Loading...
HomeMy WebLinkAboutResolution 615 Refunding Revenue Bonds RESOLUTION NO. 615 A RESOLUTION AUTHORIZING THE ISSUANCE OF NOT EXCEEDING $9,000,000 IMPROVEMENT REFUNDING REVENUE BONDS, SERIES 1989, OF THE CITY OF WINTER SPRINGS, FLORIDA TO BE APPLIED TO REFUND CERTAIN PRESENTLY OUTSTANDING OBLIGATIONS OF THE CITY AND TO CONSTRUCT AND ACQUIRE A CIVIC RECREATIONAL COMPLEX AND NECESSARY OFF-SITE IMPROVEMENTS AND A FIRE STATION; PLEDGING EXCISE TAXES LEVIED BY THE CITY FOR THE PAYMENT OF SAID BONDS; MAKING OTHER COVENANTS AND AGREEMENTS IN CONNECTION THEREWITH; AND PROVIDING AN EFFECTIVE DATE. BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF WINTER SPRINGS, FLORIDA: Section 1. AUTHORITY FOR THIS RESOLUTION. This Resolution is adopted pursuant to the Constitution of the State of Florida; Chapter 166, Part II, Florida Statutes, Chapter 72-718, Laws of Florida, Special Act of 1972 as amended and supplemented, being the Charter of the City of Winter Springs, and other applicable provisions of law. Section 2. DEFINITIONS. Unless the context otherwise requires, the terms defined in this section shall have the meanings specified in this section. Words importing singular number shall include the plural number in each case and vice versa, and words importing persons shall include firms and corporations. (A) "ACCRETED VALUES" shall mean the amounts as to which reference is made that establish the amounts payable at maturity or upon redemption prior to maturity on the Capital Appreciation Bonds (hereinafter defined). Such amounts shall be determined by subsequent resolution of the Issuer. (B) "ACT" shall mean Chapter 166, Part II, Florida Statutes, as amended and supplemented, Chapter 72-718, Laws of Florida, Special Act of 1972 as amended and supplemented, and other applic- able provisions of law. (C) "ADDITIONAL PARITY OBLIGATIONS" shall mean additional obligations issued in compliance with the terms, conditions and limitations contained herein which have an equal lien on the Excise Taxes and shall be payable from the Excise Taxes on a parity with the Series 1989 Bonds and rank equally in all other respects with the Series 1989 Bonds. (E) "AMBAC Indemnity" shall mean AMBAC Indemnity Corporation, a Wisconsin-domiciled stock insurance company. - (E) "AGREEMENT" or "ESCROW DEPOSIT AGREEMENT" shall mean that certain agreement by and between the Issuer and a bank or trust company to be selected and named by the Issuer prior to the sale of the Series 1989 Bonds (as hereinafter defined) for the purpose of providing for the payment of the Refunded Bonds (as hereinafter defined) (or any similar agreement relating to Additional Parity Obligations), which agreement shall be in substantially the form attached hereto as Exhibit A and incorporated herein by reference. (F) "AMORTIZATION INSTALLMENT" with respect to any Term Bonds of a series, shall mean an amount so designated for mandatory principal installments (for mandatory call or otherwise) payable on any Term Bonds issued under the provisions of this Resolution or any subsequent resolution authorizing Additional Parity Obliga- tions. (G) "AVERAGE ANNUAL BOND SERVICE REQUIREMENT" shall mean, as of each date on which a series of Bonds is issued, the total amount of Bond Service Requirement to become due on all Bonds deemed to be Outstanding immediately after the issuance of such series of Bonds divided by the total number of years for which Bonds are deemed to be Outstanding, except that with respect to any Bonds for which Amortization Installments have been established, the amount of principal coming due on the final maturity date with respect to such Bonds shall be reduced by the aggregate principal amount of such Bonds that are to be redeemed from Amortization Installments to be made in prior Bond Years. (H) "BOND SERVICE REQUIREMENT" for any Bond Year shall mean the sum of: (1) The amount required to pay the interest becoming due on the Outstanding Bonds during such Bond Year, except to the extent that such interest shall have been provided by payments into the Interest Account in the Debt Service Fund out of Bond proceeds for a specified period of time. (2) The amount required to pay the principal of Out- standing Serial Bonds maturing in such Bond Year. (3) The Amortization Installment for the Outstanding Term Bonds due in such Bond Year. When determining the amount of principal of and interest on Outstanding Bonds which mature in any year, for purposes of this instrument or the issuance of any Additional Parity Obligations, the stated maturity date of Term Bonds shall be disregarded and the Amortization Installment, if any, applicable to Term Bonds in such year shall be deemed to mature in such year. (I) "BOND YEAR" shall mean the period beginning with October 2 of each year and extending for a period of twelve (12) months thereafter. - (J) "BONDS" shall mean the Series 1989 Bonds issued here- under, together with any Additional Parity Obligations hereafter 2 issued under the terms, conditions and limitations contained herein. (K) "CAPITAL APPRECIATION BONDS" shall mean the aggregate principal amount of the Bonds that bear interest payable solely at maturity or upon redemption prior to maturity in the amounts determined by reference to the Accreted Values, all as shall be determined by subsequent resolution of the Issuer. (L) "CLERK" shall mean the City Clerk of the Issuer or such other person as may be duly authorized by the Issuer to act on his or her behalf. (M) "CONSTRUCTION FUND" shall mean the City of Winter Springs Construction Fund, Series 1989 created pursuant to Section 16 hereof. (N) "CURRENT INTEREST BONDS" shall mean the aggregate principal amount of the Bonds that bear interest payable semi- annually on such dates as shall be determined by subsequent resolution of the Issuer. The Current Interest Bonds include aggregate principal amount of Serial Current Interest Bonds and such aggregate principal amount of Term Current Interest Bonds, as shall be determined by subsequent resolution of the Issuer. ,,......, (0) "DEBT SERVICE FUND" shall mean the City of Winter Springs Improvement Revenue Bonds Debt Service Fund created and established pursuant to Section 18 of this Resolution. (P) "ESCROW HOLDER" shall mean a bank or trust company with trust powers appointed by subsequent resolution of the Issuer to serve as Escrow Holder pursuant to the Agreement. (Q) "EXCISE TAXES" shall mean the Franchise Fees and the Public Service Taxes. (R) "EXCISE TAXES FUND" shall mean the City of Winter Springs Excise Taxes Fund created pursuant to Section 18 of this Resolu- tion. (S) "FEDERAL SECURITIES" shall mean direct obligations of, or obligations the principal of and interest on which are uncon- ditionally guaranteed by the United States of America, which are not redeemable prior to maturity at the option of the obligor. (T) "FISCAL YEAR" shall mean the period commencing on October 1 of each year and ending on the succeeding September 30. (U) "FRANCHISE FEES" shall mean the franchise fees levied and collected pursuant to Ordinance No. 290 of the Issuer, as amended and supplemented, which granted an electric franchise to Florida Power Corporation for a period of thirty years from April 1, 1984. 3 '--, (V) "INVESTMENT SECURITIES" shall mean any of the following, if and to the extent that the same are legal for the investment of the proceeds of the Bonds and the Excise Taxes: (1) direct obligations of (including obligations issued or held in book entry form on the books of) the Department of Treasury of the United States of America; (2) obligations of any of the following federal agencies which obligations represent full faith and credit of the United States of America, including: Export-Import Bank Farmers Home Administration General Services Administration U.S. Maritime Administration Small Business Administration Government National Mortgage Association (GNMA) U.S. Department of Housing & Urban Development (PHA's) Federal Housing Administration (3) bonds, notes or other evidences of indebtedness rated "AAA" by Standard & Poor's Corporation and "Aaa" by Moody's Investor Services issued by the Federal National Mortgage Association or the Federal Home Loan Mortgage Corporation with remaining maturities not exceeding three years; (4) U.S. dollar denominated deposit accounts, federal funds and banker's acceptances with domestic commercial banks which have a rating on their short term certificates of deposit on the date of purchase of "A-I" or "A-1+" by Standard & Poor's and "P-1" by Moody's and maturing no more than three hundred sixty (360) days after the date of purchase. (Ratings on holding companies are not considered as the rating of the bank); (5) commercial paper which is rated at the time of purchase in the single highest classification, "A-1 +" by Standard & Poor's and "P-1" by Moody's Investor Services and which matures not more than two hundred seventy (270) days after the date of purchase; (6) investments in a money market fund rated "AAArn" or "AAArn--G" or better by Standard & Poor's Corporation; 4 (7) pre-refunded municipal obligations defined as follows: Any bonds or other obligations of any state of the United States or any agency, instrumentality or local governmental unit of any such state which are not callable at the option of the obligor prior to maturity or as to which irrevocable instructions have been given by the obligor to call on the date specified in the notice; and (A) which are rated, based on the escrow, in the highest rating category of Standard & Poor's Corporation and Moody's Investor Service, Inc. or any successors thereto; or (B)(i) which are fully secured as to principal and interest and redemption premium, if any, by a fund consisting only of cash or obligations described in paragraph (1) above, which fund may be applied only to the payment of such principal of and interest and redemption premium, if any, on such bonds or other obligations on the maturity date or dates thereof or the specified redemption date or dates pursuant to such irrevocable instructions, as appropriate, and (ii) which fund is sufficient, as verified by a nationally recognized independent certified public accountant, to pay principal of and interest and redemption premium, if any, on the bonds or other obligations described in this paragraph on the maturity date or dates thereof or on the redemption date or dates specified in the irrevocable instructions referred to above, as appropriate; (8) investment agreements approved in writing by AMBAC Indemnity Corporation supported by appropriate opinions of counsel with notice to Standard & Poor's Corporation; (9) insured Certificates of Deposit and Time Deposits received as required by Chapter 280, Florida Statutes; (10) in the Local Government Surplus Funds Trust Fund created pursuant to Chapter 218, Part IV of the Florida Statutes; and (11) other forms of investments approved in writing by AMBAC Indemnity with notice to Standard & Poor's Corporation. (W) "ISSUER" or "CITY" shall mean the City of Winter Springs, Florida. (X) "MAXIMUM BOND SERVICE REQUIREMENT" shall mean, as of any particular date of calculation, the greatest amount of aggregate Bond Service Requirement for the then current or any future Bond Year. - 5 c_ (Y) "MUNICIPAL BOND INSURANCE POLICY" shall mean the municipal insurance policy issued by AMBAC Indemnity insuring the payment when due of the principal of and interest on the Bonds as provided therein. (Z) "OUTSTANDING" when used in reference to the Bonds, means as of a particular date, all Bonds authorized and issued by the Issuer, except: (i) any Bonds canceled at or before such date; (ii) any Bonds for which provisions for payment pursuant to this Resolution have been made; and (iii) any Bond in lieu of or in substitution for which another Bond shall have been authorized and delivered pursuant to Section 11 or Section 13 of this Resolution. (AA) "OWNER OF BONDS" or "OWNER" or any similar term shall mean any person who shall be the registered owner of any Bond or Bonds. (BB) "PAYING AGENT" shall mean any authorized depositary designated by the Issuer to serve as a paying agent or as the place of payment for the Series 1989 Bonds that shall have agreed to arrange for the timely payment of the principal of, interest on and redemption premium, if any, with respect to the Bonds to the Owners thereof, from funds made available therefor by the Issuer and any successors designated by subsequent resolution of the Issuer. (CC) "PROJECT" shall mean the construction and acquisition of ~ civic and recreational facilities and the off-site improvements related thereto, and a fire station in accordance with certain plans on file or to be filed with the Clerk with such changes, deletions, additions or modifications to the enumerated improve- ments and such other improvements as are approved by the City Commission of the Issuer in accordance with the Act. (DD) "PUBLIC SERVICE TAXES" or "PUBLIC SERVICE TAX" shall mean the public service tax levied and collected by the City pursuant to Section 166.231, Florida Statutes and an ordinance duly enacted by the Issuer on March 27, 1989, as amended and supplemented. (EE) "REFUNDED BONDS" shall mean (a) (i) the Issuer's out- standing Improvement Revenue Bonds dated April 1, 1979; and (ii) the Issuer's outstanding Improvement Revenue Refunding Bonds, Series 1985. (FF) "REFUNDED SECURITIES" shall mean Federal Securities. (GG) "REGISTRAR" shall mean the paying Agent. (HH) "RESERVE ACCOUNT" shall mean the special account of the same name created within the Debt Service Fund pursuant to Section 16C of this Resolution. ''-''1 6 "- (II) "RESERVE REQUIREMENT" shall mean in any Bond Year the lesser of the Maximum Bond Service Requirement or 125% of the Average Annual Bond Service Requirement. (JJ) "RESOLUTION" shall mean this Resolution, as the same may be amended from time to time. (KK) "SERIES 1989 BONDS" shall mean the City of Winter Springs Improvement Refunding Revenue Bonds, Series 1989. (LL) "SERIAL CURRENT INTEREST BONDS" shall mean the aggregate principal amount of Current Interest Bonds which are not Term Bonds and which shall mature on such dates and in such amounts as shall be determined by subsequent resolution of the Issuer. (MM) "TERM BONDS" shall mean the Bonds of a series, all of which shall be stated to mature on one date. (NN) "TAXABLE BOND" shall mean any Bond which states, in the body thereof, that the interest income thereon is includable in the gross income of the Holder thereof for federal income tax purposes or that such interest is subject to federal income taxation. "...