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HomeMy WebLinkAboutResolution 690 Refunding Revenue Bonds RESOLUTION NO. 690 A RESOLUTION AUTHORIZING THE ISSUANCE OF NOT EXCEEDING $17,000,000 WATER AND SEWER REFUNDING REVENUE BONDS, SERIES 1992, OF THE CITY OF WINTER SPRINGS, FLORIDA TO BE APPLIED TO REFUND THE CITY'S PRESENTLY OUTSTANDING WATER AND SEWER REVENUE BONDS, SERIES 1990 AND THE CITY'S PRESENTLY OUTSTANDING SERIES 1989 UTILITY REVENUE BOND ANTICIPATION NOTE; PLEDGING THE NET REVENUES OF THE COMBINED WATER AND SEWER SYSTEM OF THE CITY FOR THE PAYMENT OF SAID REFUNDING BONDS; PROVIDING FOR THE RIGHTS OF THE HOLDERS OF SUCH BONDS; MAKING OTHER COVENANTS AND AGREEMENTS IN CONNECTION THEREWITH; AND PROVIDING AN EFFECTIVE DATE. BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF WINTER SPRINGS, FLORIDA: SECTION 1. AUTHORITY FOR THIS RESOLUTION. This Resolution is adopted pursuant to the Constitution of the State of Florida; Chapter 166, Part II, Florida Statutes, as amended and supplement- ed, Chapter 72-718, Laws of Florida, Special Act of 1972, as amended and supplemented, being the Charter of the City of winter Springs and other applicable provisions of law. SECTION 2. DEFINITIONS. Unless the context otherwise requires, the terms defined in this section shall have the meanings specified in this section. Words importing singular number shall include the plural number in each case and vice versa, and words importing persons shall include firms and corporations. (A) "ACT" shall mean Chapter 166, Part II, Florida Statutes, as amended and supplemented, the Charter of the Issuer and other applicable provisions of law. (B) "ACT OF BANKRUPTCY" shall mean (1) the Issuer shall be adjudicated a bankrupt or become subject to an order for relief under federal bankruptcy law, (2) the Issuer shall institute any proceedings seeking an order for relief under federal bankruptcy law or seeking to be adjudicated a bankrupt or insol vent, or seeking dissolution, winding up, liquidation, reorganization, arrangement, adjustment or composition of it or its debts under any law relating to bankruptcy or insol vency, (3) there shall be appointed a receiver, liquidator or similar official for the Issuer under any law relating to bankruptcy or insolvency, or (4) without the application, approval or consent of the Issuer, a receiver, trustee, examiner, liquidator or similar official shall be appointed for the Issuer, or a proceeding described in (2) above shall be instituted against the Issuer, and such appointment continues undischarged or such proceeding continues undismissed or unstayed for a period of thirty (30) consecutive days. The mere declaration of a state of financial emergency under section 218.503, Florida Statutes, shall not, in and of itself, constitute an Act of Bankruptcy. (C) "ADDITIONAL PARITY OBLIGATIONS" shall mean additional obligations issued in compliance with the terms, conditions and limitations contained herein and in the Original Resolution and which (i) shall have a lien on the Net Revenues equal to that of the Series 1992 Bonds and the Parity Bonds, (ii) shall be payable from the Net Revenues on a parity with the Series 1992 Bonds and the Parity Bonds, and (iii) rank equally in all other respects with the Series 1992 Bonds and the Parity Bonds. (D) "AGREEMENT" or "ESCROW DEPOSIT AGREEMENT" shall mean that certain Escrow Deposit Agreement by and between the Issuer and a trust company or bank with trust powers selected by subsequent resolution of the Issuer for the purpose of providing for the paYment of all or part of the Refunded Bonds hereinafter mentioned, which Agreement shall be in substantially the form attached hereto as Exhibit A and incorporated herein by reference. (E) "AMORTIZATION INSTALLMENT" with respect to any Term Bonds of a series, shall mean an amount so designated for mandatory principal installments (for mandatory call or otherwise) payable on any Term Bonds issued under the provisions of this Resolution or any subsequent resolution authorizing Additional Parity obliga- tions. (F) "AUTHORIZED NEWSPAPERS" shall mean a financial newspaper of general circulation in the Borough of Manhattan, City and State of New York (including, at such times as they are published, The New York Times, The Dailv Bond Buver or The Wall Street Journal) and a newspaper of general circulation in the City of winter Springs, Florida which in each case, is customarily published at least once a day for at least five days (other than legal holidays) in each calendar week, printed in the English language. (G) "AVERAGE ANNUAL BOND SERVICE REQUIREMENT" means as of each date on which a Series of Bonds is issued, the total amount of the Bond Service Requirement to become due on all Bonds deemed to be outstanding immediately after the issuance of such Series of Bonds divided by the total number of years for which Bonds are deemed to be Outstanding (including any partial years), except that with respect to any Bonds for which Amortization Installments have been established, the amount of principal coming due on the final maturity date with respect to such Bonds shall be reduced by the aggregate principal amount of such Bonds that are to be redeemed from Amortization Installments to be made in prior Bond Years. (H) "BOND ANTICIPATION NOTES" shall mean notes of the Issuer issued in anticipation of any Series of Bonds and shall be secured by a lien on the proceeds of the Series of Bonds for which such Bond Anticipation Notes were issued. (I) "BOND SERVICE REQUIREMENT" shall mean, for any Bond Year, at any time, the amount required to be deposited in such Bond Year 2 into the Debt Service Fund, as provided herein. For purpose of calculating Bond Service Requirement with respect to Designated Maturity Obligations, the unamortized principal coming due on the final maturity date thereof shall not be included and in lieu thereof there shall be added to Bond Service Requirement for the Bond Year in which such final maturity occurs and to each Bond Year thereafter through the 25th anniversary of the final maturity of such Designated Maturity Obligation (the "Reamortization Period") the amount of substantially level principal and interest paYments (using the same interest rate actually applicable to such unamor- tized Bonds before maturity) that if paid in each year during the Reamortization Period would be sufficient to pay in full the unamortized portion of such Designated Maturity obligations by such anniversary (the "Amortization PaYment"); provided, however, for the current Bond Year interest coming due on such Designated Maturity Obligations shall be deducted from the Amortization PaYment. with respect to Variable Rate Bonds, the interest rate used to calculate the Bond Service Requirement shall be assumed to be one hundred ten percent (110%) of the greater of (a) the daily average interest rate on such Variable Rate Bonds during the twelve months ending with the month preceding the date of calculation or (b) the most recent effective interest on such Variable Rate Bonds prior to the date of calculation. If such Variable Rate Bonds were not outstanding for a full twelve months ending with the month immediately preceding the date of calculation, the rate described in clause (b) of the immediately preceding sentence shall be used. If Bonds are Option Bonds, the date or dates of tender shall be disregarded, unless actually tendered and not remarketed, and the stated maturity dates thereof shall be used for purposes of this calculation, if such Option Bonds are required to be paid from Net Revenues hereunder on such date of tender. (J) "BONDS" shall mean the Parity Bonds, the Series 1992 Bonds issued hereunder, together with any Additional Parity Obligations hereafter issued under the terms, conditions and limitations contained herein and in the Original Resolution. (K) "BOND YEAR" shall mean the period beginning with October 2 of each year and extending for a period of twelve (12) months thereafter. (L) "BOND COUNSEL" shall mean a firm of nationally recognized attorneys at law experienced in the issuance of bonds the interest on which is excluded from gross income of the Holders thereof for purposes of Federal income taxation under the Internal Revenue Code of 1986, as amended. (M) "BUSINESS DAY" shall mean any day other than on Saturday, Sunday or a day on which banking institutions located in the State of Florida are required or authorized to remain closed. 3 (N) "CAPITAL APPRECIATION BONDS" shall mean the aggregate principal amount of the Bonds that bear interest payable solely at maturity or upon redemption prior to maturity in the amounts determined by reference to the Compounded Amounts, all as shall be determined by subsequent resolution of the Issuer. In the case of Capi tal Appreciation Bonds that are convertible to Bonds with interest payable prior to maturity or redemption of such Bonds, such Bonds shall be considered Capital Appreciation Bonds only during the period of time prior to such conversion. (0) "CAPITAL APPRECIATION INCOME BONDS" means those Bonds initially issued as Capital Appreciation Bonds and which become Current Interest Bonds when the original issue amount and the compounded Amount equals $5,000 principal amount or an integral mul tiple thereof as determined by subsequent resolution of the Issuer. (P) "CLERK" shall mean the City Clerk of the Issuer. (Q) "COMPOUNDED AMOUNTS" means the amounts as to which reference is made that establish the amounts payable at maturity or upon redemption prior to maturity on the Capital Appreciation Bonds. Such amounts shall be determined by subsequent resolution of the Issuer. (R) "CONNECTION CHARGES" shall mean all fees and charges assessed by the Issuer to users for the actual cost of connecting to the System, but shall not include any Impact Fees. (S) "CONSULTING ENGINEERS" shall mean qualified and recog- nized consulting engineers, having a favorable reputation for skill and experience in the management and operation of facilities of comparable size and character as the System, at the time retained by the Issuer to perform the acts and carry out the duties as herein provided for such consulting engineers. (T) "CONTRIBUTIONS IN AID OF CONSTRUCTION" shall mean any amount or item of money, services, or property received by the Issuer, any portion of which is provided at no cost to the System, which represents an addition or transfer to the capital of the System, and which is utilized to offset the acquisition, improve- ment or construction costs of the System. (U) "COST OF OPERATION AND MAINTENANCE" of the System shall mean the current expenses, paid or accrued, in the operation, maintenance and repair of the System, as calculated in accordance with generally accepted accounting principles, but shall not include any reserve for renewals and replacements, extraordinary repairs or any allowance for depreciation. ,<V) "CURRENT INTEREST BONDS" means the aggregate principal amount of the Bonds that bear interest payable semiannually on such 4 dates as shall be determined by subsequent resolution of the Issuer. (W) "DEBT SERVICE FUND" shall mean the City of winter springs Water and Sewer Debt Service Fund created pursuant to the Original Resolution, which fund has within it an Interest Account, a Principal Account, a Redemption Account and a Reserve Account. (X) "DEFEASANCE OBLIGATIONS" shall mean the following: A. Cash B. U.S. Treasury Certificates, Notes and Bonds (including State and Local Government Series -- "SLGS"). C. Direct obligations of the Treasury which have been stripped by the Treasury itself, CATS, TIGRS and similar securities. D. Resolution Funding Corp. (REFCORP) Only the interest component of REFCORP strips which have been stripped by request to the Federal Reserve Bank of New York in book entry form are acceptable. E. Pre-refunded municipal bonds rated "Aaa" by Moody's and "AAA" by S&P. If however, the issue is only rated by S&P (Le., there is no Moody's rating), then the pre-refunded bonds must have been pre-refunded with cash, direct U.S. or U. S. guaranteed obligations, or AAA rated pre-refunded municipals to satisfy this condition. F. Obligations issued by the following agencies which are backed by the full faith and credit of the U.S.: a. U.S. Export-Import Bank (Eximbank) Direct obligations or fully guaranteed certificates of beneficial ownership. b. Farmers Home Administration (FHA) Certificates of beneficial ownership c. Federal Financinq Bank d. General Services Administration participation certificates e. U.S. Maritime Administration Guaranteed Title XI financing f. U. S. Department of Housinq and Urban Develo-pment (HUD) Project Notes Local Authority Bonds New Communities Debentures - U.S. government guar- anteed debentures U.S. Public Housing Notes and Bonds - U.S. govern- ment guaranteed public housing notes and bonds (Y) "DESIGNATED MATURITY OBLIGATIONS" shall mean all of the Bonds of a Series or a particular maturity thereof, so designated by the Issuer by resolution prior to the issuance thereof, for which no Amortization Installments have been established. 