HomeMy WebLinkAbout2006 07 25 Board of Trustees Regular Minutes
CITY OF WINTER SPRINGS, FLORIDA
MINUTES
BOARD OF TRUSTEES - PENSION PLAN
REGULAR MEETING
JULY 25, 2006
CALL TO ORDER
The Board of Trustees - Pension Plan Regular Meeting was called to order by Chairman
Robert Nippes on Tuesday, July 25, 2006 at 7:30 p.m. in the City Commission Chambers
of the Municipal Building (City Hall, 1126 East State Road 434, Winter Springs, Florida
32708).
Roll Call:
Chairman Robert Nippes, present
Vice Chairman A. Mark Sardo, present
Board Member Guy DeMaio, present
Board Member Byron Giltz, present
Board Member Vernon Rozelle, Jr., absent
After a moment of silence, Chairman Robert Nippes led the Pledge of Allegiance
PUBLIC INPUT
No one spoke.
AWARDS AND PRESENTATIONS
AWARDS AND PRESENTATIONS
100. None
None.
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REGULAR AGENDA
REGULAR
300. General Services Department
Requesting The Board Of Trustees Meet With Its New Third Party Pension
Advisor, Bogdahn Consulting, LLC, For Purposes Of An Initial Discussion
Regarding Their Services.
Mr. Kevin Smith, Director, General Services Department, introduced the Consultant, Mr.
David West, for this Agenda Item.
Mr. David West, CF A, Bogdahn Consulting, LLC, 340 West Central Avenue, Suite 300,
Winter Haven, Florida: noted for the Record that he gave a "List of items" needed to Mr.
Smith.
Advisory Board Member Byron Giltz asked Mr. West, "What was your start date?" Mr.
West stated, "I would have to go back and check'that one." Mr. Smith added, "I don't
recall the actual approval date with the City Commission. I could go back and check and
let you know."
With discussion regarding Police and Fire Program funds, Mr. West stated, "To enable
the program of the City to receive those funds, two (2) things have to happen. An
Ordinance has to be passed, creating the separate Police and Fire 175/185 Programs,
number one (1). Number two (2); an Ordinance - a levying Ordinance basically has to be
passed which essentially directs the State who is already collecting this money, it goes
into the State General Revenues. The levying Ordinance directs the State to move those
funds into that now, created official designated program."
With comments regarding the forum for discussion on the Police and Fire Program, Mr.
West added, "We are happy to take whatever direction the Board feels is appropriate."
Discussion.
Mr. Ronald W. McLemore, City Manager commented on the City's Pension Plan.
Regarding the Police and Fire Programs, Chairman Nippes stated, "If we Vote to have a
Special Meeting to - talk about this, we can do that."
A brief overview of recommendations to the Pension Plan was then presented by Mr.
West.
Mr. West continued and stated, "We had identified a couple of issues. One (1) was the
Asset allocation. Handling of the Asset allocation." Then, Mr. West stated, "The second
issue is 'How are those individual mandates handled within that Asset allocation'.
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Do we work within the Trusco (Capital Management) model? We are happy to take
direction there and pull out the pieces that we think are non-performing and plug in
substitutes. Or, the second direction - is to start from scratch and look to bring in a new
Manager.
So, that is what we would look to you for direction as to what path you would like us to
take. Again, we will be conducting - completing a formal review of the whole program."
Then, Mr. West added that "We would be looking for - to get some sense of the direction
that you would like us to focus on. That is what we will come back to you in a Report at
the next Meeting, those findings and recommendations based on that direction."
Furthermore, Mr. West stated, "So, I am looking for - Option A, piece meal, fix the
pieces that are broken; or Option B, is the preference to pursue a restructuring and
wholesale look at the program."
Board Member Giltz asked Mr. West, "So, you have basically two (2) functions, whether
you want to put out an investment advisory, Investment Manager search for different
Managers..." Mr. West stated, "...Correct..." Continuing, Board Member Giltz said,
". .. Then you have the Asset allocation on the percentage of stocks and bonds, so forth."