-.- (00) "TERM CURRENT INTEREST BONDS" shall mean the aggregate principal amount of Current Interest Bonds which are Term Bonds and which shall mature on such dates and in such amounts as shall be determined by subsequent resolution of the Issuer. (PP) "VALUE", which shall be determined as of the end of each month, means that the value of any investments shall be calculated as follows: (1) as to investments the bid and asked prices of which are published on a regular basis in The Wall Street Journal (or, if not there, then in The New York Times): the average of the bid and asked prices for such investments so published on or most recently prior to such time of determination; (2) as to investments the bid and asked prices of which are not published on a regular basis in The Wall Street Journal or The New York Times: the average bid price at such time of determination for such investments by any two nationally recognized government securities dealers (selected by the Trustee in its absolute discretion) at the time making a market in such investments or the bid price published by a nationally recognized pricing service; ,~ 7 ( 3 ) as to certificate of deposit and bankers acceptance, face amount thereof, plus accrued interest; and (4) as to any investment not specific above: the value thereof established by prior agreement between the Issuer, the Trustee and AMBAC Indemnity. Section 3. FINDINGS. It is hereby ascertained, determined and declared: A. It is necessary and desirable and in the interests of the health, welfare and safety of the citizens and inhabitants of the Issuer that the project be acquired and constructed. The cost of the Project shall be deemed to include, without being limited to, the acquisition of any lands or interest therein, engineering, financial and legal expenses, a reasonable reserve for debt service, expenses for plans, specifications and surveys, interest during construction, bond discount, if any, bond in- surance, if any, administrative expenses and such other expenses as may be necessary or incidental to the financing authorized by this resolution, including the cost of any fixtures, equipment or property necessary or convenient therefor, and the construction and acquisition of the Project authorized by this resolution and the placing of same in operation. B. The Issuer has previously issued the Refunded Bonds of which the sum of $4,015,000 principal amount is currently outstand- ing and unpaid. C. The Issuer deems it necessary, beneficial and in its best interest to provide for the refunding of the Refunded Bonds. The refunding program herein described will be advantageous to the Issuer by consolidating its debt. D. A portion of the proceeds of the Series 1989 Bonds, and other funds available for such purpose, shall be deposited pursuant to the Agreement, in sufficient amounts together with the invest- ment income thereon to pay when due all of the then outstanding principal and interest, in respect to the Refunded Bonds. E. The Excise Taxes are not now pledged or encumbered in any manner, except for the prior payment of the principal or interest on a portion of the Refunded Bonds, which pledge and encumbrance shall be defeased pursuant to the refunding herein authorized. F. The principal of and interest on the Series 1989 Bonds and all required reserve and other payments shall be payable solely from the Excise Taxes as provided herein. The Issuer shall never be required to levy ad valorem taxes on any real or personal property therein to pay the principal of and interest on the Bonds 8 herein authorized or to make any other payments provided for herein. The Series 1989 Bonds shall not constitute a lien upon any properties owned by or located within the boundaries of the Issuer. G. The Excise Taxes are estimated to be sufficient to pay all principal of and interest on the Prior Bonds and the Series 1989 Bonds, as the same become due, and to make all required paYments required by this Resolution. Section 4. AUTHORIZATION OF REFUNDING AND ACQUISITION AND CONSTRUCTION OF THE PROJECT. There is hereby authorized the refunding of the Refunded Bonds and the acquisition and construc- tion of the Project in the manner provided herein. Section 5. THIS RESOLUTION TO CONSTITUTE CONTRACT. In consideration of the acceptance of the Bonds authorized to be issued hereunder by those who shall own the same from time to time, this Resolution shall be deemed to be and shall constitute a contract between the Issuer and such Owners. The covenants and agreements herein set forth to be performed by the Issuer shall be for the equal benefit, protection and security of the legal Owners of any and all of the Bonds, all of which shall be of equal rank and without preference, priority or distinction of any of the Bonds over any other thereof, except as expressly provided therein and herein. Section 6. AUTHORIZATION OF SERIES 1989 BONDS. Subject and pursuant to the provisions hereof, obligations of the Issuer to be known as "Improvement Refunding Revenue Bonds, Series 1989", are authorized to be issued in the aggregate principal amount of not exceeding $9,000,000. Section 7. DESCRIPTION OF SERIES 1989 BONDS. The Series 1989 Bonds shall be issued in fully registered form; may be Capital Appreciation Bonds and/or Current Interest Bonds; shall be dated; shall be numbered; shall be in the denomination of $5,000 each, or integral multiples thereof for the Current Interest Bonds and in $5,000 maturity amounts for the Capital Appreciation Bonds or in $5,000 multiples thereof, or such other denominations as shall be approved by the Issuer in a subsequent resolution prior to the delivery of the Series 1989 Bonds; shall bear interest at such rate or rates not exceeding the maximum rate allowed by Florida law, the actual rate or rates to be determined by the governing body of the Issuer prior to or upon the sale of the Series 1989 Bonds; may be issued with original issue discounts and as zero interest rate bonds; such interest to be payable semi-annually at such times as are fixed by resolution of the Issuer if Current Interest Bonds and to be payable at maturity if Capital Appreciation Bonds; and shall mature annually on such date in such years and amounts as will be fixed by resolution of the Issuer prior to or upon the sale of the Series 1989 Bonds; and may be serial and/or term Bonds. -, 9 Each Current Interest Bond shall bear interest from the interest payment date next preceding the date on which it is authenticated, unless authenticated on an interest paYment date, in which case it shall bear interest from such interest paYment date, or, unless authenticated prior to the first interest paYment date, in which case it shall bear interest from its date; provided, however, that if at the time of authentication payment of any interest which is due and payable has not been made, such Current Interest Bond shall bear interest from the date to which interest shall have been paid. The Capital Appreciation Bonds shall bear interest only at maturity or upon redemption prior to maturity in the amount determined by reference to the Accreted Value. The principal of and the interest and redemption premium, if any, on the Series 1989 Bonds shall be payable in any coin or currency of the united States of America which on the respective dates of paYment thereof is legal tender for the paYment of public and private debts. The interest on the Current Interest Bonds shall be payable by the Registrar on each interest payment date to the person appearing on the registration books of the Issuer hereinafter provided for as the registered Holder thereof on the 15th day of the calendar month immediately preceding the applicable interest payment date, by wire transfer or check mailed to such registered Holder at his address as it appears on such registration books. PaYment of defaulted interest shall be made to the regist- ered Holder of record on a special record date for the payment of such defaulted interest established by the Registrar, notice whereof shall be given to Bondholders not less than 15 days preceding such special record date. Payment of the principal of and premium, if any, on all Current Interest Bonds and the Accreted Value with respect to the Capital Appreciation Bonds shall be made upon the presentation and surrender of such Bonds as the same shall become due and payable. Notwithstanding any other provisions of this section, the Issuer may, at its option, prior to the date of issuance of the Series 1989 Bonds, elect to use an immobilization system or pure book-entry system with respect to issuance of such Series 1989 Bonds, provided adequate records will be kept with respect to the ownership of such Series 1989 Bonds issued in book-entry form or the beneficial ownership of bonds issued in the name of a nominee. As long as any Series 1989 Bonds are outstanding in book-entry from the provisions of Sections 8, 9, 10 and 13 of this Resolution shall not be applicable to such Series 1989 Bonds. The details of any alternative system of issuance, as described in this paragraph, shall be set forth in a resolution of the Issuer duly adopted at or prior to the sale of such Series 1989 Bonds. """'-'1 Section 8. EXECUTION OF SERIES 1989 BONDS. The Series 1989 Bonds shall be signed by, or bear the facsimile signature of the 10 Mayor of the Issuer and shall be signed by, or bear the facsimile signature of the Clerk and a facsimile of the official seal of the Issuer shall be imprinted on the Series 1989 Bonds. In case any officer whose signature or a facsimile of whose signature shall appear on any Series 1989 Bonds shall cease to be such officer before the delivery of such Series 1989 Bonds, such signature or such facsimile shall nevertheless be valid and sufficient for all purposes the same as if he had remained in office until such delivery, and also any Series 1989 Bond may bear the facsimile signature of or may be signed by such persons who, as at the actual time of the execution of such Series 1989 Bond, shall be the proper officers to sign such Series 1989 Bonds although at the date of such Series 1989 Bond such persons may not have been such officers. Section 9. AUTHENTICATION OF SERIES 1989 BONDS. Only such of the Series 1989 Bonds as shall have endorsed thereon a certifi- cate of authentication substantially in the form hereinbelow set forth, duly executed by the Registrar, as authenticating agent, shall be entitled to any benefit or security under this Resolution. No Series 1989 Bond shall be valid or obligatory for any purpose unless and until such certificate of authentication shall have been duly executed by the Registrar, and such certificate of the Registrar upon any such Series 1989 Bond shall be conclusive evidence that such Series 1989 Bond has been duly authenticated and delivered under this Resolution. The Registrar's certificate of authentication on any Series 1989 Bond shall be deemed to have been duly executed if signed by an authorized officer of the Registrar, but it shall not be necessary that the same officer sign the certificate of authentication of all of the Series 1989 Bonds that may be issued hereunder at anyone time. Section 10. EXCHANGE OF SERIES 1989 BONDS. Any Series 1989 Bond, upon surrender