5 (Z) "ESCROW AGENT" shall mean a bank with trust powers or a trust company appointed by the Issuer as a party to any Agreement approved by the Issuer for the purposes set forth in Section 24 of this Resolution. (AA) "FISCAL YEAR" shall mean the period commencing on October 1 of each year and ending on the succeeding September 30. (BB) "GROSS REVENUES" or "REVENUES" shall mean all income or earnings, including Connection Charges, from any source received by the Issuer or accrued to the Issuer from the ownership or operation of the System and all parts thereof, including investment income, if any, earned on any fund or account established by the Issuer for the system, all as calculated in accordance with generally accepted accounting principles, but "Gross Revenues" or "Revenues" shall not include proceeds from the sale or other disposition of the System or any part thereof, condemnation awards or proceeds of insurance received with respect to the System. Gross Revenues also do not include contributions in Aid of Construction or Impact Fees. (CC) "IMPACT FEES" shall mean the fees imposed by the Issuer on new users connecting to the System which represent a pro rata share of the costs of the System which are attributable to the increased demand such additional connections create upon the System. (DO) "INVESTMENT SECURITIES" shall mean any of the following, if and to the extent that the same are legal for the investment of the proceeds of the Bonds and the Revenues: A. Direct obligations of the United States of America (including obligations issued or held in book-entry form on the books of the Department of the Treasury) or obligations the principal of and interest on which are unconditionally guaranteed by the united States of America. B. Bonds, debentures, notes or other evidence of indebted- ness issued or guaranteed by any of the following federal agencies and provided such obligations are backed by the full faith and credit of the United States of America: 1. U. S. Export-Import Bank: Direct obligations or fully guaranteed certificates of beneficial owner- ship 2. Farmers Home Administration: certificates of beneficial ownership 3. Federal Financinq Bank 4. Federal Housinq Administration Debentures 5. General Services Administration: Participation certificates 6 6. Government National Mortqaqe Association ("GNMA"): GNMA - guaranteed mortgage-backed bonds; GNMA - guaranteed pass-through obligations (not acceptable for certain cash-flow sensitive issues.) 7. U.S. Maritime Administration: Guaranteed Title XI financing 8. New Communities Debentures: U.S. government guar- anteed debentures 9. U.S. Public Housinq Notes and Bonds: U.S. govern- ment guaranteed public housing notes and bonds 10. U.S. Department of Housinq and Urban Development: Project Notes; Local Authority Bonds C. Bonds, debentures, notes or other evidence of indebted- ness issued or guaranteed by any of the following U.s. government agencies (non-full faith and credit agencies) : 1. Federal Home Loan Bank System: Senior debt obliga- tions 2. Federal Home Loan Mortgaqe Corporation: Participa- tion Certificates; Senior debt obligations 3. Federal National Mortqaqe Association: Mortgage- backed securities and senior debt obligations 4. Student Loan Marketing Association: Senior debt obligations D. Money market funds registered under the Federal Invest- ment Company Act of 1940, whose shares are registered under the Federal Securities Act of 1933, and having a rating by S&P of AAAm-G; AAAm; or AAm. E. certificates of deposit secured at all times by collater- al described in (A) and/or (B) above. Such certificates must be issued by commercial banks, savings and loan associations or mutual savings banks. The collateral must be held by a third party and the Bondholders must have a perfected first security interest in the collater- al. F. certificates of deposit, savings accounts, deposit accounts or money market deposits which are fully insured by FDIC or FSLIC. G. Investment Agreements, including GIC' s, acceptable to MBIA. H. Commercial paper rated, at the time of purchase, IIprime - 1" by Moody's or "A-1" or better by S&P. I. Bonds or notes issued by any state or municipality which are rated by Moody's or S&P in one of the two highest rating categories assigned by such agencies. 7 J. Federal funds or bankers acceptances with a minimum term of one year of any bank which has an unsecured, uninsured and unguaranteed obligation rating of "Prime - 1" or "A3" or better by Moody's and "A-1" or "A" or better by S&P. K. Repurchase agreements provide for the transfer of securities from a dealer bank or securities firm (sell- er/borrower) to a municipal entity (buyer/lender), and the transfer of cash from a municipal entity to the dealer bank or securities firm with an agreement that the dealer bank or securities firm will repay the cash plus a yield to the municipal entity in exchange for the securities at a specified date. Repurchase Agreements must satisfy the following criteria or be approved by MBIA. 1. Repos must be between the municipal entity and a dealer bank or securities firm a. Primary dealers on the Federal Reserve report- ing dealer list, or b. Banks rated "A" or above by Standard & Poor's Corporation and Moody's Investor Services. 2. The written repo contract must include the follow- inq: a. Securities which are acceptable for transfer are: (1) Direct u.S. governments, or (2) Federal agencies backed by the full faith and credit of the u.S. government b. The term of the repo may be UP to 30 days c. The collateral must be delivered to the munic- ipal entity, trustee (if trustee is not sup- plying the collateral) or third party acting as agent for the trustee (if the trustee is supplying the collateral) before/simultaneous with payment (perfection by possession of certificated securities). (1) The securities must be valued weekly. marked-to-market at current market price plus accrued interest (a) The value of collateral must be equal to 103% of the amount of cash transferred by the municipal entity to the dealer bank or security firm under the repo plus accrued inter- est. If the value of securities held as collateral slips below 103% of the value of the cash transferred by municipality then additional cash and/or acceptable securities must be transferred. 8 3. Leaal opinion which must be delivered to the munic- ipal entity: a. Repo meets guidelines under state law for legal investment of public funds. L. The Local Government Surplus Funds Trust Fund created pursuant to Chapter 218, Part IV of the Florida Statutes. (EE) "ISSUER" or "CITY" shall mean the City of winter springs, Florida. (FF) "MAXIMUM BOND SERVICE REQUIREMENT" shall mean, as of any particular date of calculation, the greatest amount of aggregate Bond Service Requirement for the then current or any future Bond Year. (GG) "MBIA" shall mean Municipal Bond Investors Assurance Corporation. (HH) "MOODY'S" shall mean Moody's Investors Service, and any assigns or successors thereto. (II) "NET REVENUES" of the System shall mean the Revenues or Gross Revenues after deduction of the Cost of operation and Maintenance. (JJ) "OPTION BONDS" shall mean Bonds subject to tender for paYment prior to their maturity at the option of the Holder thereof. (KK) "ORIGINAL RESOLUTION" means Resolution No. 665 authoriz- ing the Parity Bonds and any Additional Parity obligations as from time to time amended or supplemented, in accordance with the terms therefor. (LL) "OUTSTANDING" or "BONDS OUTSTANDING" means all Bonds which have been issued pursuant to this Resolution, except: (i) Bonds canceled after purchase in the open market or because of payment at or redemption prior to maturity; (ii) Bonds for the paYment or redemption of which cash funds or Defeasance obligations or any combination thereof shall have been theretofore irrevocably set aside in a special account with an Escrow Agent (whether upon or prior to the maturity or redemption date of any such Bonds) in an amount which, together with earnings on such Defeasance Obligations, will be sufficient to pay the principal of and interest on such Bonds at maturity or upon their earlier redemption; provided that, if such Bonds are to be redeemed before the maturity thereof, notice of such redemption shall have been gi ven according to the requirements of this Resolution or irrevocable instructions directing the timely 9 publication of such notice and directing the payment of the principal of and interest on all such Bonds at such redemption dates shall have been given to the Escrow Agent; and (iii) Bonds which are deemed paid pursuant to this Resolution or in lieu of which other Bonds have been issued under Sections 11 and 13 hereof. (MM) "OWNER OF BONDS" or "OWNER" or "HOLDER" or any similar term shall mean any person who shall be the registered owner of any such Bond or Bonds. (NN) "PARITY BONDS" shall mean the City's outstanding Water and Sewer Refunding Revenue Bonds, Series 1991. (00) "PAYING AGENT" shall mean the paying agent, the co-paying agent or any successor paying agent to be appointed by subsequent resolution of the Issuer and at the time serving under this Resolution. (PP) "PRUDENT UTILITY PRACTICE" shall mean, in respect of any particular utility industry, any of the practices, methods and acts which, in the exercise of reasonable judgment, in the light of the facts, including but not limited to the practices, methods and acts engaged in or approved by a significant portion of such utility industry prior thereto, known at the time the decision was made, would have been expected to accomplish the desired result at the lowest reasonable cost consistent with reliability, safety, and expedition. It is recognized that Prudent Utility Practice is not intended to be limited to the optimum practice, method or act to the exclusion of all others, but rather is a spectrum of possible practices, methods or acts which could have been expected to accomplish the desired result at the lowest reasonable cost consistent with reliability, safety and expedition. (QQ) "REFUNDED BONDS" shall mean (i) the outstanding bonds of the City of winter Springs, Florida Water and Sewer Revenue Bonds, Series 1990 and the City's outstanding Series 1989 Utility Revenue Bond Anticipation Note. (RR) "REGISTRAR" shall mean the trust company or bank with trust powers appointed from time to time by subsequent resolution of the Issuer to serve under the Resolution. Nothing in the Resolution shall prohibit the Issuer from serving as Registrar thereunder. (SS) "RENEWAL AND REPLACEMENT FUND" shall mean the City of Winter Springs Water and Sewer Renewal and Replacement Fund created and established pursuant to section 19B(3) of the Original Resolution. 10 11 (TT) "RESERVE REQUIREMENT" shall mean, as of any date of calculation, an amount equal to the lesser of (1) the Maximum Bond Service Requirement for the Series 1992 Bonds, (2) 125% of the Average Annual Bond Service Requirement of the Series 1992 Bonds, or (3) 10% of the proceeds of the Series 1992 Bonds. In computing the Reserve Requirement, the interest rate on Variable Rate Bonds shall be assumed to be the greater of (a) 110% of the daily average interest rate on such Variable Rate Bonds during the 12 months ending with the month preceding the date of calculation, or such shorter period of time that such Bonds shall have been Outstanding, or (b) the actual rate of interest borne by the Variable Rate Bonds on such date of calculation. (00) "RETAINED EARNINGS" shall have the same meaning as is ascribed to such term by generally recognized principles and standards of public financial reporting, and notwithstanding the generality of the foregoing, shall mean the accumulated earnings of the System which have been retained in the Revenue Fund and which are not reserved for any specific purpose. (VV) "SERIAL BONDS" shall mean the Bonds of a Series, which mature on more than one date. (WW) "SERIES" or "SERIES OF BONDS" or "BONDS OF A SERIES" shall mean all Bonds designated as being of the same Series issued and delivered on original issuance in a simultaneous transaction, and any Bonds thereafter delivered in lieu thereof or in substitu- tion therefore pursuant to this Resolution. (XX) "SERIES $17,000,000 City Refunding Revenue Resolution. 