Mr. West stated, "What we will do initially is go through, review the Investment Policy,
and, we do that as the engineering platform basically for the program; are we aligned with
the actuarial liability there; are there enhancements or improvements that we can make to
that; if so, we will identify them and recommend them. Then we bring back the proposed
restructured, hopefully enhanced, Investment Policy statement which incorporates those
changes. . . " Board Member Giltz asked, "... Which you incorporate that? Asset
allocation..." Mr. West added, "...That is correct."
Then Mr. West added, "Then the next piece is obviously bring back recommendations on
how those particular mandates, if you will, or Asset allocations would be managed.
Then, again, we could work within the Trusco (Capital Management) framework to the
extent possible, or we could look to go a couple on the outside and take a fresh look."
Board Member Giltz asked, "You started probably at least a month ago I guess - our next
Meeting is not until the end of October. How long is it going to take you to do those two
(2) things that we talked about?" Board Member Giltz added, "We could have Special
Meetings if the Board chooses." Mr. West stated, "We are happy to have Special
Meetings." Board Member Giltz asked, "We need some timeframes to even think about
those I guess." Mr. West stated, "Thirty (30) days from now, we would be prepared to
come back and deliver the first Report and recommendations."
Discussion.
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Chairman Nippes stated, "I - think we need to look at the quarterly Report, see where we
are, then I would expect that the Consultant would look at the quarterly Report and come
back with recommendations. I would think that if we need another Meeting in thirty (30)
days, I am sure that is not a problem."
Board Member Giltz stated, "Now, you are getting copies - of the Report, right?" Mr.
West stated, "We are not authorized yet to receive that."
Manager McLemore stated, "What the Commission has authorized is to go forward with
an RFP (Request for Proposal) for new services for your Investment Managers. What
your Consultant - is telling you, there are two (2) ways, there is not just one (1) way. I
think - you have to come back with is two (2) alternative approaches." Manager
McLemore continued, "Then that has to go to the City Commission for ratification as to
what your approach is going to be."
Continuing, Manager McLemore stated, "My recommendation would be that as early as
you could, we would come back to you and say, 'Here are your two (2) options, we have
looked at your Plan, we understand it' . . ." Then to Mr. West, Manager McLemore stated,
"...I need you to meet our Actuary. I can go over some issues that you are not aware of
yet, I will help you - in making this Report to you. Then make that decision."
Discussion.
Board Member Giltz asked, "Who is going to - draft the RFP (Request for Proposal) and
who are we going to send it to?" Mr. West stated, "We will assist you in that process and
will assist you in the review." In addition, Mr. West stated, "We are going to go out into
our universe and pick, again, in the case of hiring the best of breed for the mandate, we
are going to go out into our universe and make sure that we are bringing everyone in that
needs to be looked at. So, we will assist and guide that process the entire way. Bring our
recommendations rolled up in a Report to you so that it is very easy to make a quantified,
qualified decision on who the replacement should be. Whichever approach is taken."
Discussion.
Board Member A. Mark Sardo stated, "Is there a potential to examine both those trains to
see exactly what would be more attractive, surgical versus wholesale, and see what the
alternatives are under each option, cost?" Mr. West stated, "Absolutely, we can do that."
Chairman Nippes asked, "Can you get that information in thirty (30) days?" Mr. West
stated, "We would propose to come back in thirty (30) days and address the three (3)
options. "
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Then Mr. West stated, "Our next set of marching orders would be - 'Now it is time to do
the Manager search; incorporate the RFP (Request for Proposal)'. Then at the next
Meeting we will have all that in process, and we will have rolled up all of the results and
we will bring back a summary Report - with - recommendations based on our findings."
Board Member Giltz asked, "Will that include the Investment Policy also?" Mr. West
stated, "Yes, Sir."
Mr. West stated, "I am going to repropose the marching orders here. At the next Meeting,
to take place in thirty (30) days, whenever you are scheduling it, we will come back to the
Board with a look at three (3) different alternatives; one (1), is a complete wholesale
change in Managers; two (2), is a surgical working within the Trusco (Capital
Management) confines and involved in that wholesale we have a couple of options, we
will present those options.
We are going to come back basically, with solutions and be prepared to proceed with the
RFP (Request for Proposal) following that - summary Report. Included in that Report
will be our IPS (Investment Policy Statement); engineering recommendations for the
Plan; and we will have met with the Actuary and will be totally up to speed." Then, Mr.