thereof at the principal corporate trust office of the Registrar, together with an assignment duly executed by the Owner or his attorney or legal representative in such form as shall be satisfactory to the Registrar, may, at the option of the Owner, be exchanged for an aggregate principal amount of Series 1989 Bonds equal to the principal amount of the Series 1989 Bond or Series 1989 Bonds so surrendered. The Registrar shall make provision for the exchange of Series 1989 Bonds at the principal corporate trust office of the Regis- trar. "--I Section 11. NEGOTIABILITY, REGISTRATION AND TRANSFER OF SERIES 1989 BONDS. The Registrar shall keep books for the regis- tration of and for the registration of transfers of Series 1989 Bonds as provided in this resolution. The transfer of any Series 1989 Bonds may be registered only upon such books upon surrender thereof to the Registrar together with an assignment duly executed 11 by the Owner or his attorney or legal representative in such form as shall be satisfactory to the Registrar. Upon any such registra- tion of transfer the Issuer shall execute and the Registrar shall authenticate and deliver in exchange for such Series 1989 Bond, a new Series 1989 Bond or Series 1989 Bonds registered in the name of the transferee, and in an aggregate principal amount equal to the principal amount of such Series 1989 Bond or Series 1989 Bonds so surrendered. In all cases in which Series 1989 Bonds shall be exchanged, the Issuer shall execute and the Registrar shall authenticate and deliver, at the earliest practicable time, a new Series 1989 Bond of the same type (i.e. Current Interest Bonds will be exchanged for Current Interest Bonds and Capital Appreciation Bonds will be exchanged for Capital Appreciation Bonds) in accordance with provisions of this Resolution. All Series 1989 Bonds surrendered in any such exchange or registration of transfer shall forthwith be cancelled by the Registrar. The Issuer or the Registrar may make a charge for every such exchange or registration of transfer of Series 1989 Bonds sufficient to reimburse it for any tax or other governmental charge required to be paid with respect to such exchange or registration of transfer, but no other charge shall be made to any Owner for the privilege of exchanging or registering the transfer of Series 1989 Bonds under the provisions of this Resolution. Neither the Issuer nor the Registrar shall be required to make any such exchange or registration of transfer of Series 1989 Bonds sufficient to reimburse it for any tax or other govern- mental charge required to be paid with respect to such exchange or registration of transfer, but no other charge shall be made to any Owner for the privilege of exchanging or registering the transfer of Series 1989 Bonds under the provisions of this Resolution. Neither the Issuer nor the Registrar shall be required to make any such exchange or registration of transfer of Series 1989 Bonds during the fifteen (15) days immediately preceding any interest payment date. Section 12. OWNERSHIP OF SERIES 1989 BONDS. The person in whose name any Series 1989 Bond shall be registered shall be deemed and regarded as the absolute Owner thereof for all purposes and payment of or on account of the principal or redemption price of any such Series 1989 Bond, and the interest on any such Series 1989 Bonds, (or, in the case of Capital Appreciation Bonds, Accreted Value with respect thereto) shall be made only to or upon the order of the registered Owner thereof or his legal representative. All such payments shall be valid and effectual to satisfy and discharge the liability upon such Series 1989 Bond including the premium, if any, and interest thereon to the extent of the sum or sums so paid. Section 13. SERIES 1989 BONDS MUTILATED, DESTROYED, STOLEN OR LOST. In case any Series 1989 Bond shall become mutilated, or be destroyed, stolen or lost, the Issuer may in its discretion cause to be executed, and the Registrar shall authenticate and 12 deliver, a new Series 1989 Bond of like date and tenor as the Series 1989 Bond so mutilated, destroyed, stolen or lost, (i.e., Current Interest Bonds shall be issued in exchange for Current Interest Bonds and Capital Appreciation Bonds shall be issued in exchange for Capital Appreciation Bonds) in exchange and sub- stitution for such mutilated Series 1989 Bond upon surrender and cancellation of such mutilated Series 1989 Bond or in lieu of and substitution for the Series 1989 Bond destroyed, stolen or lost, and upon the Owner furnishing the Issuer and the Registrar proof of his ownership thereof and satisfactory indemnity and complying with such other reasonable regulations and conditions as the Issuer and the Registrar may prescribe and paying such expenses as the Issuer and the Registrar may incur. All Series 1989 Bonds so surrendered shall be canceled by the Issuer. If any of the Series 1989 Bonds shall have matured or be about to mature, instead of issuing a substitute Series 1989 Bond, the Issuer may pay the same, upon being indemnified as aforesaid, and if such Series 1989 Bond be lost, stolen or destroyed, without surrender thereof. Any such duplicate Series 1989 Bonds issued pursuant to this section shall constitute original, additional contractual obliga- tions on the part of the Issuer whether or not the lost, stolen or destroyed Series 1989 Bonds be at any time found by anyone, and such duplicate Series 1989 Bonds shall be entitled to equal and proportionate benefits and rights as to lien on and source and security for payment from the funds, as hereinafter pledged, to the same extent as all other Series 1989 Bonds issued hereunder. Section 14. PROVISIONS FOR REDEMPTION. The Series 1989 Bonds shall be subject to redemption prior to their maturity, at the option of the Issuer, at such times and in such manner as shall be fixed by resolution of the Issuer prior to or at the time of sale of the Series 1989 Bonds. Notice of such redemption shall, at least thirty (30) days prior to the redemption date, be filed with the Registrar; and mailed, postage prepaid, to all Owners of Series 1989 Bonds to be redeemed at their addresses as they appear on the registration books hereinbefore provided for, but failure to mail such notice to one or more Owners of Series 1989 Bonds shall not affect the validity of the proceedings for such redemption with respect to Owners of Series 1989 Bonds to which notice was duly mailed hereunder. Each such notice shall set forth the date fixed for redemption, the redemption price to be paid and, if less than all of the Series 1989 Bonds of one maturity are to be called, the distinctive numbers of such Series 1989 Bonds to be redeemed and in the case of Series 1989 Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. .~ Upon surrender of any Series 1989 Bond for redemption in part only, the Registrar shall authenticate and deliver to the Owner thereof, the cost of which shall be paid by the Issuer, a new 13 _ Series 1989 Bond of an authorized denomination equal to the unredeemed portion of the Series 1989 Bond surrendered. Section 15. FORM OF SERIES 1989 BONDS. The text of the Series 1989 Bonds shall be in substantially the following form, with such omissions, insertions and variations as may be necessary and/or desirable and approved by the Mayor of the Issuer and the Clerk prior to the issuance thereof, which necessity and/or desirability and approval shall be presumed by their execution of the Series 1989 Bonds and the delivery of the Series 1989 Bonds to the purchaser thereof by the Issuer: .-. 14 .- [FORM OF CURRENT INTEREST BOND] No. R - $ UNITED STATES OF AMERICA STATE OF FLORIDA COUNTY OF SEMINOLE CITY OF WINTER SPRINGS IMPROVEMENT REFUNDING REVENUE BOND, SERIES 1989 KNOW ALL MEN BY THESE PRESENTS, that the City of Winter Springs, Florida (hereinafter called "City"), for value received, hereby promises to pay to the order of , or registered assigns, as herein provided, on the day of , upon the presenta- tion and surrender hereof at the principal corporate trust office of , in the City of , Florida (the "Registrar"), from the revenues hereinafter mentioned, the principal sum of DOLLARS in any coin or currency of the United States of America which on the date of payment thereof is legal tender for the payment of public and private debts, and to pay, solely from said sources, by check or draft mailed to the person in whose name this Bond is registered at his address as it appears on the Bond registration books of the City at the close of business on the fifteenth day of the month (whether or not a business day) next preceding each interest payment date, interest on said principal sum on each April 1 and October 1 commencing October 1, 1989 from the interest payment date next preceding the date of registration and authentication of this Bond, unless this Bond is registered and authenticated as of an interest payment date, in which case it shall bear interest from said interest payment date, or unless this Bond is registered and authenticated prior to in which event this bond shall bear interest from The Bonds of this issue shall be subject to redemption prior to their maturity at the option of the City. (Insert Optional or Mandatory Redemption Provisions) Notice of such redemption shall be given in the manner required by the resolution. This Bond is one of an authorized issue of Bonds in the aggregate principal amount of $9,000,000 of like date, tenor and effect, except as to number, maturity and interest rate, issued to finance the cost of refunding certain outstanding obligations of the City and the cost of acquiring and constructing civic and 15 recreational facilities and related off-site improvements and a fire station, pursuant to the authority of and in full compliance with the Constitution and Statutes of the State of Florida, including particularly Chapter 166, Part II, Florida Statutes, the Charter of the City and a resolution duly adopted by the City Commission of the City on May 1, 1989, as amended and supplemented (the "Resolution") and is subject to all terms and conditions of such Resolution. This Bond and the interest herein are payable solely from and secured by a lien upon and a pledge of the proceeds of the Public Service Tax imposed by the City on the purchase of certain utilities services within the corporate limits of the City, under the authority of Section 166.231, Florida Statutes, and pursuant to an ordinance enacted by the City on May 27, 1989, and the proceeds of the Franchise Fees to be paid for a period of thirty (30) years from April 1, 1984, by the Florida Power Corporation, pursuant to an ordinance enacted by the Issuer on March 27, 1984 (such tax and fees, above described, are herein collectively referred to as "Excise Taxes") in the manner provided in the Resolution. This Bond does not constitute an indebtedness of the City within the meaning of any constitutional, statutory or charter provision or limitation, and it is expressly agreed by the Owner of this Bond that such Owner shall never have the right to require or compel the exercise of the ad valorem taxing power of the City or taxation of any real or personal property therein for the payment of the principal of and interest on this Bond or the making of any sinking fund, reserve or other payments provided for in the resolution. It is further agreed between the City and the Owner of this Bond that this Bond and the indebtedness evidenced hereby shall not constitute a lien upon any property of or in the City, but shall constitute a lien only on the Excise Taxes in the manner provided in the resolution. It is hereby certified and recited that all acts, conditions and things required to exist, to happen and to be performed precedent to and in the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the laws and Constitution of the State of Florida applicable thereto, and that the issuance of the Bonds of this issue does not violate any constitutional or statutory limitations or provisions. This Bond is and has all the qualities and incidents of a negotiable instrument under the Uniform Commercial Code - Invest- ment Securities Law of the State of Florida. 