1992 BONDS" shall mean the not to exceed of winter Springs, Florida Water and Sewer Bonds, Series 1992, authorized pursuant to this (ZZ) "S&P" shall mean Standard & Poor's Corporation, and any assigns or successors thereto. (AAA) "STATE" shall mean the State of Florida. (BBB) "SYSTEM" shall mean all properties and assets, real and personal, tangible and intangible, owned or operated by the Issuer which properties and assets include those properties and assets described as the Seminole System and the city System in the resolution of the Issuer adopted September 28, 1992 merging the City System and the Seminole System, used or useful for the collection, transmission, treatment, and disposal of sewage, and for the supply, storage, treatment, transmission and distribution of water, and all properties and assets hereafter constructed or acquired as additions, improvements, betterments or replacements thereto and extensions thereof. 11 (CCC) "TERM BONDS" shall mean the Bonds of a series, all of which shall be stated to mature on one date. (ODD) "VARIABLE RATE BONDS" shall mean obligations issued with a variable, adjustable, convertible or other similar rate which is not fixed in percentage at the date of issue for the entire term thereof. SECTION 3. FINDINGS. and declared: It is hereby ascertained, determined (A) The Issuer now owns, operates and maintains the System and derives Revenues from rates, fees rentals and other charges made and collected for the services of the System. (B) The Issuer has previously issued the Refunded Bonds, of which $13,050,000 principal amount is outstanding and unpaid as of September 1, 1992. (C) The Issuer deems it necessary, beneficial and in its best interest to provide for the refunding of the Refunded Bonds. The refunding program herein described will be advantageous to the Issuer by (1) effecting an overall reduction in debt service applicable to bonded indebtedness issued to finance the System, and (2) revising certain terms and covenants previously made for the benefit of the holders of the Refunded Bonds and restructuring of debt to the advantage of the Issuer. (D) The sum required for the refunding of the Refunded Bonds will be derived from a portion of the proceeds of the sale of the Series 1992 Bonds, together with certain other funds available to the Issuer as more fully described herein and in the Agreement. (E) A portion of the proceeds of the Series 1992 Bonds and other funds available for such purpose, shall be deposited pursuant to the Agreement, in sufficient amounts to make timely payments of all presently outstanding principal, interest and redemption premiums, if any, in respect to all or some of the Refunded Bonds, as the same become due or are redeemed prior to maturity as hereinafter provided. Such funds shall be invested pursuant to the Agreement in such investments as will produce escrow deposit income sufficient to make timely payments of all principal of, redemption premiums and interest on the Refunded Bonds to be paid in accor- dance with the Agreement. Any Refunded Bonds not paid pursuant to the Agreement shall be retired simultaneously with the delivery of the Series 1992 Bonds. (F) The principal of and interest on the Series 1992 Bonds and all required reserve and other payments shall be payable solely from the Net Revenues as provided herein. The Issuer shall never be required to levy ad valorem taxes on any real or personal property therein to pay the principal of and interest on the Series 12 1992 Bonds herein authorized or to make any other payments provided for herein. The Series 1992 Bonds shall not constitute a lien upon any properties owned by or located within the boundaries of the Issuer. (G) The Net Revenues are estimated to be sufficient to pay all principal of and interest on the Series 1992 Bonds and the Parity Bonds, as the same become due, and to make all required payments required by this Resolution, including payments required to be made to the Debt Service Fund. (H) The Net Revenues are now pledged or encumbered in any manner, except for the prior paYment of the principal and interest on the Parity Bonds and the Refunded Bonds. The pledge and encumbrance of the Refunded Bonds on the Net Revenues shall be defeased pursuant to the refunding herein authorized. (I) The Original Resolution, in section 19(N} thereof, provides for the issuance of Additional Parity Obligations under the terms, limitations and conditions provided therein. The terms, limitations and conditions of said section 19(N} have been complied with. (J) The Series 1992 Bonds herein authorized shall be on a parity and rank equally, as to lien on and source and security for paYment from the Net Revenues and in all other respects, with the Parity Bonds. SECTION 4. AUTHORIZATION OF REFUNDING. There is hereby authorized the refunding of the Refunded Bonds in the manner provided herein. SECTION 5. THIS RESOLUTION TO CONSTITUTE CONTRACT. In consideration of the acceptance of the Bonds authorized to be issued hereunder by those who shall own the same from time to time, this Resolution shall be deemed to be and shall constitute and contract between the Issuer and such Owners. The covenants and agreements herein set forth to be performed by the Issuer shall be for the equal benefit, protection and security of the legal Owners of any and all of the Bonds, all of which shall be of equal rank without preference, priority or distinction of any of the Bonds over any other thereof, except as expressly provided therein and herein. SECTION 6. AUTHORIZATION OF SERIES 1992 BONDS. subject and pursuant to the provisions hereof, obligations of the Issuer to be known as "Water and Sewer Refunding Revenue Bonds, Series 1992", are authorized to be issued in the aggregate principal amount of not exceeding $17,000,000. SECTION 7. DESCRIPTION OF SERIES 1992 BONDS. The Series 1992 Bonds shall be issued in fully registered form; may be Capital 13 Appreciation Bonds and/or Current Interest Bonds; shall be dated; shall be numbered; shall be in the denomination of $5,000 each, or integral multiples thereof for the Current Interest Bonds and in $5,000 maturity amounts for the Capital Appreciation Bonds or in $5,000 multiples thereof, or such other denominations as shall be approved by the Issuer in a subsequent resolution prior to the delivery of the Series 1992 Bonds; shall bear interest at such rate or rates not exceeding the maximum rate allowed by Florida law, the actual rate or rates to be determined by the governing body of the Issuer prior to or upon the sale of the Series 1992 Bonds; may be issued with variable, adjustable, convertible or other rates with original issue discounts and as zero interest rate bonds; such interest to be payable semiannually at such times as are fixed by resolution of the Issuer if Current Interest Bonds and shall mature annually on such date in such years and amounts as will be fixed by resolution of the Issuer prior to or upon the sale of the Series 1992 Bonds; and may be Serial and/or Term Bonds. Each Current Interest Bond shall bear interest from the interest paYment date next preceding the date on which it is authenticated, unless authenticated on an interest paYment date, in which case it shall bear interest from such interest paYment date, or, unless authenticated prior to the first interest paYment date, in which case it shall bear interest from its date; provided, however, that if at the time of authentication paYment of any interest which is due and payable has not been made, such Current Interest Bond shall bear interest from the date to which interest shall have been paid. The Capital Appreciation Bonds shall bear interest only at maturity or upon redemption prior to maturity in the amount determined by reference to the Compounded Amount. The principal of and the interest and redemption premium, if any, on the Series 1992 Bonds shall be payable in any coin or currency of the United States of America which on the respective dates of paYment thereof is legal tender for the payment of public and private debts. The interest on the Current Interest Bonds shall be payable by the Paying Agent on each interest payment date to the person appearing on the registration books of the Issuer hereinafter provided for as the registered Holder thereof, by check or draft mailed to such registered Holder at his address as it appears on such registration books on the fifteenth day of the month prior to each interest paYment date. PaYment of the principal of all Current Interest Bonds and the Compounded Amount with respect to the Capital Appreciation Bonds shall be made upon the presentation and surrender of such Bonds at the principal corporate trust office of the Paying Agent as the same shall become due and payable. Notwithstanding any other provisions of this section, the Issuer may, at its option, prior to the date of issuance of the 14 Series 1992 Bonds, elect to use an immobilization system or book- entry system with respect to issuance of such Series 1992 Bonds, provided adequate records will be kept with respect to the ownership of such Series 1992 Bonds issued in book-entry form or the beneficial ownership of Series 1992 Bonds issued in the name of a nominee. As long as any Series 1992 Bonds are outstanding in book-entry form the provisions or Sections 10, 11 and 13 of this Resolution shall not be applicable to such Series 1992 Bonds. The details of any alternative system of issuance, as described in this paragraph, shall be set forth in a resolution of the Issuer duly adopted at or prior to the sale of such Series 1992 Bonds. SECTION 8. EXECUTION OF SERIES 1992 BONDS. The Series 1992 Bonds shall be signed by, or bear the facsimile signature of the Mayor and shall be signed by, or bear the facsimile signature of the Clerk and a facsimile of the official seal of the Issuer shall be imprinted on the Series 1992 Bonds. In case any officer whose signature or a facsimile of whose signature shall appear on any Series 1992 Bonds shall cease to be such officer before the delivery of such Series 1992 Bonds, such signature or such facsimile shall nevertheless be valid and sufficient for all purposes the same as if he had remained in office until such delivery, and also any Series 1992 Bond may bear the facsimile signature of or may be signed by such persons who, as at the actual time of the execution of such Series 1992 Bond, shall be the proper officers to sign such Series 1992 Bonds although at the date of such Series 1992 Bond such persons may not have been such officers. SECTION 9. AUTHENTICATION OF SERIES 1992 BONDS. Only such of the Series 1992 Bonds as shall have endorsed thereon a certificate of authentication substantially in the form herein set forth, duly executed by the Registrar, as authenticating agent, shall be entitled to any benefit or security under this Resolution and the Original Resolution. No Series 1992 Bond shall be valid or obligatory for any purpose unless and until such certificates of authentication shall have been duly executed by the Registrar, and such certificate of the Registrar upon any such Series 1992 Bonds shall be conclusive evidence that such Series 1992 Bonds has been duly authenticated and delivered under this Resolution. The Registrar's certificate of authentication on any Series 1992 Bond shall be deemed to have been duly executed if signed by an authorized officer of the Registrar, but it shall not be necessary that the same officer sign the certificate of authentication of all of the Series 1992 Bonds that may be issued hereunder at anyone time. SECTION 10. EXCHANGE OF SERIES 1992 BONDS. Any Series 1992 Bond, upon surrender thereof at the principal corporate trust office of the Registrar, together with an assignment duly executed by the Owner or his attorney or legal representative in such form 15 a shall be satisfactory to the Registrar, may, at the option of the Owner, be exchanged for a Series 1992 Bond of the same type (i.e. Current Interest Bonds shall be exchanged for Current Interest Bonds and Capital Appreciation Bonds shall be exchanged for capital Appreciation Bonds) and in an aggregate principal amount of Series 1992 Bonds equal to the principal amount of the Series 1992 Bonds or Series 1992 Bonds so surrendered. The Registrar shall make provisions