that a policy comes due
for renewal.' It is also usual for municipalities to in
some way, favor local bidders.
I have enclosed folders giving the rates at which my com-
panyis willing to write the police and fire department
volunteers.
Respectfully submitted,
A/~' ~
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Cliarles . McIntosh
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UNITED STATES NAVAL AIR STATION
IN REPLY
SANFORD, FLORIDA REFER TO:
Code SI
29 APR 1984
Honorable Irene Van Eepoel
Mayor of the City of North Orlando
North Orlando, Florida
My dear Mayor Van Eepoel:
As a part of Armed Forces Day program, mayors of
communities within Seminole County are being requested
to issue a statement or proclamation declaring Saturday,
May 16, 1964, as Armed Forces Day in their respective
cities following a proclamation by Governor Bryant.
Tbe Governor is expected to issue his proclamation
during the week of May 4, 1964. A sample is attached
to assist you in promulgating such a proclamation if
you so desire.
I would also like to take this opportunity to
personally invite you to attend our Armed Forces Day
Open House, May 16, 1964.
Yours truly,
~/,.. ~
ROBERT M. WARE
Captain, U. S. Navy
Commanding Officer
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HANNA. CLOSSON AGENCY
GENERAL INSURANCE & SURETY BONDS
"Quality Doesn't Cost... It Pays"
414 North Mills Street
Telephone: 424-8531
ORLANDO, FLA.
Apri 1 22, 1964
VI n.-.ge of Nerth Orl ando
c/o 231 Tradewinds Road
North Orlando, Florida
Attention: Mrs. Jrene Van Eepoel
Re: VQlunteer Police Accident Policy
Expiring 6/5/64
Dear Mrs. Van Eepoel:
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This letter is to advise th..t the captioned policy
wilJ expire 6/5/64. This Is the policy which COVers the
pol ice only.
Our agency wi II take no action I n regards to the
ren__~l of this policy if it so be the wishes of your City
Council. I, personally, feel we were slandered unjustly
by another agent In one of your recent meetings. We do
not want to make an I ssueof what Is now water over the
dam, nor lower our standards in a childish fuss.
As stated some time ago, we are most wi 11 ing to be
of service at any time we are called upon to advise on
insurance matters. We will await your call.
Very truly yours,
HANNA-C~OSSON AGENCY
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AGENTS
METROPOllT AN UNDERWRITERS
OF THE
UNITED STATES FIRE INSURANCE CO.