16 The transfer of this Bond is registrable by the Owner hereof in person or by his attorney or legal representative at the principal corporate trust office of the Registrar but only in the manner and subject to the conditions provided in the Resolution and upon surrender and cancellation of this Bond. This Bond shall not be valid or become obligatory for any purpose or be entitled to any benefit or security under the Resolution until it shall have been authenticated by the execution by the Registrar of the certificate of authentication endorsed hereon. IN WITNESS WHEREOF, the City of Winter Springs, Florida, has issued this Bond and has caused the same to be signed by its Mayor and countersigned and attested to by the City Clerk, (the signa- tures of the Mayor and the City Clerk being authorized to be facsimile of such officers' signatures) and its seal or a facsimile thereof to be affixed, impressed, imprinted, lithographed or reproduced hereon, all as of the ____ day of , 1989. CITY OF WINTER SPRINGS, FLORIDA (SEAL) (manual or facsimile) Mayor ATTESTED AND COUNTERSIGNED: (manual or facsimile) City Clerk 17 CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds issued under the provisions of the within mentioned resolution. Date of Authentication: Registrar, as Authenticating Agent By (Manual Signature) Authorized Officer ASSIGNMENT AND TRANSFER For value received the undersigned hereby sells, assigns and transfers unto (Please insert Social Security or assignee) of Winter Springs, Florida, and does other identifying number of the within bond of the City hereby constitute and appoint , attorney, to transfer the said bond on the books kept for registration thereof, with full power of substitution in the premises. Date Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or a trust company. NOTICE: No transfer will be registered and no new Bonds will be issued in the name of the Transferee, unless the signature to this assignment shall correspond with the name as it appears upon the face of the within Bond in every particular, without alteration or enlarge- ment or any change whatever and the Social Security or Federal Employer Identification Number of the Transferee is suppli- ed. If the Transferee is a trust, the names and Social Security or Federal Employer Identification Numbers of the settlor and beneficiaries of the trust, the Federal Employer Identification Number and date of the trust and the name of the trustee should be supplied. [End of Form of Current Interest Bond] 18 [FORM OF CAPITAL APPRECIATION BONDS] No. CABR- Bond Date: Maturity Amount: $ Principal Value at Issuance: $ per $5,000 Maturity Amount UNITED STATES OF AMERICA STATE OF FLORIDA COUNTY OF SEMINOLE CITY OF WINTER SPRINGS IMPROVEMENT REFUNDING REVENUE BOND, SERIES 1989 KNOW ALL MEN BY THESE PRESENTS that the City of Winter Springs, Florida (hereinafter called "City"), for value received, hereby promises to pay to the order of , or registered assigns, as herein provided, on the day of, upon the presenta tion and surrender hereof at the principal office of , in the City of, Florida (the "Registrar"), from the revenues hereinafter mentioned, the Maturity Amount specified above on the Maturity Date specified above, or the applicable Accreted Value (as reflected in the Schedule of Accreted Values set forth herein) if redeemed prior thereto as hereinafter provided. (Insert Optional or Mandatory Redemption Provisions) Notice of such redemption shall be given in the manner required by the resolution. This Bond is one of an authorized issue of Bonds in the aggregate principal amount of $9,000,000 of like date, tenor and effect, except as to number, maturity and interest rate, issued to finance the cost of refunding certain outstanding obligations of the City and the cost of acquiring and constructing a civic recreational complex and related off-site improvements, pursuant to the authority of and in full compliance with the Constitution and Statutes of the State of Florida, including particularly Chapter 166, Part II, Florida Statutes, the Charter of the City and a resolution duly adopted by the City Commission of the City on May 1, 1989, as supplemented (the "Resolution") and is subject to all terms and conditions of such Resolution. This Bond and the interest herein are payable solely from and secured by a lien upon and a pledge of the proceeds of the Public Service Tax imposed by the City on the purchase of certain utilities services within the corporate limits of the City, under the authority of Section 166.231, Florida Statutes, and pursuant to an ordinance enacted by the City on March 26, 1989, and the 19 proceeds of the Franchise Fees to be paid for a period of thirty (30) years from April 1, 1984, by the Florida Power Corporation, pursuant to an ordinance enacted by the Issuer on March 27, 1978 (such tax and fees, above described, are herein collectively referred to as "Excise Taxes") in the manner provided in the Resolution. This Bond does not constitute an indebtedness of the City within the meaning of any constitutional, statutory or charter provision or limitation, and it is expressly agreed by the Owner of this Bond that such Owner shall never have the right to require or compel the exercise of the ad valorem taxing power of the City or taxation of any real or personal property therein for the payment of the principal of and interest on this Bond or the making of any sinking fund, reserve or other payments provided for in the resolution. It is further agreed between the City and the Owner of this Bond that this Bond and the indebtedness evidenced hereby shall not constitute a lien upon any property of or in the City, but shall constitute a lien only on the Excise Taxes in the manner provided in the resolution. It is hereby certified and recited that all acts, conditions and things required to exist, to happen and to be performed precedent to and in the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the laws and Constitution of the State of Florida applicable thereto, and that the issuance of the Bonds of this issue does not violate any constitutional or statutory limitations or provisions. This Bond is and has all the qualities and incidents of a negotiable instrument under the Uniform Commercial Code - Invest- ment Securities Law of the State of Florida. The transfer of this Bond is registrable by the Owner hereof in person or by his attorney or legal representative at the principal corporate trust office of the Registrar but only in the manner and subject to the conditions provided in the Resolution and upon surrender and cancellation of this Bond. This Bond shall not be valid or become obligatory for any purpose or be entitled to any benefit or security under the Resolution until it shall have been authenticated by the execution by the Registrar of the certificate of authentication endorsed hereon. -, IN WITNESS WHEREOF, the City of Winter Springs, Florida, has issued this Bond and has caused the same to be signed by its Mayor and countersigned and attested to by the City Clerk, (the signa- tures of the Mayor and the City Clerk being authorized to be 20 __ facsimile of such officers' signatures) and its seal or a facsimile thereof to be affixed, impressed, imprinted, lithographed or reproduced hereon, all as of the ____ day of , 1989. CITY OF WINTER SPRINGS, FLORIDA (SEAL) (manual or facsimile) Mayor ATTESTED AND COUNTERSIGNED: (manual or facsimile) City Clerk 21 CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds issued under the provisions of the within mentioned Resolution. Registrar, as Authenticating Agent Date of Authentication: By (Manual Signature) Authorized Officer ASSIGNMENT AND TRANSFER For value received the undersigned hereby sells, assigns and transfers unto other identifying number of the within bond of the City hereby constitute and appoint , attorney, to transfer the said bond on the books kept for registration thereof, with full power of substitution in the premises. (Please insert Social Security or assignee) of Winter Springs, Florida, and does Date -- Signature Guaranteed by [member firm of the New York Stock Exchange or a commercial bank or a trust company.] By: (manual signature) Title: NOTICE: No transfer will be registered and no new Bonds will be issued in the name of the Transferee, unless the signature to this assignment corresponds wi th the name as it appears upon the face of the within Bond in every particular, without alteration or enlargement or any change whatever and the Social Securi ty or Federal Employer Identification Number of the Transferee is supplied. [Attach Schedule of Accreted Values] [END OF BOND FORM OF CAPITAL APPRECIATION BONDS] 22 __ Section 16. APPLICATION OF SERIES 1989 BOND PROCEEDS. The proceeds, including accrued interest and premium, if any, received from the sale of any or all of the Series 1989 Bonds shall be applied by the Issuer simultaneously with the delivery of such Series 1989 Bonds to the purchaser thereof, as follows: ,- A. The accrued interest and at the election of the Issuer interest to accrue during the period the Project is being acquired and constructed on those Series 1989 Bonds allocable to the Project shall be deposited in the Interest Account in the Debt Service Fund and shall be used only for the purpose of paying interest becoming due on the Series 1989 Bonds. Such accrued interest and proceeds of the Series 1989 Bonds, if any, deposited in the Interest Account shall be invested solely in Federal Securities until used to pay interest coming due on the Series 1989 Bonds. B. Certain of the remaining proceeds shall be deposited with the Escrow Holder to be applied as provided in the Agreement, which together with any other funds to be deposited in escrow, will be sufficient to pay the principal and interest and redemption premium when due on the Refunded Bonds. Such escrowed funds shall be kept separate and apart from all other funds of the Issuer and the moneys on deposit therein shall be withdrawn, used and applied by the Issuer solely for the purposes set forth herein and in the Agreement. All such proceeds shall be and constitute trust funds for such purposes and there is hereby created a lien in favor of the Holders of the Series 1989 Bonds upon such money until so applied. C. Unless provided from other funds of the Issuer on the date of issuance of the Series 1989 Bonds or unless provided for through the purchase of a guaranty or municipal bond insurance issued by a reputable and recognized municipal bond insurer that is rated in the highest rating category by A.M. Best & Company, Standard & Poor's Corporation or Moody's Investors Service, an irrevocable letter of credit rated in one of the two highest categories by a nationally recognized rating agency which expires at the final maturity of the Series 1989 Bonds, an irrevocable surety bond which expires at the final maturity of the series 1989 Bonds, or any combination thereof, the Issuer shall deposit to the Reserve Account in the Debt Service Fund, which Reserve Account is herein created, a sum sufficient, together with other funds on deposit in the Reserve Account to equal the Reserve Requirement on the Series 1989 Bonds, and shall be used only for the purposes provided in Section 18 of this Resolution. D. To the extent not reimbursed therefor by the original purchaser of the Series 1989 Bonds, the Issuer shall pay all costs incurred in connection with the issuance of the Series 1989 Bonds. 23 __ E. The balance of the Series 1989 Bond proceeds shall be deposited in the City of Winter Springs Construction Fund Series 1989 hereby created and such proceeds shall be used solely to acquire and construct the Project. Section 17. SPECIAL OBLIGATIONS OF ISSUER. The Bonds shall not be or constitute general obligations or indebtedness of the Issuer as "bonds" within the meaning of the Constitution of Florida, but shall be payable solely from and secured by a lien upon and a pledge of the Excise Taxes as herein provided. No Owner or Owners of any Bonds issued hereunder shall ever have the right to compel the exercise of the ad valorem taxing power of the Issuer or taxation in any form of any real or personal property therein to pay such principal and interest from any other funds of the Issuer except from the special funds in the manner provided herein. The payment of the principal of and interest on the Series 1989 Bonds shall be secured forthwith equally and ratably by, and the Issuer hereby grants to the Owner an irrevocable lien on the Excise Taxes, which lien shall be prior and superior to all the liens and encumbrances on such Excise Taxes and the Issuer does irrevocably pledge such Excise Taxes to the payment of the prin- cipal of and interest on the Series 1989 Bonds, for the reserves therefor and for all other required payments, but only in the manner and to the extent provided in this Resolution. Section 18. COVENANTS OF THE ISSUER. For so long as any of the principal of and interest on any of the Series 1989 Bonds shall be Outstanding and unpaid or until the Issuer has made provision for payment of principal, interest and redemption premiums, if any, with respect to the Bonds, as provided for in Section 33 below, the Issuer covenants with the holders of any and all Series 1989 Bonds as follows: A. EXCISE TAXES FUND. All Excise Taxes shall upon receipt thereof be deposited in the "City of winter Springs Excise Taxes Fund" (hereinafter called the "Excise Taxes Fund"), hereby created and established. All deposits into such Excise Taxes Fund shall be deemed to be held in trust for the purposes herein provided and used and applied only for the purposes and in the manner herein provided. .