for the exchange of Series 1992 Bonds at the principal corporate trust office of the Regis- trar. SECTION 11. NEGOTIABILITY, REGISTRATION AND TRANSFER OF SERIES 1992 BONDS. The Registrar shall keep books for the registration of and for the registration of transfers of Series 1992 Bonds as provided in this Resolution. The transfer of any Series 1992 Bonds may be registered only upon such books upon surrender thereof to the Registrar together with an assignment duly executed by the Owner or his attorney or legal representative in such form as shall be satisfactory to the Registrar. Upon any such registration of transfer the Issuer shall execute and the Registrar shall authenticate and deliver in exchange for such Series 1992 Bond, a new Series 1992 Bond or Series 1992 Bonds registered in the name of the transferee, and in an aggregate principal amount equal to the principal amount of such Series 1992 Bond or Series 1992 Bonds so surrendered. In all cases in which Series 1992 Bonds shall be exchanged, the Issuer shall execute and the Registrar shall authenticate and deliver, at the earliest practicable time, Series 1992 Bonds of the same type (i. e. Current Interest Bonds will be exchanged for Current Interest Bonds and Capital Appreciation Bonds will be exchanged for capital Appreciation Bonds) in accordance with provisions of this Resolution. All Series 1992 Bonds surrendered in any such exchange or registration of transfer shall forthwith be canceled by the Registrar. The Issuer or the Registrar may make a charge for every such exchange or registration of transfer of Series 1992 Bonds sufficient to reimburse it for any tax or other governmental charge required to be paid wi th respect to such exchange or registration of transfer, but no other charge shall be made to any Owner for the privilege of exchanging or registering the transfer of Series 1992 Bonds under the provisions of this Resolution. Neither the Issuer nor the Registrar shall be required to make any such exchange or registration of transfer of Series 1992 Bonds during the fifteen (15) days immediately preceding any interest paYment date or, in the case of any proposed redemption of Series 1992 Bonds during the fifteen (15) days next preceding the redemption date established for such Series 1992 Bonds. SECTION 12. OWNERSHIP OF SERIES 1992 BONDS. The person in whose name any Series 1992 Bond shall be registered shall be deemed and regarded as the absolute Owner thereof for all purposes and 16 payment of or on account of the principal or redemption price of any such Series 1992 Bond, and the interest on any such Series 1992 Bonds, shall be made only to or upon the order of the registered Owner thereof or his legal representative. All such payments shall be valid and effectual to satisfy and discharge the liability upon such Series 1992 Bond including the premium, if any, and interest thereon to the extent of the sum or sums so paid. SECTION 13. SERIES 1992 BONDS MUTILATED, DESTROYED, STOLEN OR LOST. In case any Series 1992 Bond shall become mutilated, or be destroyed, stolen or lost, the Issuer may in its discretion cause to be executed, and the Registrar shall authenticate and deliver, a new Series 1992 Bond of like date and tenor (i. e. Current Interest Bonds shall be issued in exchange for Current Interest Bonds and Capital Appreciation Bonds shall be issued in exchange for Capital Appreciation Bonds) as the Series 1992 Bond so mutilated, destroyed, stolen or lost, in exchange and substitution for such mutilated Series 1992 Bond upon surrender and cancellation of such mutilated Series 1992 Bond or in lieu of and substitution for the Series 1992 Bond destroyed, stolen or lost, and upon the Owner furnishing the Issuer and the Registrar proof of his ownership thereof and satisfactory indemnity and complying with such other reasonable regulations and conditions as the Issuer and the Registrar may prescribe and paying such expenses as the Issuer and the Registrar may incur. All Series 1992 Bonds so surrendered shall be canceled by the Issuer. If any of the Series 1992 Bonds shall have matured, or be about to mature, instead of issuing a substitute Series 1992 Bond, the Issuer may pay the same, upon being indemnified as aforesaid, and if such Series 1992 Bond be lost, stolen or destroyed, without surrender thereof. Any such duplicate Series 1992 Bonds issued pursuant to this section shall constitute original, additional contractual obliga- tions on the part of the Issuer whether or not the lost, stolen or destroyed Series 1992 Bonds be at any time found by anyone, and such duplicate Series 1992 Bonds shall be entitled to equal and proportionate benefits and rights as to lien on and source and security for payment from the funds, as hereinafter pledged, to the same extent as all other Series 1992 Bonds issued hereunder. SECTION 14. PROVISIONS FOR REDEMPTION. The Series 1992 Bonds shall be subject to redemption prior to their maturity, at the option of the Issuer, at such times and in such manner as shall be fixed by resolution of the Issuer prior to or at the time of sale of the Series 1992 Bonds. Notice of such redemption shall, at least thirty (30) days prior to the redemption date, be filed with the Registrar; and mailed, postage prepaid, to all Owners of Series 1992 Bonds to be redeemed at their addresses as they appear on the registration books hereinbefore provided for, but failure to mail such notice to one or more Owners of Series 1992 Bonds shall not affect the 17 validity of the proceedings for such redemption with respect to Owners of Series 1992 Bonds to which notice was duly mailed hereunder. Each such notice shall set forth the date fixed for redemption, the redemption price to be paid and, if less than all of the Series 1992 Bonds of one maturity are to be called, the distinctive numbers of such Series 1992 Bonds to be redeemed and in the case of Series 1992 Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. In addition to the foregoing notice, further notice shall be given by the Issuer as set out below, but no defect in said further notice nor any failure to give all or any portion of such further notice shall in any manner defeat the effectiveness of a call for redemption if notice thereof is given as above prescribed. (1) Each further notice of redemption given hereunder shall contain the information required above for an official notice of redemption plus (a) the CUSIP numbers of all Series 1992 Bonds being redeemed; (b) the date of issue of the Series 1992 Bonds as originally issued; (c) the rate of interest borne by each Series 1992 Bond being redeemed; (d) the maturity date of each Series 1992 Bond being redeemed; and (e) any other descriptive information needed to identify accurately the Series 1992 Bonds being redeemed. (2) Each further notice of redemption shall be sent at least thirty-five (35) days before the redemption date by registered or certified mail or overnight delivery service to any insurer which shall have insured, or any credit bank which shall have provided a credit facility for, any of the Series 1992 Bonds being redeemed and to all registered securities depositories then in the business of holding substantial amounts of obligations of types similar to the type of which the Series 1992 Bonds consist (such depositories now being Depository Trust Company of New York, New York, Midwest Securities Trust Company of Chicago, Illinois, and Philadelphia Depository Trust Company of Philadelphia, Pennsylvania) and to one or more national information services that disseminate notices of redemption of obligations such as the Series 1992 Bonds. (3) Each such further notice shall be published one time in the Bond Buyer of New York, New York or, if such publication is impractical or unlikely to reach a substantial number of the Holders of the Series 1992 Bonds, in some other financial newspaper or journal which regularly carries notices of redemption of obligations similar to the Series 1992 Bonds, such publication to be made at least 30 days prior to the date fixed for redemption. When notice of redemption is given, Series 1992 Bonds called for redemption will become due and payable on the redemption date at the redemption price stated in such notice. When a notice of redemption is given and funds sufficient for redemption are deposited with the Registrar, interest on the Series 1992 Bonds to be redeemed will cease to accrue on the date fixed for redemption, 18 such Series 1992 Bonds shall cease to be entitled to any lien, benefit or security under this Resolution and the Holders of such Series 1992 Bonds will have no right in respect thereof except to receive payment of the redemption price. Upon surrender of any Series 1992 Bond for redemption in part only, the Registrar shall authenticate and deliver to the Owner thereof, the cost of which shall be paid by the Issuer, a new Series 1992 Bond of an authorized denomination equal to the unredeemed portion of the Series 1992 Bond surrendered. SECTION 15. FORM OF SERIES 1992 BONDS. The text of the Series 1992 Bonds, together with the certificate of authentication, shall be in substantially the following form, with such omissions, insertions and variations as may be necessary, desirable, autho- rized or permitted by this Resolution or by any subsequent resolution adopted prior to the issuance thereof, or as may be necessary if the Series 1992 Bonds or a portion thereof are issued as Capital Appreciation Bonds, Option Bonds, Designated Maturity Obligations, Variable Rate Bonds, or as may be necessary to comply with applicable laws, rules and regulations of the united States and of the State in effect upon the issuance thereof. [REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] 19 No. R - $ UNITED STATES OF AMERICA STATE OF FLORIDA COUNTY OF SEMINOLE CITY OF WINTER SPRINGS WATER AND SEWER REFUNDING REVENUE BOND, SERIES 1992 MATURITY DATE: INTEREST RATE: DATED DATE: ClJSIP : Registered Owner: Principal Amount: KNOW ALL MEN BY THESE PRESENTS, that the City of winter Springs, Florida (hereinafter called "City"), for value received, hereby promises to pay to the order of , or registered assigns, as herein provided, on the day of , upon the presentation and surrender hereof at the principal corporate trust office of in the City of from the revenues , , Florida (the "Paying Agent"), hereinafter mentioned, the principal sum of DOLLARS in any coin or currency of the United States of America which on the date of payment thereof is legal tender for the payment of public and private debts, and to pay, solely from said sources, by check or draft mailed to the person in whose name this Bond is registered at his address as it appears on the Bond registration books of the City, at the close of business on the fifteenth day of the month (whether or not a business day) next preceding each interest payment date, interest on said principal sum on each 1 and 1 commencing 1, 19 from the interest payment date next preceding the date of registration and authentication of this Bond, unless this Bond is registered and authenticated as of an interest payment date, in which case it shall bear interest from said interest payment date, or unless this Bond is registered and authenticated prior to 1, 19 ,in which event this Bond shall bear interest 1, 19_ from The Bonds of this issue shall be subject to redemption prior to their maturity at the option of the City. (Insert Optional or Mandatory Redemption provisions) Notice of such redemption shall be given in the manner required by the Resolution. 