West said, "We will be presenting all of those findings at the next Meeting so the Board
will have a basis to make a decision."
"I MOVE THAT WHATEVER DATE WE DECIDE TO HAVE THE NEXT
SPECIAL MEETING, THE CONSULTANT WILL COME BACK WITH
RECOMMENDATIONS ON HOW TO PROCEED WITH INVESTMENT
MANAGERS; HOW TO PROCEED WITH ASSET ALLOCATION; THE RFP
(REQUEST FOR PROPOSAL); AND THE INVESTMENT POLICY, ALL OF
WHICH WILL BE PRESENTED OR DISCUSSED WITH THE CITY
COMMISSION AND THEN WE WOULD PROCEED FROM THERE."
MOTION BY ADVISORY BOARD MEMBER GIL TZ. SECONDED BY VICE
CHAIRMAN SARDO. DISCUSSION. WITH CONSENSUS FROM THE
ADVISORY BOARD, THE MOTION WAS APPROVED. DISCUSSION.
MOTION CARRIED.
REGULAR
301. General Services Department
Review Of Trusco Capital Management Financial Statements.
Ms. Molly A. Halcom, Investment Officer, Trusco Capital Management, 300 South
Orange Avenue, Suite 1600, Orlando, Florida: with a brief overview of the Investment
Review Booklets, Ms. Halcom stated, "We are seeing some economic slowdown. I think
those things are going to help keep inflation in check."
Tape I/Side B
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Ms. Halcom continued discussion on the large and small cap growth.
With discussion on the letter from Trusco (Capital Management), Ms. Halcom stated,
"We have had a change here that I would like to address with the Board. I sent a letter to
Michelle (Greco, Director, Finance Department) and I believe she passed it out to
everyone. What occurred at the end of June, June 26th, our 'Small Cap Growth' Manager
and Lead Analysts left Trusco Capital Management to start their own Investment firm.
The fund itself has now been taken over by two (2) new Managers. The two (2)
Managers are listed, if you do have a copy of the letter." Discussion.
Ms. Halcom answered a question from Mr. West, "There was a group of individuals that
left Trusco (Capital Management), our Director of Sales." Ms. Halcom continued, "We
had several sales team members that departed with him, the 'Small Cap Growth'
Manager, Lead Analysts, and some other individuals."
The following question by Mr. West was restated for the Record which was answered
above by Ms. Halcom, "Were there any - other senior level management, or executive
management departures that went with the 'Small Cap Growth' Manager? We also
request a copy of the notification from Trusco (Capital Management), letter of
notification from Trusco (Capital Management) for our file."
Discussion ensued regarding the portfolio.
Regarding several months of economic environment, Board Member Sardo asked,
"Would you recommend any changes or any kind of enhancements, or - Asset allocation
changes, knowing what is going to happen?" Ms. Halcom stated, "I think that within the
current Investment Policy statement that we have in place, which does place us a little -
more aggressive - we will see some volatility in the markets, but there are a lot of
opportunities still on the equity side. Within the equity weightings, I would continue to
maintain the more overweight position in 'Large Caps'. I think the weighting in
international is appropriate.
One thing that I might mention on the fixed income side is - we recently developed a
product - that - we developed it for our municipal clients because we historically have had
high quality restrictions on the fixed income side, so we have always used our 'High
Grade Bond' fund. We have had more municipalities that are now changing their Policy
statements to allow for investment grade Bonds. So, we have created a new common
trust fund that is for our municipalities does go down into that investment grade Bond
fund level.
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That is a change that I have been seeing in many of the Plans that I manage and that is
something that I think the Board might want to consider. It would just really broaden
your allowance - on the Bond side." Chairman Nippes stated, "Is this some information
you can get to our Consultant?" Ms. Halcom stated, "Yes. Certainly." Board Member
Sardo stated, "Thanks."
CONSENT AGENDA
CONSENT
400. Office Of The City Clerk
Approval Of The April 25, 2006 Regular Meeting Minutes.
