HomeMy WebLinkAbout1998 12 07 Regular Item A
COMMISSION AGENDA
ITEM A
Consent
Informational
Public Hearilllg
Regular X
December 7. 1998
Meeting
REQUEST: City Manager requesting the City Commission authorization to
award a bid for group health insurance.
PURPOSE: The purpose of this agenda item is to have the City Commission
authorize the award of a bid for group health insurance.
CONSIDERATION:
United Health Care informed the City that the City's current health
insurance rates were being increased by 25.9%.
On November 25, 1998, the City opened bids for group health
insurance. Seven bids were received.
Staff evaluated the bids for group health insurance and
recommends that the City Commission award the bid to Florida
Municipal Insurance Trust.
Cost comparison between the City's current health plan and Florida
Municipal Insurance Trust's bid is:
Cost Per Month Per Emplovee
Spouse &
Emplovee Spouse Children Children
Current $151.09 $241.76 $241.76 $241.76
Renewal $190.21 $304.36 $304.36 $304.36
Florida Municipal
Silver Plan $170.00 $136.41 $132.94 $269.35
Florida Municipal Insurance Trust has agreed to a 10% cap for next year's
rate increase.
FUNDING:
FY98/99 Budget
RECOMMENDATION:
City Manager recommending the Commission authorize the award for
group health insurance to Florida Municipal Insurance Trust for their Silver
Plan.
IMPLEMENTATION:
Upon Approval
A IT ACHMENTS:
Bid Tabulation
Plan Recommendation
COMMISSION ACTION:
CITY OF WINTER SPRINGS
Bid Tabulation
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ti
NA-In nlmle - n - n - :j)ll - In - n per a m'sslon - n ~::ou Yes ~ u~nt
$5OOI$1000-0ut $2,000,000 - Out 70/30-0ut Deduct+30% - Out Deduct+3O% - Out $3000 / $6000 - Out Deduct+3O% - Out $151.09 $241.76 $241.76 $241.76
Renewal
$190.21 $304.36 $304.36 $304.36
,+,-:-
NA-In Unlimited - In NA-In $15 -In $10/ $15/ $20 -In $1500 / $3000 -In $250 per admission - In $50 Yes Yes $174.85 $279.78 $279.78 $279.78
$5OO1$1ooo-Out $2,000,000 - Out 70 /30 - Out Deduct+3O% - Out Deduct+3O% - Out $3000 / $6000 - Out Deduct+3O% - Out
~~~ NA-In $1,000,000 NA-In $10 -In $5/$10-ln $1000/ $2000 -In NA- In $50 No No $157.85 $179.95 $134.18 $314.13
Gold' $300 / $900 - Out 8O/20-0ut Deduct+20% - Out Wholesale price, less 10% - Out $2000 / $4000 - Out Deduct+20% - Out
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FiOri NA-In $1.000,000 NA-In $15 - In $5/$10-ln $1000 / $2000 -In $250 - In $50 No No $154.64 $176.28 $131.45 $307.73
~.."_.- $500 / $1500 - Out 70/30-0ut Deduct+30% - Out Wholesale price, less 10%, $2500 / $5000 - Out Deduct+3O% - Out
~~t1d.ii NA-In $1,000,000 NA-In $20 - In $5/ $10 - In $2000 / $4000 - In $100 per day, $500 max -In $50 No No $149.73 $170.70 $127.27 $297.97
B~onze $500/ $1500 - Out 60 / 40 - Out Deduct+4O% - Out Wholesale price, less 10%, $3000 / $6000 - Out Deduct+4O% - Out
'h'l'~""!T
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Hu NA Unlimited NA $10 $7/$21 $1500 / $3000 $200 per admission ? ? Yes $180.30 $324.55 $324.55 $324.55
NA-In $1,000,000 9O/10-ln $10-ln $7/$21 - In ? -In $200 per admission - In $50 - In ? No $189.32 $340.78 $340.78 $340.78
OJ $400 / $800 - Out 70 / 30 - Out Deduct+30% - Out ?-Out $2500 / $5000 $500 + 30% - Out Deduct+30% - Out
..
$250 / $750 $5,000,000 80 / 20 - In $15 - In $10/$20 $2250 / $4500 - In Deduct + 20% - Out Deduct + 20% - Out ? No $235.45 $418.99 $418.99 $418.99
60/4O-0ut Deduct + 40% - In $4250 / $8500 - Out Deduct + 40% - Out Deduct + 40% - Out
NA Unlimited NA $10 $5/ $15 $1000 / $2000 $0 $50 No No $ln.20 $275.53 $275.53 $275.53
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",'I~;~: NA Unlimited None $10/$25 $5/ $15 $2000 / $4000 $100 per day, $500 max $50 No No -$180.30 $288.50 $288.50 $288.50
;"iC'e"2 NA Unlimited 90 /10 $30 + 10% $5/ $15 $2000 / $4000 10% $100
'ice3 $500 / $1500 $1,000,000 80 /20 Deduct + 20% $5/ $15 $2000 / $4000 Deduct + 20% coinsurance $200
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NA Unlimited NA $10 $5/$15 NA NA $50 No Yes $145.01 $232.Q1 $232.01 $232.01
NA-In Unlimited - In 9O/10-ln $15 -In $5/$10-ln $looo-ln 9O/10-ln $50-ln No No $176.89 $283.03 $283.03 $283.03
$300/ $750 - Out $1,000,000 - Out 70/30 - Out Deduct+3O% - Out $50+30% - Out $3000 - Out Deduct+3O% - Out Deduct+30% - Out
$500/$1000 $2,000,000 NA-In $10 $8/$8 $1??oo / $20000 NA-In $50 No No $234.77 $375.68 $375.66 $375.66
70 / 30 - Out Deduct+3O% - Out
:.!:;
~r; $500/$1000 $2,000,000 NA-In $10 $10/$10 $10000/$20000 NA-In $50 No No $223.74 $358.00 $358.00 $358.00
70/3O-0ut Deduct+3O% - Out
;:j:j .
lonCari!' a ue: al1,;" $10 Office Visit Copay; 20% on discount materials $1.00 - - $2.00
;+;
;:::i
In-Network - Eye exam & eyeglass lenses paid in full; Contact lenses $100. $5.12 - - $14.63
Out-of-Network: $35 Eye exam; Eyeglass lense copay varies to type of lense needed; Contact lenses $100.
1213/98
NA-In
$500 / $1500 - Out
$1,000,000
NA - In $15 - In
70 / 30 - Out Deduct+3O% - Out
Florida Municipal Trust allows In-Network benefits to be utilized wherever there Is a network available.
Florida Municipal Trust has a 10% rate increase cap for second year:
ClI1f'Y OF WllN1fIER SPRINGS
Medical Plan Recommendations
$5/$10 -In
Wholesale price, less 10%,
less 30% - Out
$1000 / $2000 -In
$2500 / $5000 - Out
$250 - In
$Deduct + 30% - Out
$50
Yes
Yes
$170.00
$136.41
$132.94 $269.35
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