20 This Bond is one of an authorized issue of Bonds in the aggregate principal amount of $ of like date, tenor and effect, except as to number, maturity and interest rate, issued to finance the cost of refunding certain obligations of the City pursuant to and in full compliance with the Constitution and statutes of the state of Florida, including particularly Chapter 166, Part II, Florida statutes, the Charter of the City, other applicable provisions of law and a resolution duly adopted by the City commission of the City on April 29, 1991, as supplemented and specifically as supplemented by a resolution adopted by the City commission of the City on 1992 (hereinafter collectively called the "Resolution"). It is provided in the Resolution that the Bonds of this issue will rank on a parity with the outstanding Bonds of an issue of Water and Sewer Refunding Revenue Bonds, Series 1991, of the Issuer (the "Parity Bonds"). This Bond and the Parity Bonds are payable solely on a parity with each other from and secured by a prior lien upon and pledge of the Net Revenues, as defined in the Resolution, derived and collected by the City from the operation of the City's water and sewer system (the "System"), in the manner provided in the Resolution. Reference is made to the Resolution for more complete definition and description of Net Revenues and the System. This Bond does not constitute an indebtedness of the City wi thin the meaning of any constitutional, statutory or charter provision or limitation, and it is expressly agreed by the Owner of this Bond that such Owner shall never have the right to require or compel the exercise of the ad valorem taxing power of the city or taxation of any real or personal property therein for the payment of the principal of and interest on this Bond or the making of any Debt Service Fund, reserve or other payments provided for in the Resolution. It is further agreed between the City and the Owner of this Bond that this Bond and the indebtedness evidenced hereby shall not constitute a lien upon the System, or any part thereof, or on any other property of or in the City, but shall constitute a lien only on the Net Revenues derived from the operation of the System all in the manner provided in the Resolution. The City in the Resolution has covenanted and agreed with the Owners of the Bonds of this issue to fix, establish, revise from time to time whenever necessary, maintain and collect always such fees, rates, rentals and other charges for the use of the products, services and facilities of the System which will always provide Revenues in each year sufficient to pay (i) the aggregate of the amount needed to pay all Cost of Operation and Maintenance as the same shall become due in such year, plus one hundred ten percent (110%) of the Bond Service Requirement becoming due in such year on 21 the outstanding Bonds, one hundred percent (100%) of all amounts due under the Financial Guaranty Agreement and one hundred percent (100%) of all other deposits to be made pursuant to the Resolution, and that such rates, fees, rentals and other charges will not be reduced so as to be insufficient to provide Revenues for such purposes. The City has reserved the right in the Resolution to issue in the future Additional Parity obligations having a lien on the Net Revenue equal to the lien thereon of this Bond and the Parity Bonds. The City has entered into certain further covenants with the Owners of the Bonds of this issue for the terms of which reference is made to the Resolution. It is hereby certified and recited that all acts, conditions and things required to exist, to happen and to be performed precedent to and in the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the laws and Constitution of the state of Florida applicable thereto, and that the issuance of the Bonds of this issue does not violate any constitutional statutory or charter limitations or provisions. This Bond is and has all the qualities and incidents of a negotiable instrument under the Uniform Commercial Code - Invest- ment Securities Law of the state of Florida. The transfer of this Bond is registrable by the Bondholder hereof in person or by his attorney or legal representative at the principal corporate trust office of the Registrar but only in the manner and subject to the conditions provided in the Resolution and upon surrender and cancellation of this Bond. The Bond shall not be valid or become obligatory for any purpose or be entitled to any benefit or security under the Resolution until it shall have been authenticated by the execution by the Registrar of the certificate of authentication endorsed hereon. IN WITNESS WHEREOF, the City of winter springs, Florida, has issued this Bond and has caused the same to be signed by its Mayor and countersigned and attested to by its Clerk, (the signatures of the Mayor and the Clerk being authorized to be facsimiles of such 22 officers' signatures) and its seal or facsimile thereof to be affixed, impressed, imprinted, lithographed or reproduced hereon, all as of the day of , 1992. (SEAL) ATTESTED AND COUNTERSIGNED: ~;: ~7;:,; Clerk 23 SPRINGS, FLORIDA ~-'~'.'_.,...<:..~,.-.---" CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds issued under the provisions of the within mentioned Resolution. Registrar, as Authenticating Agent Date of Authentication: By: (Manual Siqnature) ASSIGNMENT AND TRANSFER For value received the undersigned hereby sells, assigns and transfers unto social Security or other identifying number of the attached bond of the City of Florida and does hereby constitute and appoint , attorney, to transfer the said bond on the books kept for registration thereof, with full power of substitution in the premises. (Please insert assignee) winter springs, Date Signature Guaranteed: NOTICE: signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or a trust company. NOTICE: No transfer will be reg- istered and no new Bonds will be issued in the name of the Trans- feree, unless the signature to this assignment shall correspond with the name as it appears upon the face of the wi thin Bond in every particular with- out alteration or enlargement or any change whatever and the Social Security or Federal Em- ployer Identification Number of the Transferee is supplied. If the Transferee is a trust, the names and Social Security or Federal Employer Identification Numbers of the settlor and ben- ef iciar ies of the trust, the Federal Employer Identification Number and date of the trust and the name of the trustee should be supplied. (Bond Counsel Opinion) [End of Form of Series 1992 Bond] 24 SECTION 16. APPLICATION OF PROVISIONS OF ORIGINAL RESOLUTION. The Series 1992 Bonds, herein authorized, shall for all purposes (except as herein expressly provided) be considered to be Addition- al Parity obligations issued under the authority of the original Resolution, and shall be entitled to all the protection and security provided therein for the Parity Bonds, and shall be in all respects entitled to the same security, rights and privileges enjoyed by the Parity Bonds. The covenants and pledges contained in the Original Resolution shall be applicable to the Series 1992 Bonds herein authorized in like manner as applicable to the Parity Bonds. The principal of and interest on the Series 1992 Bonds shall be payable from the accounts in the Interest Account, Principal Account and Redemption Account within the Debt Service Fund, as applicable, established in the Original Resolution on a parity with the Parity Bonds, and paYments shall be made into such account in the Debt Service Fund by the Issuer in amounts fully sufficient to pay the principal of and interest on the Parity Bonds and the Series 1992 Bonds as such principal and interest become due. The Net Revenues shall immediately be subject to the lien of this pledge without any physical delivery thereof or further act, and the lien of this pledge shall be valid and binding as against all parties having claims of any kind in tort, contract or otherwise against the Issuer. SECTION 17. APPLICATION OF SERIES 1992 BOND PROCEEDS. The proceeds, including accrued interest and premium, if any, received from the sale of any or all of the Series 1992 Bonds shall be applied by the Issuer simultaneously with the delivery of such Series 1992 Bonds to the purchaser thereof, as follows, which accounts and subaccounts as well as the other funds and accounts provided for in this Resolution may at the discretion of the Issuer be held by a depository authorized to hold such funds, accounts and subaccounts under the laws of the State of Florida: (A) The accrued interest, and at the option of the Issuer interest to accrue on the Series 1992 Bonds in such amount and for a period of time as shall be approved by subsequent resolution of the Issuer, on the Series 1992 Bonds shall be deposited in the Interest Account in the Debt Service Fund and shall be used only for the purpose of paying interest becoming due on the Series 1992 Bonds. (B) Unless provided from other funds of the Issuer on the date of issuance of the Series 1992 Bonds, or unless provided for through the purchase of a guaranty or an insurance policy, an irrevocable letter of credit, a surety bond, or similar credit facility, or any combination thereof, the Issuer shall deposit to the special subaccount in the Reserve Account established for the 25 benefit of the Series 1992 Bonds, a sum sufficient equal to the Reserve Requirement on the Series 1992 Bonds. (C) To the extent not reimbursed therefor by the original purchaser of the Series 1992 Bonds, the Issuer shall pay all costs and expenses incurred in connection with the issuance of the Series 1992 Bonds. (D) A sum as specified by a supplemental resolution of the Issuer shall, together with other legally available funds of the Issuer, if any, as determined by subsequent resolution of the Issuer, be used to retire and/or defease the Refunded Bonds by immediately paying to the holder thereof the amount due such holder to retire said Refunded Bonds or, by depositing such sums of money for investment in appropriate Federal Securities pursuant to the Escrow Deposit Agreement so as to produce sufficient funds to make all the paYments described in such Escrow Deposit Agreement. At the time of execution of such Escrow Deposit Agreement, the Issuer shall furnish to the Escrow Agent named therein appropriate documentation to demonstrate that the sums being deposited and the investment to be made will be sufficient for such purposes. Simultaneously with the issuance of the Series 1992 Bonds, the Issuer shall enter into an Agreement substantially in the form attached hereto as Exhibit A with the Escrow Agent. Such escrowed funds shall be kept separate and apart from all other funds of the Issuer and the moneys on deposit under the Agreement shall be withdrawn, used and applied by the Issuer solely for the purposes set forth in the Agreement. SECTION 18. SPECIAL OBLIGATIONS OF ISSUER. The Series 1992 Bonds shall not be or constitute general obligations or indebted- ness of the Issuer as "bonds" within the meaning of the Constitu- tion of Florida, but shall be payable solely from and secured by a lien upon and a pledge of the Net Revenues as herein provided. No Owner or Owners of any Series 1992 Bonds issued hereunder shall ever have the right to compel the exercise of the ad valorem taxing power of the Issuer or taxation in any form of any real or personal property therein to pay such principal and interest from any other funds of the Issuer except from the special funds in the manner provided herein. The paYment of the principal of and interest on the Series 1992 Bonds shall be secured forthwith equally and ratably by an irrevocable lien on the Net Revenues on a parity with the lien thereon of the Parity Bonds, and the Issuer does irrevocably pledge such Net Revenues to the payment of the principal of and interest on the Series 1992 Bonds, for the reserves therefor and for all other required paYments hereunder. Such amounts hereby pledged and assigned shall immediately be subject to the lien of this pledge without any further physical delivery thereof or any further act, and the lien of this pledge shall be valid and binding as against all parties having claims of any kind in tort, contract or 26 otherwise against the Issuer, irrespective of whether such parties have notice thereof. SECTION 19. COVENANTS OF THE ISSUER. The provisions of section 19 of the Original Resolution shall be deemed applicable to this Resolution and shall apply to the Series 1992 Bonds issued pursuant to this Resolution as though fully restated herein. However, as to the Series 1992 Bonds Investments Securities in the subaccount in the Reserve Account established for the benefit of the Series 1992 Bonds shall be valued mark to market on April 1 and October 1 of each year commencing April 1, 1993 and such Investment Securities shall not have a maturity date in excess of ten (10) years from the date of their deposit into such subaccount in the Reserve Account. Whenever the amount in the subaccount in the Reserve Account created for the benefit of the Series 1992 Bonds, together with the amount in the other accounts or subaccounts of the Debt Services Fund, is sufficient to fully pay all Outstanding Series 1992 Bonds in accordance with their terms (including principal or applicable sinking fund redemption price and interest thereon), the funds on deposit in such subaccount Reserve Account shall be transferred by the Issuer to the other accounts of the Fund. SECTION 