-., The Excise Taxes shall be and are hereby pledged to the payment of the principal of, premium, if any, and interest on the Series 1989 Bonds and to the security thereof. The holders of the Series 1989 Bonds shall have a lien upon the Excise Taxes, in accordance with the provisions hereof. The Excise Taxes so pledged and hereafter received by the Issuer shall immediately be subject to the lien of such pledge without any physical delivery or further act. All of the Series 1989 Bonds shall be equally and ratably secured hereby. The money remaining in the Excise Taxes Fund, after making provision for the payments into the Debt Service Fund, 24 and the various accounts therein, hereinafter created and established, may, so long as there is no deficiency therein, be used for any lawful purpose. B. DISPOSITION OF EXCISE TAXES. All Excise Taxes in the Excise Taxes Fund shall be disposed of monthly, but not later than the fifteenth (15th) day of each month commencing in the month immediately following the delivery of the Series 1989 Bonds only in the following manner and the following order of priority: (1) The Issuer shall first deposit into a separate fund which is hereby created and designated "City of Winter Springs Excise Taxes Debt Service Fund" (hereinafter called the "Debt Service Fund"), and credit to the following accounts, each on a parity with each other, the following identified sums: (a) Interest Account: one-sixth (1/6) of all interest becoming due on the Current Interest Bonds on the next semi-annual interest payment date, together with any fees or charges of the Registrar or Paying Agent thereof. The moneys in the Interest Account shall be withdrawn and deposited with the Paying Agent for the Bonds on or before each interest payment date in an amount sufficient to pay the interest due on such date and the fees and charges of the Registrar or paying Agent. Such monthly payments shall be increased or decreased proportionately prior to the first interest payment date or dates, after making allowances for any deposits made into the Interest Account upon the issuance of the Bonds. (b) Principal Account: Beginning on the first day of the month which is twelve (12) months prior to first principal maturity date or the applicable or shorter time period if the first principal maturity date is less than twelve (12) months after delivery of the Bonds and monthly thereafter, such sum as will be sufficient, together with the funds then on deposit therein, to pay one-twelfth (1/12) of the principal amount and/or the Accreted Value (except for payments to be made from the Redemption Account herein created and established) maturing or scheduled to be called for redemption on the next principal maturing date. The moneys on deposit in the Principal Account shall be withdrawn and deposited with the Paying Agent for such Bonds on or before each principal maturity date in an amount sufficient to pay the principal maturing on such date and the fees and charges of the Registrar or paying Agent. (c) Redemption Account: An amount sufficient to pay any Amortization Installment established by any subsequent resolution of the Issuer. (d) Following the deposit provided for in Section 16(C) hereof, no further deposits shall be required to be made into .........., 25 , ~ __ the Reserve Account whenever the amount provided for in Section 16(C) shall be on deposit therein. Any withdrawals from the Reserve Account shall be subsequently restored from the first moneys available in the Excise Taxes Fund after all required payments to the Interest Account, Principal Account and Redemption Account in the Debt Service Fund (including all deficiencies in prior required payments therefrom) have been made in full. Any excess funds in the Reserve Account shall be transferred to the Interest Account. Upon the issuance of any Additional Parity Obligations the Issuer shall fund in full part from the proceeds of such Additional parity Obligations or in any other manner provided in Section 16(C) hereof the required additional deposit to the Reserve Account. Moneys in the Reserve Account with respect to any series of Bonds shall be used only for the purpose of payment of maturing principal of or interest or Amortization Installment with respect to such series of Bonds when the other money in the Debt Service Fund is insufficient therefor, and for no other purpose. (2) Upon the issuance of any Additional Parity Obliga- tions under the terms, limitations and conditions as are herein provided, the payments into the several accounts in the Debt Service Fund, shall be increased in such amounts as shall be necessary to make the payment for the principal of, and interest on such Additional Parity Obligations on the same basis as hereinabove provided with respect to the Bonds issued under this Resolution. (3) The Issuer shall not be required to make any further deposits into the Debt Service Fund in any month to the extent the monthly deposits into the Debt Service Fund, including the Reserve Account therein, required by this Section 18(B) have been made by the Issuer prior to the 15th day of each month and no deficiency exists in any account in the Debt Service Fund. (4) The balance of any moneys remaining in the Revenue Fund after the above required payments have been made may be used for any lawful purpose; provided, however, that none of said money shall be used for any purposes other than those hereinabove specified unless all current payments, including any deficiencies for prior payments, have been made in full and unless the Issuer shall have complied fully with all the covenants and provisions of the Resolution. No further deposit shall be required to any of the accounts in the Debt Service Fund when sufficient moneys are on deposit in the accounts within the Debt Service Fund to pay the principal, interest, and redemption premium, if any, on all Bonds at maturity. ''''--'1 26 (5) The Debt Service Fund (including the accounts therein), the Revenue Fund and any other special funds herein established and created shall be deemed to be held in trust for the purposes provided herein for such funds. The money in all such funds shall be continuously secured in the same manner as state and municipal deposits are authorized to be secured by the laws of the State of Florida. Except as otherwise provided in Section 16(A) of this Resolu- tion, moneys on deposit in the Revenue Fund and the Debt Service Fund excluding the Reserve Account may be invested and reinvested in Investment Securities which mature not later than the dates on which the moneys on deposit therein will be needed for the purpose of such fund. Moneys in the Reserve Account may be invested and reinvested in Investment Securities maturing not later than five (5) years from the date of their deposit in the Reserve Account. All income on such investments, except as otherwise provided, shall be deposited in the respective funds and accounts from which such investments were made and be used for the purposes thereof unless and until the maximum required amount is on deposit therein, and thereafter shall be deposited in the Revenue Fund. If the Reserve Requirement shall be on deposit in the Reserve Account, investment income earned on the Reserve Account shall be deposited in the Interest Account. To the extent that the Reserve Requirement shall not be on deposit in the Reserve Account, investment income earned on the Reserve Account shall remain on deposit therein. (6) In determining the amount of any of the payments required to be made pursuant to this Section 18(B), credit shall be given for all investment income accruing to the respective funds and accounts described herein, except as otherwise provided. (7) The cash required to be accounted for in each of the funds and accounts described in this Section 18, may be deposited in a single bank account, provided that adequate accounting records are maintained to reflect and control the restricted allocation of the cash on deposit therein for the various purposes of such funds and accounts as herein provided. The designation and establishment of the various funds in and by this Resolution shall not be construed to require the establishment of any completely indepen- dent, self-balancing funds as such term is commonly defined and used in governmental accounting, but rather is intended solely to constitute an earmarking of certain revenues and to establish certain priorities for application of such revenues as herein provided. -, C. PUBLIC SERVICE TAXES. For so long as any of the Bonds are Outstanding and unpaid, or payment thereof has not been duly provided for, it will not repeal the ordinance levying the Public Service Tax, and will not amend or modify said ordinance in any manner so as to impair or adversely affect the power and obligation of the City to levy and collect the Public Service Tax, or impair 27 or adversely affect in any manner the pledge of the Public Service Tax made herein, or the rights of the holders of the Bonds, or the rate or amount of the Public Service Tax. The City does further covenant and agree that so long as any of the principal of or interest on any of the Bonds shall be outstanding and unpaid, or payment thereof not duly provided for, it will levy and collect such Public Service Tax, to the extent necessary up to the maximum rate provided by law, as will always, together with other moneys available therefor, provide funds sufficient to pay, as the same shall become due, the principal of and interest on the Bonds, in addition to paying, as the same shall become due, all reserve fund and other payments provided for in this Resolution and all other obligations and indebtedness payable out of said Public Service Tax. The Issuer further expressly represents that it has legal and valid power to continue the levy and collection of the Public Service Tax until all the principal of and interest on the Bonds have been fully paid, notwithstanding that the legislative authori- ty therefor may be repealed, amended or modified by the Legislature of Florida prior to such time; and said City further represents that the covenants entered into between the City and holders of the Bonds pursuant to this subsection (C) constitute a valid and legally binding contract between the City and such Bondholders not subject to repeal, impairment or modification by the City. D. FRANCHISE FEES. So long as any of the Bonds are Out- standing and unpaid, or payment thereof has not been duly provided for, it will not repeal the ordinance granting the franchise to Florida Power Corporation and levying said Franchise Fees, and will not amend or modify said ordinance in any manner so as to reduce the rate or amount of Franchise Fees levied thereunder, or impair or adversely affect the obligation of Florida Power Corporation, or of its legal representatives, successors or assigns, to pay, or the power or obligation of the City to levy and collect said Franchise Fees, or impair or adversely affect in any manner the pledge of such Franchise Fees made herein, or the rights of holders of Bonds issued pursuant to this Resolution. The City further expressly represents that it has legal and valid power to levy and continue to levy and collect said Franchise Fees in the manner provided, in said ordinance, and said City further represents that the covenants entered into between the City and the holders of the Bonds pursuant to this subsection (D) constitute a valid and legally binding contract between the City and such Bondholders and are not subject to repeal, impairment or modification by the City. :,,-, In the event the Issuer shall acquire the electric power and distribution facilities of the Florida Power Corporation, or in the event it shall acquire, construct or operate an electric power and distribution system and the Franchise Fees are not available to the 28 . , ,_ City to make the payments therefrom required pursuant to the provisions of this Resolution, the City will make payment from the net revenues first available to it from the operation of any such electric power and distribution system so owned, acquired, con- structed or operated by it of the amounts required to be paid from the Franchise Fees pursuant to the provisions of this Resolution. E. BOOKS AND ACCOUNTS: AUDIT. The Issuer shall keep proper books, records and accounts, separate and apart from all other records and accounts, showing correct and complete entries of all transactions relating to the collection and disbursement of the Excise Taxes. The Owners of any of the Bonds or any duly authorized agent or agents of such Owners shall have the right at any and all reasonable times to inspect such books, records and accounts. The Issuer shall, in accordance with application of State of Florida law, following the close of each Fiscal Year cause an audit of such books, records and accounts to be made by an independent firm of certified public accountants in accordance with generally accepted accounting procedures. Each such audit, shall include the following: Comments regarding any non-compliance by the City in carrying out the accounting requirements of this Resolution. Copies of each such audit report shall be placed on file with the Issuer and be made available at reasonable times for inspection by Owners of Bonds, and shall be sent to the nationally recognized bond rating agencies and to the initial purchasers of the Bonds. The auditors selected by the Issuer shall be changed at any time by a written request signed by a majority of the Owners. F. ENFORCEMENT OF COLLECTIONS. The Issuer will diligently enforce and collect all Excise Taxes and will take all steps, actions and proceedings for the enforcement and collection of such rates, charges and fees as shall become delinquent to the full extent permitted or authorized by law; and will maintain accurate records with respect thereof. All such fees, rates, charges and revenues herein pledged shall, as collected, be held in trust to be applied as herein provided. .....