HomeMy WebLinkAbout2006 06 26 Regular 302 Health Insurance
CITY OF WINTER SPRINGS
June 26, 2006 Regular Meeting
062606_ COMM_Regular_302_Health_Insurance_Plan
Page I of3
COMMISSION AGENDA
ITEM 302
Consent
Informational
Public Hearin
Re ular
x
June 26, 2006
Regular Meeting
;Y-'-
Mgr. / Dept.
Authorization
REQUEST: City Manager requesting the Commission to approve the Health Insurance
Plan and Provider for FY 07.
PURPOSE: This agenda item is needed for the Commission to choose a health insurance plan
design it deems appropriate and the provider for FY 07.
CONSIDERATIONS:
Health Insurance Premiums have continued to rise rapidly. Cigna, the City's current health
provider signaled that continuation of the City's current plan would increase as much as 36% due
to cost increases and principally for experience factors during the year.
As a result our insurance agent was instructed to bid the insurance in the market place providing
for a continuation of the current plan design and an optional co-insurance plan.
The agent reduced the 46 original submissions to a short list of plans which was further reduced
to three options.
As shown on the attached page the City has three alternatives are as follows:
1. Continue the current plan design with the low bidder United Health Care with a 17%
. . .
Increase In premmms.
2. Change to an 80-20 co-insurance plan with the low bidder United Health Care with a 9%
. . .
Increase In premmms.
3. Adopt a hi/low plan in which the City would provide the 80-20 co-insurance plan and the
employees would have the option of buying up to the original plan design.
In this option the City's cost increase would be 9%. The employees increase would be
9% to bring up to the original plan design for himself and an additional 17% for the buy
up to original plan design for the employee's family.
CITY OF WINTER SPRINGS
June 26, 2006 Regular Meeting
062606_ COMM_Regular_302_Health_Insurance_Plan
Page 2 of 3
FUNDING:
Funding for the City's share of the health insurance plan chosen by the Commission is included
in the FY 07 Budget.
RECOMMENDATION:
It is recommended that the City continue the existing plan design with the low bidder, United
Health Care
ATT ACHMENTS:
a) Recommended Plans
b) Short List
c) Summary Sheet
COMMISSION ACTION:
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Current Plan Desien
Alternative Plan Desiens
Options
CITY OF WINTER SPRINGS
June 26, 2006 Regular Meeting
062606_ COMM_Regular_302_HealtlUnsurance_Plan
Page 3 of 3
Attachment C
SUMMARY SHEET
CITY OF WINTER SPRINGS
Company
Cigna
United Health Care
Aetna
Blue Cross Blue Shield
Humana
Florida League of Cities
Cigna
United Health Plan
Aetna
Blue Cross Blue Shield
Humana
Florida League of Cities
Current Plan United
Alternate Plan United
Buy Up United
% Over
Current
%
Increase
24%
18%
32%
No Comparable Plan
No Quote
No Quote
18.5%
9%
Not Competitive
Not Competitive
No quote
No Quote
City
17%
9%
9%
Employee
17%
9%
8%
17% (employee family)
* Due to the variations in numbers, percentages are an estimate.