20. TAX COVENANTS. The Issuer shall not use or permit the use of any proceeds of the Series 1992 Bonds or any other funds of the Issuer, directly or indirectly, to acquire any securities or obligations, and shall not use or permit the use of any amounts received by the Issuer with respect to the Series 1992 Bonds in any manner, and shall not take or permit to be taken any other action or actions, which would cause any such Series 1992 Bonds to be an "arbitrage bond" within the meaning of section 148, or "federally guaranteed" within the meaning of section 149(b}, of the Internal Revenue Code of 1986, as amended (in this section called the "Code"), or otherwise cause interest on the such Series 1992 Bonds to become included in gross income for federal income tax purposes. The Issuer shall at all times do and perform all acts and things permitted by law and this Resolution which are necessary or desirable in order to assure that interest paid on such Series 1992 Bonds will be excluded from gross income for purposes of federal income tax and shall take no action that would result in such interest not being so excluded. The Issuer shall payor cause to be paid to the United States Government any amounts required by section 148(f} of Code and the regulations thereunder (the "Regulations"). In order to insure compliance with the rebate provisions of Section 148(f} of the Code with respect to the Series 1992 Bonds the Issuer hereby creates the City of winter Springs Water and Sewer Refunding Revenue Rebate Fund to be held by Issuer. The Rebate Fund need not be maintained 27 so long as the Issuer timely satisfies its obligation to pay any rebatable earnings to the united states Treasury; however, the Issuer may, as an administrative convenience, maintain and deposit funds in the Rebate Fund from time to time. Any moneys held in the Rebate Fund shall not be considered Net Revenues and shall not be pledged in any manner for the benefit of the holders of the Series 1992 Bonds. Moneys in the Rebate Fund (including earnings and deposits therein) shall be held for future paYment to the United states Government as required by the Regulations and as set forth in instructions of Bond Counsel delivered to the Issuer upon issuance of such Series 1992 Bonds. Notwithstanding any provision of this Resolution to the contrary, to the extent the Issuer is required or elects to make deposits to the Rebate Fund, such amounts may be taken from any fund or account created hereunder. SECTION 21. DEFAULTS; EVENTS OF DEFAULT AND REMEDIES. The provisions of section 21 of the Original Resolution shall be deemed applicable to this Resolution and shall apply to the Series 1992 Bonds issued pursuant to this Resolution as though fully restated herein. SECTION 22. AMENDING AND SUPPLEMENTING OF RESOLUTION WITHOUT CONSENT OF HOLDERS OF BONDS. The provisions of section 22 of the original Resolution shall be deemed applicable to this Resolution and shall apply to the Series 1992 Bonds issued pursuant to this Resolution as though fully restated herein. SECTION 23. AMENDMENT OF RESOLUTION WITH CONSENT OF HOLDERS OF BONDS. The provisions of Section 23 of the Original Resolution shall be deemed applicable to this Resolution and shall apply to the Series 1992 Bonds issued pursuant to this Resolution as though fully restated herein. SECTION 24. DEFEASANCE. The provisions of section 24 of the Original Resolution shall be deemed applicable to this Resolution and shall apply to the Series 1992 Bonds issued pursuant to this Resolution as though fully restated herein. SECTION 25. GOVERNMENTAL REORGANIZATION. The provisions of section 25 of the original Resolution shall be deemed applicable to this Resolution and shall apply to the Series 1992 Bonds issued pursuant to this Resolution as though fully restated herein. SECTION 26. ADDITIONAL UTILITY FUNCTIONS. The provisions of section 26 of the Original Resolution shall be deemed applicable to this Resolution and shall apply to the Series 1992 Bonds issued pursuant to this Resolution as though fully restated herein. SECTION 27. CAPITAL APPRECIATION BONDS. The provisions of section 27 of the Original Resolution shall be deemed applicable to 28 this Resolution and shall apply to the Series 1992 Bonds issued pursuant to this Resolution as though fully restated herein. SECTION 28. DESIGNATED MATURITY OBLIGATIONS. The provisions of section 28 of the Original Resolution shall be deemed applicable to this Resolution and shall apply to the Series 1992 Bonds issued pursuant to this Resolution as though fully restated herein. SECTION 29. OPTION BONDS. The provisions of section 29 of the Original Resolution shall be deemed applicable to this Resolution and shall apply to the Series 1992 Bonds issued pursuant to this Resolution as though fully restated herein. SECTION 30. SEVERABILITY. If anyone or more of the covenants, agreements or provisions of this Resolution should be held contrary to any express provision of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separate from the remaining covenants, agreements or provisions of this Resolution or of the Bonds issued hereunder. SECTION 31. INCONSISTENT RESOLUTIONS. All prior resolutions of the Issuer inconsistent with the provisions of this Resolution are hereby modified, supplemented and amended to conform with the provisions herein contained. SECTION 32. NOTICES TO MBIA. For so long as the Series 1992 Bonds are outstanding, MBIA will be furnished a copy of all significant notices with respect to this Resolution or the Bonds as follows: Municipal Bond Investors Assurance Corporation 113 King Street Armonk, New York 10504 Attention: Surveillance Department SECTION 33. PAYMENTS UNDER MBIA POLICY. As long as the municipal bond insurance policy of MBIA (the "Policy") guaranteeing the payment of principal and interest on the Series 1992 Bonds shall be in full force and effect the Issuer and Paying Agent agree to comply with the following provisions: A. In the event that, on the second Business Day, and again on the Business Day, prior a the payment date on the Series 1992 Bonds, the Paying Agent has not received sufficient moneys to pay all principal of and interest on the Series 1992 Bonds due on the second following or following, as the case may be, Business Day, the Paying Agent shall immediately notify MBIA or its designee on the same Business Day by telephone or telegraph, confirmed in 29 writing by registered or certified mail, of the amount of the deficiency. B. If the deficiency is made up in whole or in part prior to or on the payment date, the Paying Agent shall so notify MBIA or its designee. C. In addition, if the Paying Agent has notice that any Series 1992 Bondholder has been required to disgorge payments of principal or interest on the Series 1992 Bonds to a trustee in bankruptcy or creditors or others pursuant to a final judgment by a court of competent jurisdiction that such payment constitutes a voidable preference to such Series 1992 Bondholder within the meaning of any applicable bankruptcy laws, then the Paying Agent shall notify MBIA or its designee of such fact by telephone or telegraphic notice, confirmed in writing by registered or certified mail. D. The Paying Agent is hereby irrevocably designated, appointed, directed and authorized to act as attorney-in-fact for Holders of the Series 1992 Bonds as follows: 1. If and to the extent there is a deficiency in amounts required to pay interest on the Series 1992 Bonds, the Paying Agent shall (a) execute and deliver to Citibank, N.A., or its successors under the Policy (the "Insurance Paying Agent"), in form satisfactory to the Insurance Paying Agent, an instrument appointing MBIA as agent for such Holders in any legal proceeding related to the payment of such interest and an assignment to MBIA of the claims for interest to which such deficiency relates and which are paid by MBIA, (b) receive as designee of the respective Holders (and not as Paying Agent) in accordance with the tenor of the Policy payment from the Insurance Paying Agent with respect to the claims for interest so assigned, and (c) disburse the same to such respective Holders; and 2. If and to the extent of a deficiency in amounts required to pay principal of the Series 1992 Bonds, the Paying Agent shall (a) execute and deliver to the Insurance Paying Agent in form satisfactory to the Insurance Paying Agent an instrument appointing MBIA as agent for such Holder in any legal proceeding relating to the payment of such principal and an assignment to MBIA of any of the Series 1992 Bonds surren- dered to the Insurance Paying Agent of so much of the princi- pal amount thereof as has not previously been paid or for which moneys are not held by the Paying Agent and available for such payment (but such assignment shall be delivered only if payment from the Insurance Paying Agent is received), (b) receive as designee of the respective Holders (and not as Paying Agent) in accordance with the tenor of the Policy 30 payment therefor from the Insurance Paying Agent, and (c) disburse the same to such Holders. E. Payments with respect to claims for interest on and principal of Series 1992 Bonds disbursed by the Paying Agent from proceeds of the Policy shall not be considered to discharge the obligation of the Issuer with respect to such Series 1992 Bonds, and MBIA shall become the owner of such unpaid Series 1992 Bonds and claims for the interest in accordance with the tenor of the assignment made to it under the provisions of this subsection or otherwise. F. Irrespective of whether any such assignment is executed and delivered, the Issuer and the Paying Agent hereby agree for the benefit of MBIA that, 1. They recognize that to the extent MBIA makes payments, directly or indirectly (as by paying through the paying Agent), on account of principal of or interest on the Series 1992 Bonds, MBIA will be subrogated to the rights of such Holders to receive the amount of such principal and interest from the Issuer, with interest thereon as provided and solely from the sources stated in this Resolution and the Series 1992 Bonds; and 2. They will accordingly pay to MBIA the amount of such principal and interest (including principal and interest recovered under subparagraph (ii) of the first paragraph of the POlicy, which principal and interest shall be deemed past due and not to have been paid), but only from the sources and in the manner provided herein for the payment of principal of and interest on the Series 1992 Bonds to Holders, and will otherwise treat MBIA as the owner of such rights to the amount of such principal and interest. G. In connection with the issuance of Additional Parity Obligations, the Issuer shall deliver to MBIA a copy of the disclosure document, if any, circulated with respect to such Additional Parity Obligations. H. Copies of any amendments made to the documents executed in connection with the issuance of the Series 1992 Bonds which are consented to by MBIA shall be sent to S&P. I. MBIA shall receive notice of the resignation or removal of the Paying Agent and the appointment of a successor thereto. J. delivered copies of budget. MBIA shall receive copies of all notices required to be to Series 1992 Bondholders and, on an annual basis, the Issuer's audited financial statements and annual 31 K. Any notice that is required to be given to a Holder of the Series 1992 Bonds or to the Paying Agent pursuant to the Resolution shall also be provided to MBIA. All notices required to be given to MBIA under the Resolution shall be in writing and shall be sent by registered or certified mail addressed to Municipal Bond Investors Assurance Corporation, 113 King Street, Armonk, New York 10504 Attention: Surveillance. SECTION 34. EXPENDITURES PRIOR TO ISSUANCE OF BONDS. The Issuer is hereby authorized to expend legally available funds of the Issuer in anticipation of the issuance of the Series 1992 Bonds. Upon the issuance of the Series 1992 Bonds, the Issuer may be reimbursed for any expenditures made in anticipation of the issuance of such Series 1992 Bonds. SECTION 35. PUBLICATION OF NOTICE OF REFUNDING. wi thin thirty (30) days after the delivery of the Series 1992 Bonds, the Issuer shall cause to be published one time in a financial journal published in the Borough of Manhattan, City and State of New York, a notice of the advance refunding of the Refunded Bonds. SECTION 36. PRELIMINARY OFFICIAL STATEMENT. The City Manager is authorized and directed to cause a Preliminary Official Statement to be prepared and to deem the Preliminary Official