-, Nothing herein, however, shall be construed to grant to any Owner of the Bonds any lien on any property of the Issuer. G. ISSUANCE OF OTHER OBLIGATIONS. The Issuer will not issue any other obligations payable from the Excise Taxes nor voluntarily create or cause to be created any debt, lien, pledge, assignment, encumbrance or other charge having priority to or being on a parity with the lien of the Bonds issued pursuant to this Resolution and the interest thereon, upon said Excise Taxes except under the conditions and in the manner provided herein. Any obligations issued by the Issuer other than the Bonds herein authorized and Additional parity Obligations, payable from such Excise Taxes, 29 __ shall contain an express statement that such obligations are junior, inferior and subordinate in all respects to the Bonds herein authorized, as to lien on and source and security for payment from such Excise Taxes. H. ISSUANCE OF ADDITIONAL PARITY OBLIGATIONS. No Additional Parity Obligations, payable on a parity from the Excise Taxes, shall be issued after the issuance of the Series 1989 Bonds herein authorized, except upon the conditions and in the manner herein- after provided: (1) There shall have been obtained and filed with the Issuer a certificate of an independent certified public accountant of suitable experience and responsibility stating: (a) that the books and records of the City relating to the collection and receipt of the Excise Taxes have been audited by him; (b) the amount of the Excise Taxes received for any twelve (12) months out of the immediately preceding twenty-four (24) months preceding the date of issuance of the proposed Additional Parity Obligations with respect to which such certificate is made; (c) that the aggregate amount of such Excise Taxes for such period is equal to not less than one hundred twenty-five percent (125%) of the Maximum Bond Service Requirement on all obligations issued under this Resolution, if any, then Outstanding and on the Additional parity Obligations with respect to which such certificate is made. (2) The Excise Taxes for the preceding Fiscal Year may also be adjusted to include the estimated Excise Taxes as certified by an independent certified public accountant, that the Issuer would have received from areas that the Issuer has annexed prior to the issuance of the Additional Parity Obligations and not fully reflected in such Fiscal Year. (3) The Excise Taxes for the preceding Fiscal Year may also be adjusted to include the estimated Excise Taxes, as certified by an independent certified public accountant, that the Issuer would have received during such Fiscal Year due to increase in the rate or rates of such Excise Taxes during such Fiscal Year and not fully reflected in such Fiscal Year. (4) Each resolution authorizing the issuance of Ad- ditional Parity Bonds will recite that all of the covenants herein contained will be applicable to such Additional Parity Bonds. (5) The City shall not be in default in performing any of the covenants and obligations assumed hereunder, and all payments herein required to have been made into the funds and accounts, as provided hereunder, shall have been made to the full extent required. Section 18. FEDERAL INCOME TAX COVENANTS: TAXABLE BONDS. 30 (A) The Issuer covenants with the Holders of each Series of Bonds (other than Taxable Bonds), that it shall not use the proceeds of such Bonds in any manner which would cause the interest on such Series of Bonds to be or become includable in the gross income of the Holder thereof for federal income tax purposes. (B) The Issuer covenants with the Holders of Bonds (other than Taxable Bonds) that it not will make any use of the proceeds of such Bonds (or amounts deemed to be proceeds under the Code) in any manner which would cause such Bonds to be "arbitrage bonds" within the meaning of Section 148 of the Code and that it shall not do any act or fail to do any act which would cause the interest on such Bonds to become includable in the gross income of the Holder thereof for federal income tax purposes. (C) The Issuer hereby covenants with the Holders of Bonds (other than Taxable Bonds) that it will comply with all provisions of the Code necessary to maintain the exclusion of interest on the Bonds from the gross income of the Holder thereof for federal income tax purposes, including, in particular, the payment of any amount required to be rebated to the u.S. Treasury pursuant to the Code. (D) The Issuer may, if it so elects, issue one or more series of Taxable Bonds the interest on which is (or may be) includible in the gross income of the Holder thereof for federal income tax purposes, so long as each such Bond states in the body thereof that interest payable thereon is (or may be) subject to federal income taxation and provided that the issuance thereof will not cause the interest on any other Bonds theretofore issued hereunder to be or become includable in the gross income of the Holder thereof for federal income tax purposes. The covenants set forth in paragraphs (A), (B) and (C) above shall not apply to any Taxable Bonds. Section 19. EVENTS OF DEFAULT. The following events shall each constitute an "Event of Default": (A) Default shall be made in the payment of the principal of, Amortization Installment, redemption premium or interest on any Bond when due. (B) There shall occur the dissolution or liquidation of the Issuer, or the filing by the Issuer of a voluntary petition in bankruptcy, or the commission by the Issuer of any act of bankruptcy, or adjudication of the Issuer as a bankrupt, or assignment by the Issuer for the benefit of its creditors, or appointment of a receiver for the Issuer, or the entry by the Issuer into an agreement of composition with its creditors, or the approval by a court of competent jurisdiction of a petition applicable to the Issuer in any proceeding for its reorganization instituted under the provisions of the Federal Bankruptcy Act, as .-.., 31 amended, or under any similar act in any jurisdiction which may now be in effect or hereafter enacted. (C) The Issuer shall default in the due and punctual perfor- mance of any other of the covenants, conditions, agreements and provisions contained in the Bonds or in this Resolution on the part of the Issuer to be performed, and such default shall continue for a period of thirty (30) days after written notice of such default shall have been received from the Holders of not less than twenty- five percent (25%) of the aggregate principal amount of Bonds Outstanding or the Insurer of such amount of Bonds or any Credit Bank. Notwithstanding the foregoing, the Issuer shall not be deemed in default hereunder if such default can be cured within a reasonable period of time and if the Issuer in good faith in- stitutes curative action and diligently pursues such action until the default has been corrected. (D) An event of default pursuant to Section 30 of this Resolution . Section 20. REMEDIES. Any Holder of Bonds issued under the provisions of this Resolution or any trustee or receiver acting for such Bondholders may either at law or in equity, by suit, action, mandamus or other proceedings in any court of competent jurisdic- tion, protect and enforce any and all rights under the laws of the State of Florida, or granted and contained in this Resolution, and may enforce and compel the performance of all duties required by this Resolution or by any applicable statutes to be performed by the Issuer or by any officer thereof. The Holder or Holders of Bonds in an aggregate principal amount of not less than twenty-five percent (25%) of the Bonds then Outstanding may by a duly executed certificate in writing appoint a trustee for Holders of Bonds issued pursuant to this Resolution with authority to represent such Bondholders in any legal proceed- ings for the enforcement and protection of the rights of such Bondholders and such certificate shall be executed by such Bond- holders or their duly authorized attorneys or representatives, and shall be filed in the office of the Clerk. Notice of such appoint- ment, together with evidence of the requisite signatures of the Holders of not less than twenty-five percent (25%) in aggregate principal amount of Bonds Outstanding and the trust instrument under which the trustee shall have agreed to serve shall be filed with the Issuer and the trustee and notice of appointment shall be given to all Holders of Bonds in the same manner as notices of redemption are given hereunder. After the appointment of the first trust hereunder, no further trustees may be appointed; however, the Holders of a majority in aggregate principal amount of all the Bonds then Outstanding may remove the trustee initially appointed and appoint a successor and subsequent successors at any time. 32 Upon the occurrence of an Event of Default, a trustee may, with the consent of AMBAC Indemnity (in the case of any Bonds insured by AMBAC Indemnity), and shall, at the direction of AMBAC Indemnity (in the case of any Bonds insured by AMBAC Indemnity) or 25% of the Bondholders with the consent of AMBAC Indemnity (in the case of any Bonds insured by AMBAC Indemnity), by written notice to the Issuer and AMBAC Indemnity (in the case of any Bonds insured by AMBAC Indemnity), declare the principal of the Bonds to be immediately due and payable, whereupon that portion of the prin- cipal of the Bonds thereby coming due and the interest thereon accrued to the date of payment shall, without further action, become and be immediately due and payable, anything in this Resolution or in the Bonds to the contrary notwithstanding. Section 21. DIRECTIONS TO TRUSTEE AS TO REMEDIAL PROCEEDINGS. The Holders of a majority in principal amount of the Bonds then Outstanding (or any Insurer insuring any then Outstanding Bonds) have the right, by an instrument or concurrent instruments in writing executed and delivered to the trustee, to direct the method and place of conducting all remedial proceedings to be taken by the trustee hereunder, provided that such direction shall not be otherwise than in accordance with law or the provisions hereof, and that the trustee shall have the right to decline to follow any such direction which in the opinion of the trustee would be unjustly prejudicial to Holders of Bonds not parties to such direction. - Section 22. REMEDIES CUMULATIVE. No remedy herein conferred upon or reserved to the Bondholders is intended to be exclusive of any other remedy or remedies, and each and every such remedy shall be cumulative, and shall be in addition to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute. Section 23. WAIVER OF DEFAULT. No delay or omission of any Bondholder to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default, or an acquiescence therein; and every power and remedy given by Section 20 of this Resolution to the Bondholders may be exercised from time to time, and as often as may be deemed expedient. Section 24. APPLICATION OF MONEYS AFTER DEFAULT. If an Event of Default shall happen and shall not have been remedied, the Issuer or a trustee or receiver appointed for the purpose shall apply all Excise Taxes as follows and in the following order: (A) To the payment of the reasonable and proper charges, expenses and liabilities of the trustee or receiver, Registrar and Paying Agent hereunder; and 33 .. tIo" (B) To the payment of the interest and principal, including any redemption premium, if applicable, then due on the Bonds, as follows: (1) Unless the principal of all the Bonds shall have become due and payable, all such moneys shall be applied: FIRST: to the payment to the persons entitled thereto of all installments of interest then due, in the order of the maturity of such installments, and, if the amount available shall not be sufficient to pay in full any particular install- ment, then