"ON THE APRIL 25TH [2006] MINUTES, I MAKE A MOTION TO APPROVE
THOSE MINUTES." MOTION BY VICE CHAIRMAN SARDO. SECONDED BY
ADVISORY BOARD MEMBER GIL TZ. DISCUSSION. WITH CONSENSUS OF
THE ADVISORY BOARD, THE MOTION WAS APPROVED. DISCUSSION.
MOTION CARRIED.
CONSENT
401. Office Of The City Clerk
Approval Of The May 24, 2006 Special Meeting Minutes.
Chairman Nippes noted that the Board would like to add a comment from Mr. Steven
Alexander, CCM, Pension Investment Advisor, Public Financial Management, Inc., to the
Minutes.
"I WOULD LIKE TO STATE THAT WE PUT A MOTION FORWARD TO
ACCEPT THE MINUTES AS AMENDED - MAY 24 2006." MOTION BY VICE
CHAIRMAN SARDO. SECONDED BY ADVISORY BOARD MEMBER
DeMAIO. DISCUSSION.
BOARD MEMBER GILTZ ASKED, "THAT SAME PARAGRAPH, WHERE IT
SAYS, UNDER STEVE ALEXANDER, THERE IS JUST A SENTENCE THERE -
THE SENTENCE READS, 'IT IS THE RESULT AND PLANS COMPARED TO
YOUR EXISTING PLAN'. I KNOW STEVE ALEXANDER SAID THAT, BUT I
DO NOT KNOW ABOUT THE REST OF YOU, BUT I CAN NOT RECALL
WHAT THAT MEANS."
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VICE CHAIRMAN SARDO STATED, "NOT TO SPEAK FOR MR.
ALEXANDER, BUT BOTH THE FEES WERE PROBABLY VERY SIMILAR,
BOTH PRESENTATIONS." VICE CHAIRMAN SARDO CONTINUED, "FEES
BEING EQUAL, LET US LOOK AT THE RESULTS AND THE VALUE ADDED
THAT EACH FIRM BRINGS TO THE SITUATION, IF THE FEES ARE BEING
EQUAL. BUT, THAT IS ME SPEAKING FOR MR. ALEXANDER."
BOARD MEMBER GILTZ STATED, "JUST SO WE REMEMBER THE
RESULTS ARE ACTUALLY THE INVESTMENT MANAGER'S, NOT THE
CONSUL T ANTS.
THE CONSULTANT MAY PICK A GOOD INVESTMENT MANAGER AND WE
MAY VOTE ON THAT, BUT THEY ARE THE ONES THAT CREATE THE
RESULTS, WHICH I GUESS HE MEANS RETURNS OR PERFORMANCE."
CHAIRMAN NIPPES STATED, "MY RECOLLECTION WAS THAT HE WAS
TALKING MORE ABOUT FEES THAN ANYTHING ELSE. IF I RECALL, THE
FEES WITH SOMEBODY LESS EXPENSIVE AND SOMEBODY MORE
EXPENSIVE AND YOU DO NOT REALLY WORRY ABOUT THE FEES. WE
ARE REALLY WORRYING ABOUT WHAT THEY ARE GOING TO DO FOR
US IS THE WAY I RECALL IT."
BOARD MEMBER DeMAIO STATED, "THE WAY I RECALL IT IS THE FEES
WERE NO BIG DEAL AS LONG AS THE RESULTS WERE THERE." WITH
CONSENSUS OF THE ADVISORY BOARD, THE MOTION WAS APPROVED.
DISCUSION.
MOTION CARRIED.
Board Member Giltz asked "Steve Alexander, that night, was he paid by the Pension Plan
and, or the City to do what he did that night? I am more concerned about the Pension
Plan." With discussion, Manager McLemore stated, "The Pension Plan pays all of the
Administrative charges." Manager McLemore added, "If he sent an invoice of being here
for giving you advice - that would be paid from the Pension Plan." Advisory Board
Member Guy DeMaio asked, "No invoice received?" Mr. Smith stated, "Not that - I am
aware at this point."
600. REPORTS
Manager McLemore stated, "This is extremely important. I authorized our Actuary's to
go forward with some studies about two (2) months ago on the Plan. As you recall we all
agreed, you agreed, on this four (4) year transition into the three percent (3%) benefit,
retroactively for all employees. The analysis on that work was performed, it was
performed based on an actuarial assumption of a thirty (30) year funding on average.