Statement final for purposes of Rule 15c2-12 (the "Rule") of the Securities and Exchange Commission, except for "permitted omis- sions," as defined in such Rule. SECTION 37. EFFECTIVE DATE. This Resolution shall become effective immediately upon its adoption. ADOPTED this 28th day of September, 1992 ( SEAL) C,~'COMMISSION OF THE CITY o WI~TER~INGS, FLORIDA ) ~ ) , , / -\~ ~ Mayor ATTEST: ,~-r: };~ . City Clerk Approved as to Form and Legal Sufficiency: City Attorney 35402A lIT .RES 09/28/92 32 EXHIBIT A ESCROW DEPOSIT AGREEMENT In consideration of the facts hereinafter recited and of the mutual covenants and agreements herein contained, the CITY OF WINTER SPRINGS, Florida, an incorporated municipality of the State of Florida (the "Issuer"), and , Florida, a national banking association organized and existing under the laws of the united States of American, as Escrow Holder (the "Escrow Holder"), do hereby agree as follows: section 1. Definitions. Terms used herein shall have the respective meanings assigned in and by the Resolution hereinafter defined, and the following terms which are not defined in the Resolution shall have the following meanings, unless the text clearly otherwise requires: "Aggregate Debt Service" shall mean, as of any particular date, the sum of the amounts of Annual Debt Service for all years with respect to which the Annual Debt Service shall remain unpaid. Aggregate Debt Service as of the date of the deli very of this Agreement is stated in the Verification Report. "Agreement" shall mean this Escrow Deposit Agreement. "Annual Debt Service" shall mean, with respect to any year, the interest on the Refunded Bonds becoming due in such year and the principal of and premium, if any, on the Refunded Bonds becoming due in such year according to the Verification Report. "Bonds" shall mean the Issuer's Water and Sewer Refunding Revenue Bonds, Series 1992, authorized to be issued pursuant to the Resolution. "Escrow Account" shall mean the Escrow Account created pursuant to the provisions of section 3 of this Agreement. "Escrow Requirement" shall mean, as of any particular date, the sum of an amount in cash and the principal amount of the Federal Securities held by the Escrow Holder pursuant to Section 4 hereof which, together with the interest which shall thereafter become payable on the Federal Securities, which will be sufficient to pay Aggregate Debt Service, as each of the respective install- ments thereof shall become due. "Federal Securities" shall mean direct obligations of the united States of America, none of which permit redemption prior to maturity at the option of the obligor, which obligations are set forth in the Verification Report and hereby made a part hereof, and such other obligations as may be purchased in accordance with Section 8 hereof. "Refunded Bonds" shall mean the Issuer's outstanding Water and Sewer Revenue Bonds, Series 1990, dated as of April 1, 1990. "Resolution" shall mean Resolution No. adopted by the Issuer on , 1992, as amended and supplemented from time to time, authorizing issuance of the Bonds and the execution and delivery of this Agreement. "Verification Report" shall mean the verification report dated , 1992, issued by , independent certified public accountants, in connection with the issuance of the Bonds, a copy of which is attached hereto as Exhibit A and incorporated herein by reference. section 2. Recitals. (A) The Issuer adopted the Resolution for the purpose of authorizing the issuance of the Bonds for the purpose of refunding the Refunded Bonds. (B) The Bonds will be payable solely from and secured by a prior lien upon and a pledge of the Net Revenues (as defined in the Resolution, in the manner provided in the Resolution). The Bonds will be payable on a parity, equally and ratably, from the Net Revenues, in the manner provided in the Resolution, with the Issuer's outstanding Water and Sewer Refunding Revenue Bonds, Series 1991, dated as of May 1, 1991. (C) The Resolution authorized the Issuer to enter into this Agreement for the purposes expressed therein and herein, and all acts and things have been done and performed to make this Agreement valid and binding for the security of the Refunded Bonds. (0) The Escrow Holder has the powers and authority of a trust company under the laws of the united States of America and, accordingly, the power to execute the trust hereby created. Section 3. OeDosit of Funds. There is hereby created and established with the Escrow Holder a special account to be known as the "Escrow Account." Simultaneously with the execution and delivery of this Agreement, the Issuer has deposited with the Escrow Holder, for deposit by the Escrow Holder to the Escrow Account, a portion of the proceeds of the Bonds in the sum of $ and $ heretofore held by the Issuer for the paYment of the principal of and interest on the Refunded Bonds totaling $7,569,885.80, which when invested to the extent required to purchase the Federal Securities, the uninvested portion of such funds and the principal amount of such Federal Securities and the interest to become due thereon equals or exceeds (according to the representation of the Issuer) the Escrow Requirement as of the date of the delivery of this Agreement. Such Federal Securi- ties shall mature and such interest shall be payable on or before 2 the funds represented thereby shall be required for timely payment of the principal of, premium, if any, and interest on the Refunded Bonds as the same shall become due and payable in accordance with the terms of the Refunded Bonds as described in the Verification Report. The Escrow Holder shall hold the Escrow Account as a separate trust account wholly segregated from all other funds held by the Escrow Holder in any capacity and shall make disbursements from the Escrow Account only in accordance with the provisions of this Agreement. The Federal Securities described in the Verification Report shall not be sold or otherwise disposed of or reinvested except as provided in sections 4 and 8 hereof. The owners of the Refunded Bonds are hereby granted a first and prior lien on the principal of and interest on such Federal Securities until the same shall be used and applied in accordance with the provisions of this Agreement. section 4. Use and Investment of Funds. The Escrow Holder acknowledges receipt of the cash described in section 3 of this Agreement and agrees: (a) to hold the same in irrevocable escrow during the term of this Agreement. (b) to apply such cash and the proceeds of such Federal Securities in the manner provided in this Agreement, and only in such manner, (c) to invest immediately $ by purchasing the Federal Securities described in the Verification Report, and (d) to deposit in the Escrow Account, as received, the principal of all of such Federal Securities and any other Federal Securities acquired hereunder which shall mature during the term of this Agreement, all interest which shall be derived during the term of this Agreement from such Federal Securities and any other Federal Securities acquired hereunder, and the proceeds of any sale, transfer, redemption or other disposition of such Federal Securities and any other Federal Securities acquired hereunder. All moneys held by the Escrow Holder pursuant to any provision of this Agreement, on deposit in the Escrow Account or otherwise, shall at all times be continually secured in the manner provided by Florida law for the securing of municipal funds. section 5. Payment of the Refunded Bonds and Expenses. The owners of the Refunded Bonds shall have a first and prior lien on the Federal Securities and all moneys held by the Escrow Holder in the principal of and interest on the Escrow Account, until all such moneys shall be used and applied by the Escrow Holder as follows: 3 (a) Refunded Bonds. (i) The Issuer has called all Refunded Bonds maturing after April 1, 2000, for redemption on April 1, 2000, at a redemption price of 102% (expressed as a percentage of the principal amount of Refunded Bonds to be redeemed), plus accrued interest to the redemption date. The Escrow Holder hereby agrees to give or cause to be given notice of such call for redemption in the manner provided in the resolution of the Issuer pursuant to which the Refunded Bonds were issued. (ii) On each date which shall be an interest payment date for any of the Refunded Bonds, the Escrow Holder shall pay to the paying agent for the Refunded Bonds, from the moneys on deposit in the Escrow Account, a sum sufficient to pay that portion of Annual Debt Service due on such date, as shown in the Verification Report. After making such payments from the Escrow Account, the Escrow Holder, at the written request of the Issuer, shall pay to the Issuer any moneys remaining in said account in excess of the Escrow Requirement, for the Issuer to use for any lawful municipal purpose, provided that, prior to any such payment, the Escrow Holder shall have received a verification report prepared by a nationally recognized firm of independent certified public accountants verifying the Escrow Requirement and that such moneys to be paid to the Issuer are in excess of the Escrow Requirement. (b) Fees. Expenses and Indemnity. (i) In consideration of the services rendered by the Escrow Holder under this Agreement, the Issuer upon the execution hereof has paid to the Escrow Holder a fee of $ for all services and ordinary expenses to be incurred as Escrow Holder in connection with such services. (ii) The Issuer shall also reimburse the Escrow Holder for any extraordinary expenses incurred by it in connection herewith. (iii) The fees and expenses payable by the Issuer under this section shall not be paid from the Escrow Account, but shall be paid by the Issuer as a Cost of Operation and Maintenance. The Escrow Holder shall have no lien for the payment of its fees or expenses or otherwise for its benefit on the Escrow Account and hereby waives any rights of set off against the Escrow Account which it may lawfully have or acquire. (c) Arbitraqe Rebate. The Issuer agrees to continue to comply with any arbitrage rebate requirements applicable to the Refunded Bonds as described in the Issuer's Nonarbitrage Certifi- 4 cate, dated April 26, 1990, delivered in connection with the issuance of the Refunded Bonds. section 6. Notice of Advance Refundinq. Promptly after the issuance of the Bonds, the Escrow Holder shall give or cause to be given notice of the advance refunding of the Refunded Bonds, which notice shall be substantially in the form of the Notice of Advance Refunding attached hereto as Exhibit B. Such notice shall be sent by first-class mail, postage prepaid, to each owner of Refunded Bonds at the address of such owner shown on the registration books maintained by the Registrar and Paying Agent for the Refunded Bonds and to Depository Trust Company of New York, New York, Midwest Securities Trust Company of Chicago, Illinois, and Philadelphia Depository Trust Company of Philadelphia, Pennsylvania and to one or more national information services that disseminate the notices of advance refunding of obligations such as the Refunded Bonds. section 7. No Redemption or Acceleration of Maturitv. The Issuer will not accelerate the maturity of any Refunded Bonds or exercise any option to redeem any Refunded Bonds before April 1, 2000. section 8. Reinvestment. Except as provided in section 4 of this Agreement and in this section, the Escrow Holder shall have no power or duty to invest any funds held under this Agreement or to sell, transfer or otherwise dispose of or make substitutions for any Federal Securities held hereunder. At the request of the Issuer and upon compliance with the conditions stated in this Section, the Escrow Holder shall sell, transfer, otherwise dispose of or request the redemption of any of the Federal Securities acquired hereunder and shall purchase either Refunded Bonds or other Federal Securities to be substituted for such Federal Securities disposed of or redeemed. The Issuer will not request the Escrow Holder to exercise any of the powers described in the preceding sentence in any manner which will cause the same to be "arbitrage bonds" within the meaning of section 148 of the Internal Revenue Code of 1986, as amended, and the applicable regulations proposed or promulgated thereunder. The Escrow Holder may, at the direction of the Issuer, substitute other noncallable Federal Securities ("Substitute Federal Securities") in lieu of the Federal Securities then on deposit in the Escrow Account provided that, prior to any