to the payment ratably, according to the amounts due on such installment, to the persons entitled thereto, without any discrimination or preference; -- SECOND: to the payment to the persons entitled thereto of the unpaid principal of any of the Bonds which shall have become due at maturity or upon mandatory redemption prior to maturity (other than Bonds called for redemption for the payment of which moneys are held pursuant to the provisions of this Resolution), in the order of their due dates, with interest upon such Bonds from the respective dates upon which they became due, and, if the amount available shall not be sufficient to pay in full Bonds due on any particular date, together with such interest, then to the payment first of such interest, ratably according to the amount of such interest due on such date, and then to the payment of such principal, ratably according to the amount of such principal due on such date, to the persons entitled thereto without any discrimina- tion or preference; and THIRD: to the payment of any Bonds called for optional redemption pursuant to the provisions of this Resolution. (2) If the principal of all the Bonds shall have become due and payable, all such moneys shall be applied to the payment of the principal and interest then due and unpaid upon the Bonds, without preference or priority of principal over interest or of interest over principal, or of any installment of interest over any other installment of interest, or of any Bond over any other Bond, ratably, according to the amounts due respectively for principal and interest, to the persons entitled thereto without any discrimination or preference. Section 25. CONTROL BY INSURER. upon the occurrence and continuance of an Event of Default, any insurer of the payment of principal and interest on such Bonds, if such insurer shall have honored all of its commitments under its bond insurance policy, shall be entitled to direct and control the enforcement of all rights and remedies with respect to the Bonds it shall insure. -- 34 Section 26. SUPPLEMENTAL RESOLUTION WITHOUT BONDHOLDERS' Consent. The Issuer, from time to time and at any time, may adopt such supplemental Resolutions without the consent of the Bond- holders (which supplemental Resolution shall thereafter form a part hereof) for any of the following purposes: (A) To cure any ambiguity or formal defect or omission or to correct any inconsistent provisions in this Resolution or to clarify any matters or questions arising hereunder. (B) To grant to or confer upon the Bondholders any additional rights, remedies, powers, authority or security that may lawfully be granted to or conferred upon the Bondholders. (C) To add to the conditions, limitations and restrictions on the issuance of Bonds under the provisions of this Resolution. (D) To add to the covenants and agreements of the Issuer in this Resolution or to surrender any right or power herein reserved to or conferred upon the Issuer. (E) To specify and determine matters and things relative to such Bonds which are not contrary to or inconsistent with this Resolution as theretofore in effect, or to amend, modify or rescind any such authorization, specification or determination at any time prior to the first delivery of such Bonds. -- (F) To change or modify the description of the project. (G) To specify and determine matters necessary or desirable for the issuance of Capital Appreciation Bonds. (H) To make any other change that, in the opinion of the Issuer, would not materially adversely affect the security for the Bonds but only with the prior consent of AMBAC Indemnity for changes relating to those Bonds issued by AMBAC Indemnity. -- Section 27. SUPPLEMENTAL RESOLUTION WITH BONDHOLDERS' AND INSURER'S CONSENT. Subject to the terms and provisions contained in this Section 27 and Section 26 hereof, the Holder or Holders of not less than a majority in aggregate principal amount of the Bonds then Outstanding shall have the right, from time to time, anything contained in this Resolution to the contrary notwithstanding, to consent to and approve the adoption of such supplemental resolution or resolutions hereto as shall be deemed necessary or desirable by the Issuer for the purpose of supplementing, modifying, altering, amending, adding to or rescinding, in any particular, any of the terms or provisions contained in this Resolution; provided, however, that if such modification or amendment will, by its terms, not take effect so long as any Bonds remain outstanding, the consent of the Holders of such Bonds shall not be required and such Bonds shall not be deemed to be Outstanding for the purpose of any 35 calculation of Outstanding Bonds under this Section 27. Any supplemental resolution which is adopted in accordance with the provisions of this Section 27 shall also require the written consent of the insurer of any Bonds which are Outstanding at the time such supplemental resolution shall take effect. No supplemental resolution may be approved or adopted which shall permit or require (A) an extension of the maturity of the principal of or the payment of the interest on any Bond issued hereunder, (B) reduction in the principal amount of any Bond or the redemption premium or the rate of interest thereon, (C) the creation of a lien upon or a pledge of other than the lien and pledge created by this Resolution which adversely affects any Bondholders, (D) a preference or priority of any Bond or Bonds over any other Bond or Bonds, or (E) a reduction in the aggregate principal amount of the Bonds required for consent to such supplemental resolution. Nothing herein contained, however, shall be construed as making necessary the approval by Bondholders or the insurer of the adoption of any supplemental resolution as authorized in Section 26 hereof. If at any time the Issuer shall determine that it is necessary or desirable to adopt any supplemental resolution pursuant to this Section 27, the Clerk shall cause the Registrar to give notice of the proposed adoption of such supplemental resolution and the form of consent to such adoption to be mailed, postage prepaid, to all Bondholders at their addresses as they appear on the registration books and to all insurers of Bonds Outstanding. Such notice shall briefly set forth the nature of the proposed supplemental resolu- tion and shall state that copies thereof are on file at the offices of the Clerk and the Registrar for inspection by all Bondholders. The Issuer shall not, however, be subject to any liability to any Bondholder by reason of its failure to cause the notice required by this Section 27 to be mailed and any such failure shall not affect the validity of such supplemental resolution when consented to and approved as provided in this Section 27. Whenever the Issuer shall deliver to the Clerk an instrument or instruments in writing purporting to be executed by the Holders of not less than a majority in aggregate principal amount of the Bonds then Outstanding, which instrument or instruments shall refer to the proposed supplemental resolution described in such notice and shall specifically consent to and approve the adoption thereof in substantially the form of the copy thereof referred to in such notice, thereupon, but not otherwise, the Issuer may adopt such supplemental resolution in substantially such form, without liability or responsibility to any Holder of any Bond, whether or not such Holder shall have consented thereto. If the Holders of not less than a majority in aggregate principal amount of the Bonds Outstanding at the time of the adoption of such supplemental resolution shall have consented to and approved the adoption thereof as herein provided, no Holder of 36 ,'_ any Bond shall have any right to obj ect to the adoption of such supplemental resolution, or to object to any of the terms and provisions contained therein or the operation thereof, or in any manner to question the propriety of the adoption thereof, or to enjoin or restrain the Issuer from adopting the same or from taking any action pursuant to the provisions thereof. Upon the adoption of any supplemental resolution pursuant to the provisions of this Section 27, this Resolution shall be deemed to be modified and amended in accordance therewith, and the respective rights, duties and obligations under this Resolution of the Issuer and all Holders of Bonds then Outstanding shall there- after be determined, exercised and enforced in all respects under the provisions of this Resolution as so modified and amended. Section 28. AMENDMENT WITH CONSENT OF INSURER ONLY. If all of the Bonds Outstanding hereunder are insured as to payment of principal and interest by an insurer or insurers, and the insurer is not in default, the Issuer may adopt one or more supplemental resolutions amending all or any part hereof, with the written consent of said insurer or insurers, and prior notice to Standard & Poor's Corporation, and the acknowledgment by said insurer or insurers that its insurance or guaranty policy will remain in full force and effect. The consent of the Holders of any Bonds shall not be necessary. The foregoing right of amendment, however, does not apply to any amendment with respect to the exclusion, if applicable, of interest on said Bonds from the gross income of the Holders thereof for federal income tax purposes nor may any such amendment deprive the Holders of any Bond of right to payment of the Bonds from, and their lien on, the Excise Taxes. Upon filing with the Clerk of evidence of such consent of the insurer or insurers as aforesaid, the Issuer may adopt such supplemental resolution. After the adoption by the Issuer of such supplemental resolution, notice thereof shall be mailed in the same manner as notice of an amendment under Section 27 hereof. Section 29. (A) CONSENT OF AMBAC INDEMNITY. Any provision of this Resolution expressly recognizing or granting rights in or to AMBAC Indemnity may not be amended in any manner which affects the rights of AMBAC Indemnity hereunder without the prior written consent of AMBAC Indemnity. (B) Consent of AMBAC Indemnity in Addition to Bondholder Consent. Unless otherwise provided in this Section, AMBAC Indemnity's consent shall be required in addition to Bondholder consent, when required, for the following purposes: (i) execution and delivery of any supplemental, or amendatory resolution; and (ii) initiation or approval of any action not described in (i) above which requires Bondholder consent. (C) Consent of AMBAC Indemnity Upon Default. Anything in this Resolution to the contrary notwithstanding, upon the occur- 37 .- rence and continuance of an event of default as defined herein, AMBAC Indemnity shall be entitled, as to those Bonds insured by AMBAC Indemnity to control and direct the enforcement of all rights and remedies granted to the Bondholders under this Resolution, including, without limitation, acceleration of the principal of the Bonds as described in this Resolution and the right to annul any declaration of acceleration, and AMBAC Indemnity shall also be entitled to approve all waivers of Events of Default. Section 30. NOTICES TO BE GIVEN TO AMBAC INDEMNITY. While the Municipal Bond Insurance policy is in effect, the Issuer shall furnish to AMBAC Indemnity: (a) as soon as practicable after the filing thereof, a copy of any financial statement of the Issuer and a copy of any audit and annual report of the Issuer; (b) a copy of any notice to be given to the registered owners of any Bonds insured by AMBAC Indemnity, including without limita- tion, notice of any redemption of or defeasance of Bonds insured by AMBAC Indemnity, and any certificate rendered pursuant to this Resolution, relating to the security for the Bonds insured by AMBAC Indemnity; and (c) such additional information it may reasonably request. The Issuer will permit AMBAC Indemnity to discuss the affairs, finances and accounts of the Issuer or any information AMBAC Indemnity may reasonably request regarding the security for the Bonds insured by AMBAC Indemnity with appropriate officers of the Issuer. The Issuer, will permit AMBAC Indemnity to have access to any of the Project financed with Bonds insured by AMBAC Indemnity and have access to and to make copies of all books and records relating to the Bonds insured by AMBAC Indemnity at any reasonable time. AMBAC Indemnity shall have the right to direct an accounting at the Issuer's expense, and the Issuer's failure to comply with such direction within thirty (30) days after receipt of written notice of the direction from AMBAC Indemnity shall be deemed an Event of Default hereunder; provided, however, that if compliance cannot occur within such period, then such period will be extended so long as compliance is begun within such period and diligently pursued, but only if such extension would not materially adversely affect the interests of any registered owner of the Bonds. Notwithstanding any other provision of this Resolution, the Issuer shall immediately notify AMBAC Indemnity if any time there are insufficient moneys to make any payments of principal and/or interest as required and immediately upon the occurrence of any Event of Default hereunder. 