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I went back to our Actuary's and said, 'We need to take a snapshot of the Plan
performance today, based on its assumptions and see where it stands and then we need to
project forward to probably about six (6) to seven (7) years and project forward where we
think the Plan is going to be performance-wise, based on an anomaly that is going to
occur in our system out in the fourth (4) year'. That is the potential that we will have a
large number of people who will be leaving the Plan very quickly within one (1) year
because they will have reached their full-time retirement status."
Furthermore, Manager McLemore stated, "What impact does that have on the original
assumptions in the Plan when we set up the three percent (3%) benefit retroactive and the
four (4) year Plan for phasing it in? I did even include in the Budget, and I advised the
Commission of this, for another one percent (1 %) increase in contributions to the Plan,
just to give the flexibility to begin doing or to do whatever we need to do, if we need to
do anything, to make sure that the Plan is fiscally sound in order to meet that bubble or
that anomaly that is going to occur."
Then, Manager McLemore stated, "What is going on right now is that the second part to
project out for six (6) or seven (7) years beyond that time where potentially a large
number of people would retire at one time and come back and say, 'This is the
contribution level that is going to be required in order to maintain the performance of the
system, hopefully at the fifteen (15) year level rather than the thirty (30) year level."
Manager McLemore stated, "We could have a totally funded Plan - that is my goal. We
are well on to that except for this bubble that we have facing us. So, as soon as that
information is available to you, or available, I will make it available to you along with
what recommendations our Actuary needs to suggest to you in terms of maintaining our
fiscal soundness, with the assumption that we are going to have this issue out there.
Part of that discussion would need to be are the things we can put in place that would
possibly link them that retirement time that some employees would choose to not retire
on that date, or maybe stay two (2), three (3), four (4) years later."
Manager McLemore stated, "The question is, 'Do we need to raise contribution levels', in
order to maintain the soundness of the Plan. We certainly would not want to go beyond a
thirty (30) year funding. We would like to maintain our fifteen (15) year funding if we
could - the goal is over a period oftime to be fully funded."
Then Manager McLemore stated, "As soon as that information is complete, which I think
will be within two (2) weeks, I need to get back to you (referencing the Consultant), I
need to get back to you, and we need to say, 'Here is a recommendation that we need to
take to this Commission'. I am trying to get the Commission to delay on its decision
relative to the Budget numbers to make sure we have the flexibility to invoke this other
one percent (1 %), or maybe more."
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Chairman Nippes stated, "Is this real to talk about in the thirty (30) days?" Manager
McLemore stated, "I hope so. Yes. Absolutely - maybe - we may need to call another
Special Meeting ahead of the time that he is able to talk to you about your alternatives
just to talk about this so that you can get a recommendation to the City Commission
before the Budget process is finalized." Chairman Nippes asked, "When is that?"
Manager McLemore stated, "They do not really finalize the Budget until September,
technically September 30, they do not have to. Decisions are being made. They set a cap
- Monday night on the Budget. That one percent (1 %) is still there."
With discussion on representatives from the Police, Fire, and "General employees",
Board Member DeMaio stated, "I recommend - that at least one (1) from each agency be
represented at each and every Meeting if they want to be." Chairman Nippes stated, "It is
an open Meeting." Manager McLemore stated, "Not only that, we have already by Policy
made that statement supporting employees who want to come to this Meeting to be here."
FUTURE AGENDA ITEMS
None were noted.
ADJOURNMENT
"I MAKE A MOTION TO ADJOURN." MOTION BY VICE CHAIRMAN
SARDO. SECONDED BY ADVISORY BOARD MEMBER DeMAIO.
DISCUSSION. WITH CONSENSUS OF THE ADVISORY BOARD, THE
MOTION WAS APPROVED.
MOTION CARRIED.
Chairman Nippes adjourned the Meeting at approximately 8:46 p.m.
RESPECTFULLY SUBMITTED:
dfliL':;Z
.A i{ #4t-/J~
DEBBIE FRANKLIN
DEPUTY CITY CLERK
NOTE: These Minutes were approved at the
November 16
2006 Board of Trustees Regular Meeting.