such substitution, the Escrow Holder and the Issuer shall have received: (a) New debt service and cash flow schedules showing (i) the dates and amounts of all principal and interest payments thereafter to become due on the Refunded Bonds, (ii) showing the cash and Federal Securities to be on deposit in the Escrow Account 5 upon making such substitution, (iii) the dates and amounts of maturing principal and interest to be received by the Escrow Holder from such Federal Securities, and (iv) that the cash on hand in the Escrow Account plus cash to be derived from the maturing principal and interest of such Federal Securities shall be sufficient to pay when due all remaining debt service paYments on the Refunded Bonds (the most recent debt service and cash flow schedules shall be considered to be the applicable "Debt Service and Cash Flow Schedules"); (b) A new verification report prepared by a nationally recognized firm of independent certified public accountants verifying the accuracy of the new Debt Service and Cash Flow Schedules (the most recent verification report shall be considered to be the applicable "New Verification Report" for purposes hereof); and (c) An opinion of nationally recognized bond counsel that such substitution is permissible hereunder, that (based on said new Debt Service and Cash Flow Schedules and New Verification Report as to sufficiency) the substitution will not adversely affect the defeasance of the Refunded Bonds. Section 9. Indemnitv. Whether or not any action or transac- tion authorized or contemplated hereby shall be undertaken or consummated, the Issuer hereby agrees to indemnity, protect, save and keep harmless the Escrow Holder and its respective successors, assigns, agents and servants, from and against any and all liabilities, obligations, losses, damages, penalties, claims, actions, suits, costs, expenses and disbursements (including legal fees and attorneys' disbursements and expenses) of whatsoever kind and nature which may be imposed on, incurred by or asserted against the Escrow Holder at any time, whether or not the same may be indemnified against by the Issuer or any other Person under any other agreement or instrument, by reason of or arising out of the execution and delivery of this Agreement, the establishment of the Escrow Account, the acceptance by the Escrow Holder of the funds herein described, the purchase, retention or disposition of the Federal Securities or the proceeds thereof, or any paYment, transfer or other application of funds or securities by the Escrow Holder in accordance with the provisions of this Agreement; provided, however, that the Issuer shall not be required to indemnity the Escrow Holder for any expense, loss, costs, disburse- ments, damages or liability resulting from its own negligence or misconduct. The indemnities contained in this section shall survive the termination of this Agreement. Nothing in this section contained shall give rise to any liability on the part of the Issuer in favor of any Person other than the Escrow Holder. 6 section 10. Responsibilities of Escrow Holder. The Escrow Holder and its respective successors, assigns, agents and servants shall not be held to any personal liability whatsoever, in tort, contract or otherwise, by reason of the execution and delivery of this Agreement, the establishment of the Escrow Account, the acceptance and disposition of the various moneys and funds described herein, or the purchase, retention or disposition of the Federal Securities or the proceeds thereof, or any paYment, transfer or other application of funds or securities by the Escrow Holder in accordance with the provisions of this Agreement or by reason of any non-negligent act, omission or error of the Escrow Holder made in good faith in the conduct of its duties. The Escrow Holder shall, however, be liable to the Issuer and to holders of the Refunded Bonds to the extent of their respective damages for negligent or willful acts, omissions or errors of the Escrow Holder which violate or fail to comply with the terms of this Agreement. The duties and obligations of the Escrow Holder shall be determined by the express provisions of this Agreement. The Escrow Holder may consult with counsel, who mayor may not be counsel to the Issuer, and be entitled to receive from the Issuer reimbursement of the fees and expenses of such counsel, and in reliance upon the opinion of such counsel have full and complete authorization and protection in respect of any action taken, suffered or omitted by it in good faith in accordance therewith. Whenever the Escrow Holder shall deem it necessary or desirable that a matter be proved or estab- lished prior to taking, sUffering or omitting any action under this Agreement, such matter may be deemed to be conclusively established by a certificate signed by an authorized officer of the Issuer. section 11. Resiqnation of Escrow Holder. The Escrow Holder may resign and thereby become discharged from the duties and obligations hereby created, by notice in writing given to the Issuer and published once in a newspaper of general circulation published in the corporate territorial limits of the Issuer, and in a daily newspaper of general circulation or a financial journal published in the Borough of Manhattan, city and state of New York, not less than sixty (60) days before such resignation shall take effect. Such resignation shall take effect immediately upon the appointment of a new Escrow Holder hereunder, if such new Escrow Holder shall be appointed before the time limited by such notice and shall then accept the duties and obligations of the Escrow Holder hereunder. section 12. Removal of Escrow Holder. (a) The Escrow Holder may be removed at any time by an instrument or concurrent instruments in writing, executed by the owners of not less than fifty-one per centum (51%) in aggregate principal amount of the Refunded Bonds then outstanding, such instrument or instruments to be filed with the Issuer, and notice published once in a newspaper of general circulation published in the corporate territorial limits of the Issuer, and in a daily 7 financial journal published in the Borough of Manhattan, city and state of New York, not less than sixty (60) days before such removal is to take effect as stated in said instrument or instru- ments. A photographic copy of any instrument filed with the Issuer under the provisions of this paragraph shall be delivered by the Issuer to the Escrow Holder. (b) The Escrow Holder may also be removed at any time by any court of competent jurisdiction upon the application of the Issuer or the owners of not less than five per centum (5%) in aggregate principal amount of the Refunded Bonds then outstanding for any breach of trust or for acting or proceeding in violation of, or for failing to act or proceed in accordance with, any provision of this Agreement with respect to the duties or obligations of the Escrow Holder. section 13. Successor Escrow Holder. (a) If at any time hereafter the Escrow Holder shall resign, be removed, be dissolved or otherwise become incapable of acting, or shall be taken over by any governmental official, agency, department or board, the position of Escrow Holder shall thereupon become vacant. If the position of Escrow Holder shall become vacant for any of the foregoing reasons or for any other reason, the Issuer shall appoint a successor Escrow Holder to fill such vacancy. The Issuer shall publish notice of any such appointment once in each week for four (4) successive weeks in a newspaper of general circulation published in the corporate territorial limits of the Issuer and in a daily financial journal published in the Borough of Manhattan, city and State of New York. (b) At any time within one year after such vacancy shall have occurred, the owners of not less than fifty-one per centum (51%) in aggregate principal amount of Refunded Bonds then outstanding, by an instrument or concurrent instruments in writing, executed by such owners and filed with the City commission of the Issuer, may appoint a successor Escrow Holder, which shall supersede any successor Escrow Holder theretofore appointed by the Issuer. Photographic copies of each such instrument shall be promptly delivered by the Issuer to the predecessor Escrow Holder to the Escrow Holder so appointed by such owners. (c) If no appointment of a successor Escrow Holder shall be made pursuant to the foregoing provisions of this Section, the owner of any Refunded Bonds then outstanding, or the retiring Escrow Holder may apply to any court of competent jurisdiction to appoint a successor Escrow Holder. Such court may thereupon, after such notice, if any, as such court may deem proper and prescribe, appoint a successor Escrow Holder. (d) Any corporation or association into which the Escrow Holder may be converted or merged, or with which it may be 8 consolidated, or to which it may sell or transfer its trust business and assets as a whole or substantially as a whole, or any corporation or association resulting from any such conversion, sale, merger, consolidation or transfer to which it is a party, ipso facto, shall be and become successor Escrow Holder hereunder and vested with all of the title to the whole property or trust estate and all of the trust, powers, duties, obligations, immuni- ties, privileges and all other matters as was its predecessor, without the execution or filing of any instrument or any further act, deed or conveyance on the part of any of the parties hereto, anything herein to the contrary notwithstanding. section 14. Term. This Agreement shall commence upon its execution and delivery and shall terminate, except as provided in section 9 hereof, when the Refunded Bonds and the interest thereon shall have been paid and discharged in accordance with the proceedings authorizing the Refunded Bonds. section 15. Severability. If any of the covenants, agree- ments or provisions of this Agreement on the part of the Issuer or the Escrow Holder to be performed should be determined by a court of competent jurisdiction to be contrary to law, such covenant, agreement or provision shall be null and void, shall be deemed separable from the remaining covenants, agreements and provisions of this Agreement and shall in no way affect the validity of the remaining covenants, agreements or provisions of this Agreement. section 16. Counterparts. This Agreement may be executed in several counterparts, all or any of which shall be regarded for all purposes as the original and shall constitute and be but one and the same instrument. Section 17. Governinq Law. This Agreement shall be construed under the laws of the State of Florida. 9 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their duly authorized officers and their corporate seals to be hereunto affixed and attested, all as of the day of , 1992. CITY ~NTE ..- ,. FLORIDA """~- (SEAL) ATTEST: ~A~-r JJ~ city Clerk as Escrow Holder By: Title: (SEAL) 35402.EDA 9/9/92 10 EXHIBIT A VERIFICATION REPORT EXHIBIT B NOTICE OF ADVANCE REFUNDING OF THE CITY OF WINTER SPRINGS, FLORIDA WATER AND SEWER REVENUE BONDS, SERIES 1990 Notice is hereby given by , as Escrow Holder for the City of winter Springs, Florida Water and Sewer Revenue Bonds, Series 1990, dated as of April 1, 1990 (collectively, the "Bonds"), that the Bonds have been advance refunded by depositing in irrevocable escrow cash and obligations of the united States of America sufficient to pay the principal of and interest on the Bonds maturing on or before April 1, 2000 as the same shall mature and become payable in accordance with their terms, and for the payment on April 1, 2000 of the principal of, applicable redemption premium and accrued interest on all Bonds maturing after April 1, 2000, which Bonds have been called for redemption on April 1, 2000. The maturity dates and eUSIP numbers of the Bonds, are as follows: Maturity Date (October 1) CUSIP No. Principal Amount Series Bonds 1996 1997 1998 1999 2000 2001 2002 2003 2004 $190,000 200,000 215,000 230,000 245,000 265,000 280,000 300,000 325,000 Term Bonds 2010 2020 $2,515,000 7,535,000 The Bonds are deemed to be no longer outstanding under the resolution of the ei ty of Winter springs, Florida (the "ei ty") authorizing the issuance of the Bonds. Prior to April 1, 2000 the city will not accelerate the maturity of the Bonds, or exercise any option to redeem the Bonds before maturity. Dated: , 1992 as Escrow Holder ( SEAL) By: Title: 2 RESOLUTION NUMBER 690 IS SIGNED AND SEALED, BUT NO DATE. APPROVED IN SEPTEMBER 28, 1992 MEETING.