38 Section 31. PAYMENT PROCEDURE PURSUANT TO MUNICIPAL BOND INSURANCE POLICY. As long as the Municipal Bond Insurance policy shall be in full force and effect, the Issuer and any paying Agent agree to comply with the following provisions: (a) if five (5) days prior to an interest payment date the paying Agent determines that there will be insufficient funds in the funds and accounts created pursuant to this Resolution to pay the principal of or interest on the Bonds insured by the Municipal Bond Insurance Policy on such interest payment date, the Paying Agent shall so notify AMBAC Indemnity. Such notice shall specify the amount of the anticipated deficiency, the Bonds to which such deficiency is applicable and whether such Bonds will be deficient as to principal or interest, or both. If the Paying Agent has not so notified AMBAC Indemnity five (5) days prior to an interest payment date, AMBAC Indemnity will make payments of principal or interest due on the Bonds on or before the fifth (5th) business day next following the date on which AMBAC Indemnity shall have received notice of nonpayment from the paying Agent. (b) the Paying Agent shall, after giving notice to AMBAC Indemnity as provided in (a) above, make available to AMBAC Indemnity and, at AMBAC Indemnity's direction, to the united States Trust Company of New York, as insurance trustee for AMBAC Indemnity or any successor insurance trustee (the "Insurance Trustee"), the registration books of the Issuer maintained by the Paying Agent, and all records relating to the funds and accounts maintained under this Resolution. (c) the Paying Agent shall provide AMBAC Indemnity and the Insurance Trustee with a list of registered owners of Bonds entitled to receive principal or interest payments from AMBAC Indemnity under the terms of the Municipal Bond Insurance Policy, and shall make arrangements with the Insurance Trustee (i) to mail checks or drafts to the registered owners of Bonds entitled to receive full or partial interest payments from AMBAC Indemnity and (ii) to pay principal upon Bonds surrendered to the Insurance Trustee by the registered owners of the Bonds entitled to receive full or partial principal payments from AMBAC Indemnity. (d) the Paying Agent shall, at the time it provides notice to AMBAC Indemnity pursuant to (a) above, notify registered owners of Bonds entitled to receive the payment of principal or interest thereon from AMBAC Indemnity (i) as to the fact of such entitle- ment, (ii) that AMBAC Indemnity will remit to them all or a part of the interest payments next coming due upon proof of Bondholder entitlement to interest payments and delivery to the Insurance Trustee, in form satisfactory to the Insurance Trustee, of an appropriate assignment of the registered owner's/right to payment, (iii) that should they be entitled to receive full payment of principal from AMBAC Indemnity, they must surrender their Bonds (along with an appropriate instrument of assignment in form 39 satisfactory to the Insurance Trustee to permit ownership of such Bonds to be registered in the name of AMBAC Indemnity) for payment to the Insurance Trustee, and not the paying Agent, and (iv) that should they be entitled to receive partial payment of principal from AMBAC Indemnity, they must surrender their Bonds for payment thereon first to the Paying Agent who shall note on such Bonds the portion of the principal paid by the paying Agent and then, along with an appropriate instrument of assignment in form satisfactory to the Insurance Trustee, to the Insurance Trustee, which will then pay the unpaid portion of principal. (e) in the event that the Paying Agent has notice that any payment of principal of or interest on a Bond which has become due for payment and which is made to a Bondholder by or on behalf of the Issuer has been deemed a preferential transfer and theretofore recovered from its registered owner pursuant to the United States Bankruptcy Code by a trustee in bankruptcy in accordance with the final, nonappealable order of a court having competent jurisdic- tion, the Paying Agent shall, at the time AMBAC Indemnity is notified pursuant to (a) above, notify all registered owners that in the event that any registered owner's payment is so recovered, such registered owner will be entitled to payment from AMBAC Indemnity to the extent of such recovery if sufficient funds are not otherwise available, and the Paying Agent shall furnish AMBAC Indemnity its records evidencing the payments of principal of and interest on the Bonds which have been made by the Paying Agent, and subsequently recovered from registered owners and the dates on which such payments were made. (f) in addition to those rights granted AMBAC Indemnity under this Resolution, AMBAC Indemnity shall, to the extent it makes payments of principal of or interest on Bonds, become subrogated to the rights of the recipients of such payments in accordance with the terms of the Municipal Bond Insurance Policy, and to evidence such subrogation (i) in the case of subrogation as to claims for past due interest, the Paying Agent shall note AMBAC Indemnity's rights as subrogee on the registration books of the Issuer main- tained by the Paying Agent, upon receipt from AMBAC Indemnity of proof of the payment of interest thereon to the registered owners of the Bonds, and (ii) in the case of subrogation as to claims for past due principal, the Paying Agent shall note AMBAC Indemnity's rights as subrogee on the registration books of the Issuer main- tained by the Paying Agent upon surrender of the Bonds by the registered owners thereof together with proof of the payment of principal thereof. Section 32. PARTIES INTERESTED HEREIN. Nothing in this Resolution expressed or implied is intended or shall be construed to confer upon, or to give to, any person or entity, other than the Issuer, AMBAC Indemnity (as to those Bonds insured by AMBAC Indemnity), the Paying Agent, and the registered owners of the Bonds, any right, remedy or claim under or by reason of this 40 Resolution or any covenant, condition or stipulation hereof, and all covenants, stipulations, promises and agreements in this Resolution, contained by and on behalf of the Issuer shall be for the sole and exclusive benefit of the Issuer, AMBAC Indemnity (as to those Bonds insured by AMBAC Indemnity), Paying Agent, and the registered owners of the Bonds. Section 33. DEFEASANCE. If the Issuer shall payor cause to be paid or there shall otherwise be paid to the Holders of all Bonds the principal, any redemption premium, if applicable, and interest due or to become due thereon, at the times and in the manner stipulated therein and in this Resolution, then the pledge of the Excise Taxes, and all covenants, agreements and other obligations of the Issuer to the Bondholders, shall thereupon cease, terminate and become void and be discharged and satisfied. In such event, the Paying Agents shall pay over or deliver to the Issuer all money or securities held by them pursuant to this Resolution which are not required for the payment or redemption of Bonds not theretofore surrendered for such payment or redemption. Any Bonds or interest installments appertaining thereto, whether at or prior to the maturity or redemption date of such Bonds, shall be deemed to have been paid within the meaning of this Section 33 if (A) in case any such Bonds are to be redeemed prior to the maturity thereof, there shall have been taken all action necessary to call such Bonds for redemption and notice of such redemption shall have been duly given or provision shall have been made for the giving of such notice, and (B) there shall have been deposited in irrevocable trust with a banking institution or trust company by or on behalf of the Issuer either moneys in an amount which shall be sufficient, or Federal Securities the principal of and the interest on which when due will provide moneys which, together with the moneys, if any, deposited with such bank or trust company at the same time shall be sufficient, to pay the principal, of any redemption premium, if applicable, and interest due and to become due on said Bonds on and prior to the redemption date or maturity date thereof, as the case may be. Except as hereafter provided, neither the Federal Securities nor any moneys so deposit- ed with such bank or trust company nor any moneys received by such bank or trust company on account of principal of or redemption premium, if applicable, or interest on said Federal Securities shall be withdrawn or used for any purpose other than, and all such moneys shall be held in trust for and be applied to, the payment, when due, of the principal of or redemption premium, if applicable, of the Bonds for the payment or redemption of which they were deposited and the interest accruing thereon to the date of maturity or redemption; provided, however, the Issuer may substitute new Federal Securities and moneys for the deposited Federal Securities and moneys if the new Federal Securities and moneys are sufficient to pay the principal of or redemption premium, if applicable, and interest on the refunded Bonds. .'-.. 41 ,_ In the event the Bonds for which moneys are to be deposited for the payment thereof in accordance with this Section 33 are not by their terms subject to redemption within the next succeeding sixty (60) days, the Issuer shall cause the Registrar to mail a notice to the Holders of such Bonds that the deposit required by this Section 33 of moneys and/or Federal Securities has been made and said Bonds are deemed to be paid in accordance with the provi- sions of this Section 33 and stating such maturity or redemption date upon which moneys are to be available for the payment of, including any redemption premium, and interest on said Bonds. Nothing herein shall be deemed to require the Issuer to call any of the Outstanding Bonds for redemption prior to maturity pursuant to any applicable optional redemption provisions, or to impair the discretion of the Issuer in determining whether to exercise any such option for early redemption. In the event that the principal and/or interest due on any Bonds shall be paid by AMBAC Indemnity pursuant to the Municipal Bond Insurance Policy, the Bonds shall remain Outstanding for all purposes, not be defeased or otherwise satisfied and not be considered paid by the Issuer, and the assignment and pledge of the Excise Taxes and all covenants, agreements and other obligations of the Issuer to the registered owners shall continue to exist and shall run to the benefit of AMBAC Indemnity, and AMBAC Indemnity shall be subrogated to the rights of such registered owners. -- Section 34. HOLDERS NOT AFFECTED BY USE OF PROCEEDS. The Holders of the Bonds shall have no responsibility for the use of the proceeds thereof, and the use of such proceeds by the Issuer shall in no way affect the rights of such Holders. The Issuer shall be irrevocably obligated to pay the principal of and interest on the Bonds and to make all reserve and other payments provided for herein from the Excise Taxes notwithstanding any failure of the Issuer to use and apply such proceeds in the manner provided herein. Section 35. CAPITAL APPRECIATION BONDS. For the purposes of (i) receiving payment of the redemption price of a Capital Appreciation Bond if redeemed prior to maturity, (ii) receiving payment if the principal of all Bonds is declared immediately due and payable, (iii) computing Bond Service Requirement (iv) in computing the amount of Holders required for any notice, consent, request or demand hereunder for any purpose whatsoever, the principal amount of a Capital Appreciation Bond shall be deemed to be its Accreted Value. Section 36. SEVERABILITY. If anyone or more of the cove- nants, agreements or provisions of this Resolution should be held contrary to any express provision of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then 42 such covenants, agreements or provisions shall be null and void and shall be deemed separate from the remaining covenants, agreements or provisions of this Resolution or of the Bonds or any coupons issued thereunder. Section 37. INCONSISTENT RESOLUTIONS. All prior resolutions of the Issuer inconsistent with the provisions of this Resolution are hereby modified, supplemented and amended to conform with the provisions herein contained. Section 38. EFFECTIVE DATE. The provisions of this reso- lution shall take effect immediately upon its passage. ADOPTED this 1st day of May, 1989. (SEAL) CITY COMMISSION OF THE CITY OF WINTER SPRINGS, FLORIDA Leanne M. Grove, Mayor ATTEST: Mary T. Norton City Clerk Approved as to Form and Legal Sufficiency: City Attorney 43